FLG
$11.08-1.51%
FLG financial statements
The full income statement, balance sheet, and cash-flow statement for Flagstar Bank N.A. (FLG), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 351.4M2024-09 415.1M2024-12 414.7M2025-03 415.0M2025-06 415.6M2025-09 415.8M2025-12 416.0M2026-03 416.8M2026-06 415.1M+18.1% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 2.06B-19.2% | 2.55B-55.7% | 5.76B+250.8% | 1.64B+21.7% | 1.35B+16.3% | ||
| Noninterest income | 341M-14.8% | 400M-85.1% | 2.69B+987.9% | 247M+304.9% | 61.0M+0.0% | |
| — | — | — | 604M+16.6% | 518M+1.4% | ||
| Selling, general & administrative | 307M-40.2% | 513M+31.9% | 389M+146.2% | 158M+24.4% | 127M+2.4% | |
| General & administrative | 307M-40.2% | 513M+31.9% | 389M+146.2% | 158M+24.4% | 127M | |
| Amortization of intangibles | 107M-21.3% | 136M+7.9% | 126M+2420.0% | 5.00M | 0.00 | |
| Noninterest expense | 2.08B-26.8% | 2.84B-43.0% | 4.98B+628.2% | 684M+26.4% | 541M+5.9% | |
| Interest expense | — | — | 2.41B+246.8% | 696M+74.0% | 400M-34.2% | |
| Interest & investment income | 4.47B-25.0% | 5.95B+8.4% | 5.49B+162.5% | 2.09B+23.9% | 1.69B-1.1% | |
| Net interest income | 1.72B-20.0% | 2.15B-30.1% | 3.08B+120.4% | 1.40B+8.3% | 1.29B+17.2% | |
| Gain (loss) on equity securities | 31.0M | 0.00 | 0.00+100.0% | -2.00M | 0.00-100.0% | |
| Pre-tax income | -198M+85.6% | -1.38B-2656.0% | -50.0M-106.1% | 826M+2.5% | 806M+37.1% | |
| Income tax | -21.0M+91.9% | -260M-996.6% | 29.0M-83.5% | 176M-16.2% | 210M+172.7% | |
| -177M+84.2% | -1.12B-1315.2% | -79.0M-112.2% | 650M+9.1% | 596M+16.6% | ||
| Preferred dividends | 33.0M-5.7% | 35.0M+6.1% | 33.0M+0.0% | 33.0M+0.0% | 33.0M | |
| Net income to common | -210M+81.8% | -1.15B-929.5% | -112M-118.2% | 617M+9.6% | 563M+17.8% | |
| -$0.50+85.7% | -$3.49-612.2% | -$0.49-113.0% | $3.77+4.7% | $3.60+17.6% | ||
| EPS (basic) | -$0.50+85.7% | -$3.49-612.2% | -$0.49-113.0% | $3.78+5.0% | $3.60+17.6% | |
| Weighted-avg shares (basic) | 415M+25.6% | 331M+39.0% | 238M+47.6% | 161M+4.3% | 155M+0.3% | |
| Weighted-avg shares (diluted) | 415M+25.6% | 331M+39.0% | 238M+47.1% | 162M+4.4% | 155M+0.3% | |
| Dividends per share | $0.04-80.0% | $0.20-90.2% | $2.04+0.0% | $2.04-0.0% | $2.04+0.2% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 5.98B-61.3% | 15.4B+34.5% | 11.5B+464.7% | 2.03B-8.1% | 2.21B+13.5% | |
| Short-term investments | — | 10.4B+13.7% | 9.16B+0.9% | 9.07B | — | |
| 87.5B-12.6% | 100B-12.2% | 114B+26.5% | 90.1B+51.4% | 59.5B+5.7% | ||
| Property, plant & equipment | 477M-15.1% | 562M-13.8% | 652M+32.8% | 491M+81.9% | 270M-5.9% | |
| Operating lease right-of-use | 380M-8.7% | 416M-2.3% | 426M+258.0% | 119M-52.2% | 249M-6.7% | |
| Goodwill | — | 0.00 | 0.00-100.0% | 2.43B+0.0% | 2.43B+0.0% | |
| Intangible assets | 381M-21.9% | 488M-21.9% | 625M+117.8% | 287M | — | |
| Short-term & current debt | 4.00B+45.5% | 2.75B | — | — | — | |
| 79.4B-13.7% | 92.0B-13.0% | 106B+30.0% | 81.3B+54.9% | 52.5B+6.1% | ||
| Long-term debt | 8.18B-29.9% | 11.7B-45.1% | 21.3B-0.3% | 21.3B | — | |
| Operating lease liability (total) | 427M-7.8% | 463M+3.8% | 446M+265.6% | 122M-51.0% | 249M-6.7% | |
| 8.14B-0.3% | 8.17B-2.4% | 8.37B-5.2% | 8.82B+25.3% | 7.04B+3.0% | ||
| Preferred stock | 503M+0.0% | 503M+0.0% | 503M+0.0% | 503M+0.0% | 503M+0.0% | |
| Common stock | 4.00M+0.0% | 4.00M+100.0% | 2.00M-71.4% | 7.00M+40.0% | 5.00M+0.0% | |
| Additional paid-in capital | 9.30B+0.2% | 9.28B+12.7% | 8.24B+1.3% | 8.13B+32.7% | 6.13B+0.0% | |
| Retained earnings | -988M-29.5% | -763M-272.2% | 443M-57.4% | 1.04B+40.5% | 741M+50.0% | |
| Treasury stock | 190M-13.2% | 219M+0.5% | 218M-8.0% | 237M-3.7% | 246M-4.7% | |
| Accumulated other comprehensive income | -489M+23.6% | -640M-6.8% | -599M+3.4% | -620M-629.4% | -85.0M-240.0% | |
| Total liabilities & equity | 87.5B-12.6% | 100B-12.2% | 114B+26.5% | 90.1B+51.4% | 59.5B+5.7% | |
| Common shares issued | 423M+0.1% | 422M+70.3% | 248M+5.5% | 235M+43.8% | 163M+0.0% | |
| Common shares outstanding | 416M+0.3% | 415M+72.4% | 241M+6.0% | 227M+46.5% | 155M+0.2% | |
| Shares outstanding (cover) | 416M+0.3% | 415M+55.9% | 266M+16.8% | 228M+46.2% | 156M+0.3% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| -181M-310.5% | 86.0M-67.3% | 263M-74.4% | 1.03B+253.8% | 290M-13.2% | ||
| Depreciation & amortization | 148M-19.6% | 184M+11.5% | 165M+816.7% | 18.0M-14.3% | 21.0M-12.5% | |
| Intangible amortization | 107M-21.3% | 136M+7.9% | 126M+2420.0% | 5.00M | 0.00 | |
| Share-based compensation | 61.0M+13.0% | 54.0M+14.9% | 47.0M+62.1% | 29.0M-6.5% | 31.0M+6.9% | |
| Deferred income taxes | -63.0M+84.7% | -411M-119.8% | -187M-6133.3% | -3.00M+76.9% | -13.0M-105.9% | |
| 2.69B-82.6% | 15.5B-25.3% | 20.7B+426.9% | -6.32B-128.9% | -2.76B-169.5% | ||
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 2.52B+19.9% | 2.10B+49.7% | 1.40B+91.5% | 732M-57.6% | 1.73B-16.2% | |
| Other investing activities | -19.0M+9.5% | -21.0M+30.0% | -30.0M | — | — | |
| -12.1B-4.3% | -11.6B-1.6% | -11.4B-320.8% | 5.17B+89.0% | 2.73B+44.2% | ||
| Long-term debt issued | 4.00B-85.8% | 28.2B+42.2% | 19.9B+109.4% | 9.48B+357.5% | 2.07B-70.1% | |
| Long-term debt repaid | 6.50B-78.9% | 30.8B+59.2% | 19.4B+38.8% | 14.0B+448.7% | 2.54B-61.2% | |
| Net short-term debt | 250M+105.9% | -4.25B-672.7% | -550M-121.6% | 2.55B+168.4% | 950M-17.4% | |
| Common stock issued | 0.00-100.0% | 1.00B | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00 | 0.00-100.0% | 7.00M | 0.00-100.0% | |
| Dividends paid | 15.0M-71.7% | 53.0M-89.1% | 486M+53.3% | 317M+0.3% | 316M+0.0% | |
| Other financing activities | 80.0M+370.6% | 17.0M+121.8% | -78.0M | — | — | |
| Net change in cash | -9.58B-342.6% | 3.95B-58.5% | 9.53B+7485.3% | -129M-149.0% | 263M | |
| Interest paid | 2.87B-22.4% | 3.69B+61.3% | 2.29B+248.6% | 657M+63.4% | 402M-36.5% | |
| Income taxes paid | 13.0M-13.3% | 15.0M-65.9% | 44.0M+158.8% | 17.0M-96.4% | 471M+299.2% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 5.24B+35.4% | 3.87B-47.6% | 7.39B+84.4% | 4.01B-29.7% | 5.70B+16.1% | |
| P/E | — | — | 2.6×-58.6% | 6.4×-33.3% | 9.6×-0.5% | |
| P/S | 2.5×+67.5% | 1.5×+12.3% | 1.4×-52.7% | 2.9×-32.4% | 4.2×-0.2% | |
| P/B | 0.6×+35.8% | 0.5×-29.5% | 0.7×+13.1% | 0.6×-26.6% | 0.8×+12.7% | |
| P/FCF | 9.9×+35.4% | 7.3×-47.6% | 13.9×+84.4% | 7.6×-29.7% | 10.7×+16.1% | |
| Earnings yield | — | — | 37.9%+141.7% | 15.7%+49.9% | 10.5%+0.5% | |
| FCF yield | 10.1%-26.1% | 13.7%+91.0% | 7.2%-45.8% | 13.2%+42.2% | 9.3%-13.8% | |
| Dividend yield | 0.32%-85.2% | 2.1%-67.8% | 6.6%-15.9% | 7.9%+42.0% | 5.6%-13.4% | |
| Source filing | 10-K | 10-K | 10-K/A | 10-K | 10-K |
About this data
Source: FLG’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FLG filings on SEC EDGAR → Not investment advice.