DAVE
$363.67+1.17%
DAVE financial statements
The full income statement, balance sheet, and cash-flow statement for Dave Inc. (DAVE), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 13.5M2024-09 13.9M2024-12 14.5M2025-03 14.6M2025-06 14.6M2025-09 14.5M2025-12 14.4M2026-03 12.8M2026-06 12.8M-5.8% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Revenue | 554M+59.7% | 347M+34.0% | 259M+26.5% | 205M+33.9% | 153M | |
| 368M+17.6% | 312M+3.7% | 301M-11.2% | 339M+69.7% | 200M | ||
| Amortization of intangibles | 6.40M-7.2% | 6.90M+40.8% | 4.90M-22.2% | 6.30M | — | |
| Provision for credit losses | 91.0M+66.7% | 54.6M-6.4% | 58.4M-11.9% | 66.3M | — | |
| Operating income | — | — | — | — | -6.38M | |
| Interest expense | 7.04M-11.8% | 7.99M-32.1% | 11.8M+28.0% | 9.20M+261.4% | 2.54M | |
| Interest & investment income | — | — | — | — | 22.9K | |
| Other non-operating income | -18.6M-172.2% | 25.7M+515.4% | -6.20M-214.3% | 5.42M-79.9% | 27.0M | |
| Pre-tax income | 168M+178.4% | 60.4M+224.7% | -48.4M+62.5% | -129M-548.2% | -19.9M | |
| Income tax | -27.8M-1222.0% | 2.48M+1967.5% | 120K+279.1% | -67.0K-169.1% | 97.0K | |
| 196M+238.4% | 57.9M+219.3% | -48.5M+62.4% | -129M-544.8% | -20.0M | ||
| Net income to common | 196M+238.4% | 57.9M+219.3% | -48.5M+62.4% | -129M | — | |
| $13.53+222.9% | $4.19+202.9% | -$4.07+63.4% | -$11.12 | — | ||
| EPS (basic) | $14.65+217.1% | $4.62+213.5% | -$4.07+63.4% | -$11.12 | — | |
| Weighted-avg shares (basic) | 13.4M+6.8% | 12.5M+4.9% | 11.9M+3.0% | 11.6M+171.6% | 4.27M | |
| Weighted-avg shares (diluted) | 14.5M+4.8% | 13.8M+15.8% | 11.9M+3.0% | 11.6M+171.6% | 4.27M | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 437M+54.7% | 282M+1.9% | 277M-10.3% | 309M+207.9% | 100M | ||
| Cash & equivalents | 80.5M+62.0% | 49.7M+19.1% | 41.8M+82.4% | 22.9M-28.5% | 32.0M | |
| Short-term investments | 0.00-100.0% | 97.0K-89.8% | 952K+234.0% | 285K | 0.00 | |
| Prepaid expenses | 18.1M+12.1% | 16.1M+102.7% | 7.96M-31.4% | 11.6M+160.9% | 4.44M | |
| Other current assets | 1.46M-30.4% | 2.09M | — | — | — | |
| 487M+62.8% | 299M+1.8% | 294M-8.5% | 321M+118.4% | 147M | ||
| Property, plant & equipment | 474K-32.7% | 704K-37.0% | 1.12M+9.0% | 1.03M+49.8% | 685K | |
| Operating lease right-of-use | 195K-61.5% | 507K-34.4% | 773K+5.2% | 735K-72.8% | 2.70M | |
| Intangible assets | 13.7M+0.2% | 13.6M+3.3% | 13.2M+29.9% | 10.2M+29.5% | 7.85M | |
| Long-term investments | 0.00-100.0% | 163K-48.7% | 318K+324.0% | 75.0K-42.7% | 131K | |
| Deferred tax assets | 34.2M | 0.00 | — | — | — | |
| Other non-current assets | 357K-6.1% | 380K-5.7% | 403K+194.2% | 137K | 0.00 | |
| 114M+225.1% | 35.1M+36.9% | 25.6M-29.7% | 36.4M-46.9% | 68.6M | ||
| Accounts payable | 8.36M+23.5% | 6.77M+23.4% | 5.49M-52.0% | 11.4M-12.5% | 13.0M | |
| Accrued liabilities | 13.0M-21.9% | 16.7M+32.3% | 12.6M+15.1% | 11.0M-15.9% | 13.0M | |
| Deferred revenue | — | — | — | 700K | — | |
| Current lease liability | 63.0K-82.0% | 350K+17.4% | 298K+9.2% | 273K-85.8% | 1.92M | |
| Other current liabilities | 8.04M+94.6% | 4.13M+6.9% | 3.87M-10.3% | 4.31M+273.9% | 1.15M | |
| 135M+15.9% | 116M-43.8% | 207M-3.7% | 215M+98.2% | 108M | ||
| Long-term debt | 0.00-100.0% | 75.0M+0.0% | 75.0M+0.0% | 75.0M+114.3% | 35.0M | |
| Non-current lease liability | 141K-30.9% | 204K-62.4% | 543K-1.3% | 550K-43.3% | 970K | |
| Operating lease liability (total) | — | — | — | 823K | — | |
| Other non-current liabilities | 4.48M+47.6% | 3.03M+2251.2% | 129K+4.0% | 124K+4.2% | 119K | |
| 353M+92.6% | 183M+110.3% | 87.1M-18.3% | 107M+175.1% | 38.7M | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Additional paid-in capital | 353M+5.2% | 335M+13.0% | 297M+9.9% | 270M+211.0% | 86.8M | |
| Retained earnings | 43.4M+128.5% | -152M+27.5% | -210M-30.0% | -162M-391.8% | -32.9M | |
| Treasury stock | 43.7M | 0.00 | — | 0.00 | — | |
| Accumulated other comprehensive income | 374K+69.2% | 221K-65.9% | 649K+138.7% | -1.68M | 0.00 | |
| Total liabilities & equity | 487M+62.8% | 299M+1.8% | 294M-8.5% | 321M+118.4% | 147M | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 290M+131.8% | 125M+270.7% | 33.8M+175.2% | -44.9M-8196.3% | -541K | ||
| Depreciation & amortization | 7.13M-7.2% | 7.68M+38.5% | 5.54M-22.3% | 7.13M+133.5% | 3.06M | |
| Intangible amortization | 6.40M-7.2% | 6.90M+40.8% | 4.90M-22.2% | 6.30M | — | |
| Deferred income taxes | -34.2M | 0.00 | 0.00 | 0.00 | — | |
| Change in payables | 1.59M+24.1% | 1.28M+121.6% | -5.93M-1898.5% | 330K-87.1% | 2.57M | |
| -203M-342.3% | -45.8M-218.9% | -14.4M+95.0% | -286M-667.6% | -37.2M | ||
| Capital expenditure | 317K+21.0% | 262K-61.9% | 688K-5.5% | 728K+96.2% | 371K | |
| Free cash flow | 290M+132.0% | 125M+277.7% | 33.1M+172.5% | -45.6M-4901.2% | -912K | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| -56.3M+20.7% | -71.0M-322804.5% | 22.0K-100.0% | 322M+394.7% | 65.0M | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 249M | |
| Common stock repurchased | 43.7M | 0.00 | 0.00-100.0% | 536K | 0.00 | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net change in cash | — | — | — | — | 79.8K | |
| Interest paid | 6.93M-9.4% | 7.65M-11.3% | 8.63M+52.0% | 5.68M+185.0% | 1.99M | |
| Income taxes paid | 5.58M+5020.2% | 109K+118.6% | -586K | — | — | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 3.20B+153.3% | 1.26B+1159.2% | 100M-7.7% | 109M-92.2% | 1.40B | |
| P/E | 16.3×-25.2% | 21.8× | — | — | — | |
| P/S | 5.8×+58.6% | 3.6×+791.2% | 0.4×-30.0% | 0.6×-93.6% | 9.1× | |
| P/B | 9.1×+31.5% | 6.9×+444.5% | 1.3×+43.7% | 0.9×-97.6% | 36.1× | |
| P/FCF | 11.0×+9.2% | 10.1×+34.2% | 7.5× | — | — | |
| Earnings yield | 6.1%+33.6% | 4.6% | — | — | — | |
| FCF yield | 9.1%-8.4% | 9.9%-25.5% | 13.3% | — | — | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: DAVE’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all DAVE filings on SEC EDGAR → Not investment advice.