ChartRow logo
GIC
$44.12+0.96%
as of close, Oct 20, 2026
☾ AH $44.12 +0.96%
PeersPOOLAITWSOQXOWCCSPY
Share this page

GIC return calculator

Your investment#

How much
$
All at once, on the start date
Pick start & end dates10 years
Key datesStart at a well-known dateRecentMarket topsMarket bottomsEvents
Bought at that day's close
Key datesEnd at a well-known dateMarket topsMarket bottomsEvents
Latest close, Oct 20, 2026

Or drag the slider to set start and end dates

1995 to today, log scale
2008 crisisCovid
20002010Oct 2016Today
Options

Result#

$1,000Oct 20, 2016$5,659Oct 20, 20265.7× 

$1,000 invested in GIC on October 20, 2016 was worth $5,659 on October 20, 2026, with dividends reinvested.

That’s 18.9% a year compounded (CAGR) over 10 years: 5.7 times your money.

Over the same dates the same $1,000 would be worth $4,210 in the S&P 500 and $6,533 in the Nasdaq-100: GIC beat the S&P 500 but trailed the Nasdaq-100.

Price only$5,515if dividends were spent
Biggest fall−67.8%Aug 1, 2018 to Mar 16, 2020
At a flat 5% a year$1,629a savings account's rate
Gain$4,659on $1,000 put in

How this period ranks#

Better than 91% of all 257 periods of 10 years since 1995.

Your dates
−80%0%310%
Worst: −16.4% a year, May 1996 to May 2006Best: 27.4% a year, Dec 2000 to Dec 2010
One scale for every length, so longer periods bunch up. Point at a bar.

Growth of $1,000 in GIC, October 20, 2016 to October 20, 2026#

Your $1,000$Your buySame plan in the S&P 500The highA low
Lowest value$900 · Mar 2017Highest value$5,824 · Mar 2024$
$0$1,000$2,000$3,000$4,000$5,000$5,659
20182020202220242026

How far GIC was below its previous high. The biggest fall: −67.8% from Aug 1, 2018 to Mar 16, 2020, back to the high by Mar 20, 2024.

−67.8% from its high
high−68%

Your one buy. $1,000 on October 20, 2016, worth $5,659 on October 20, 2026. Pick Monthly or Yearly to see a plan's buys.

5.7×paid

What $1,000 would be worth on October 20, 2026, by start date#

Each point is the same amount invested that day and held to October 20, 2026, dividends reinvested. Above the line it made money.

Your start
$1,000$2,000$5,000$10k$20k
200020052010201520202025

$1,000 invested in GIC, by year#

Started on each year's first close and held to Oct 20, 2026, dividends reinvested.

StartedWorth Oct 20, 2026MultipleA year (CAGR)
2017$5,1625.2×18.2%
2018$1,3241.3×3.2%
2019$1,8411.8×8.1%
2020$1,7971.8×9.0%
2021$1,2651.3×4.1%
2022$1,1161.1×2.3%
2023$1,9091.9×18.6%
2024$1,1691.2×5.7%
2025$1,8891.9×42.5%
2026$1,5391.5×—

Methodology#

A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. GIC data begins June 27, 1995; values as of October 20, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.

See the live GIC chart and fundamentals on the GIC quote page or the S&P 500 return calculator.

FAQ#

How much would $1,000 invested in GIC be worth today?
$1,000 invested in GIC on October 20, 2016 would be worth $5,659 on October 20, 2026, with dividends reinvested — 18.9% a year compounded (CAGR).
How far back does the GIC calculator go?
GIC data begins June 27, 1995, with a close every session. Pick any start and end date in that span — 31 years, 4 months of history.
Does this include dividends?
Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.