BY
$37.62+1.46%
Byline Bancorp Inc.Stock · FinancialsRussell 2000 · 0.04% of IWMRussell 3000 · 0.001% of IWVUS Stock Market · 0.001% of VTI
BY financial statements
The full income statement, balance sheet, and cash-flow statement for Byline Bancorp Inc. (BY), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 44.3M2024-09 44.4M2024-12 44.7M2025-03 46.2M2025-06 45.9M2025-09 45.8M2025-12 45.6M2026-03 45.4M2026-06 45.2M+2.1% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 446M+9.7% | 407M+5.2% | 387M+19.9% | 323M+3.9% | 311M+12.1% | ||
| Noninterest income | 60.9M+3.5% | 58.9M+4.5% | 56.3M-1.7% | 57.3M-22.8% | 74.3M+19.6% | |
| Amortization of intangibles | 5.61M+4.2% | 5.38M-10.5% | 6.01M-9.9% | 6.67M-5.7% | 7.07M-7.2% | |
| Noninterest expense | 237M+8.3% | 219M+4.4% | 210M+13.9% | 184M-0.7% | 185M+9.9% | |
| Provision for credit losses | — | 27.0M-16.1% | 32.2M+34.9% | 23.9M+1538.9% | 1.46M-97.4% | |
| Interest expense | — | — | 149M+310.9% | 36.2M+188.9% | 12.5M-48.3% | |
| Interest & investment income | 572M+1.1% | 566M+18.0% | 479M+59.0% | 302M+21.1% | 249M+4.1% | |
| Net interest income | 385M+10.7% | 348M+5.3% | 331M+24.6% | 265M+12.2% | 236M+10.0% | |
| Pre-tax income | 173M+7.6% | 161M+10.6% | 146M+27.0% | 115M-7.7% | 124M+140.4% | |
| Income tax | 43.2M+7.1% | 40.3M+6.7% | 37.8M+41.4% | 26.7M-14.9% | 31.4M+121.3% | |
| 130M+7.7% | 121M+11.9% | 108M+22.7% | 88.0M-5.2% | 92.8M+147.6% | ||
| Net income to common | — | 121M+11.9% | 108M+22.9% | 87.8M-4.6% | 92.0M+150.8% | |
| $2.89+5.1% | $2.75+3.0% | $2.67+14.1% | $2.34-2.5% | $2.40+150.0% | ||
| EPS (basic) | $2.90+4.3% | $2.78+3.3% | $2.69+13.5% | $2.37-3.3% | $2.45+155.2% | |
| Weighted-avg shares (basic) | 44.8M+3.1% | 43.4M+8.5% | 40.0M+8.3% | 37.0M-1.7% | 37.6M-1.1% | |
| Weighted-avg shares (diluted) | 45.1M+2.8% | 43.9M+8.4% | 40.4M+7.9% | 37.5M-2.3% | 38.4M+0.1% | |
| Dividends per share | $0.40+11.1% | $0.36+0.0% | $0.36+0.0% | $0.36+20.0% | $0.30+150.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 149M-73.5% | 563M+149.0% | 226M+26.1% | 179M+13.6% | 158M+89.3% | |
| 9.65B+1.6% | 9.50B+6.9% | 8.88B+20.6% | 7.36B+10.0% | 6.70B+4.8% | ||
| Property, plant & equipment | 58.0M-4.2% | 60.5M-9.2% | 66.6M+17.3% | 56.8M-9.2% | 62.5M-27.9% | |
| Operating lease right-of-use | 9.03M-7.8% | 9.80M-21.5% | 12.5M+9.9% | 11.4M-2.5% | 11.6M | |
| Goodwill | 182M+0.1% | 182M+0.0% | 182M+22.5% | 148M+0.0% | 148M+0.0% | |
| Intangible assets | 18.7M+13.9% | 16.4M-24.7% | 21.8M+106.7% | 10.5M-38.8% | 17.2M-29.1% | |
| Deferred tax assets | 41.8M-26.0% | 56.5M+12.8% | 50.1M-26.6% | 68.2M+35.5% | 50.3M+25.3% | |
| Short-term & current debt | 0.00-100.0% | 11.7M-36.4% | 18.3M | 0.00 | — | |
| Current lease liability | 9.85M-10.0% | 10.9M-23.3% | 14.3M-0.9% | 14.4M-7.9% | 15.6M | |
| 8.38B-0.2% | 8.41B+6.5% | 7.89B+19.6% | 6.60B+12.6% | 5.86B+4.9% | ||
| Operating lease liability (total) | 9.85M-10.0% | 10.9M-23.3% | 14.3M-0.9% | 14.4M-7.9% | 15.6M | |
| 1.27B+16.2% | 1.09B+10.2% | 990M+29.3% | 766M-8.4% | 836M+3.8% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 10.4M+0.0% | |
| Common stock | 471K+3.5% | 455K+0.9% | 451K+15.9% | 389K+0.5% | 387K+0.8% | |
| Additional paid-in capital | 761M+6.0% | 718M+1.0% | 710M+18.8% | 598M+0.8% | 594M+1.1% | |
| Retained earnings | 646M+20.9% | 534M+24.4% | 429M+27.8% | 336M+23.6% | 272M+42.2% | |
| Treasury stock | 65.9M+40.4% | 46.9M-5.6% | 49.7M-2.8% | 51.1M+61.9% | 31.6M+1792.7% | |
| Accumulated other comprehensive income | -73.1M+35.7% | -114M-13.6% | -100M+14.8% | -118M-1315.9% | -8.30M+54.0% | |
| Total liabilities & equity | 9.65B+1.6% | 9.50B+6.9% | 8.88B+20.6% | 7.36B+10.0% | 6.70B+4.8% | |
| Common shares issued | 47.9M+3.5% | 46.3M+1.2% | 45.7M+15.7% | 39.5M+0.8% | 39.2M+1.2% | |
| Common shares outstanding | 45.5M+2.4% | 44.5M+1.6% | 43.8M+16.7% | 37.5M-0.6% | 37.7M-2.3% | |
| Shares outstanding (cover) | 45.6M+2.0% | 44.7M+0.7% | 44.4M+17.7% | 37.7M-0.3% | 37.8M-2.4% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 140M-19.9% | 175M+5.5% | 166M-24.6% | 220M+196.0% | 74.4M-31.7% | ||
| Depreciation & amortization | 4.55M-9.5% | 5.03M+11.1% | 4.53M+5.6% | 4.29M-28.4% | 5.99M-7.6% | |
| Intangible amortization | 5.61M+4.2% | 5.38M-10.5% | 6.01M-9.9% | 6.67M-5.7% | 7.07M-7.2% | |
| Share-based compensation | 9.28M+17.6% | 7.89M+17.5% | 6.71M+25.9% | 5.33M+32.8% | 4.02M+55.8% | |
| Deferred income taxes | 7.76M+404.0% | -2.55M-109.6% | 26.6M+4.0% | 25.6M+42706.7% | -60.0K+99.3% | |
| -224M+32.4% | -331M+1.6% | -336M+59.0% | -820M-247.3% | -236M+73.4% | ||
| Capital expenditure | 4.00M+0.1% | 3.99M+3.4% | 3.86M+6.3% | 3.63M+62.5% | 2.24M-42.9% | |
| Free cash flow | 136M-20.4% | 171M+5.5% | 162M-25.1% | 217M+200.2% | 72.2M-31.3% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 80.4M-27.6% | 111M+895.3% | 11.2M-58.3% | 26.8M-42.9% | 46.8M-75.7% | |
| Proceeds from sale of PP&E | 0.00-100.0% | 623K | 0.00-100.0% | 28.0K-90.5% | 296K+825.0% | |
| -331M-167.1% | 493M+127.1% | 217M-65.1% | 621M+163.0% | 236M-69.7% | ||
| Long-term debt issued | 0.00 | 0.00-100.0% | 20.0M | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 1.90M-57.9% | 4.52M+152.3% | 1.79M+18.9% | 1.51M-29.6% | 2.14M-41.0% | |
| Common stock repurchased | 23.7M | 0.00 | 0.00-100.0% | 17.3M-40.2% | 28.9M+1630.6% | |
| Dividends paid | 18.2M+14.6% | 15.8M+8.7% | 14.6M+8.8% | 13.4M+18.9% | 11.3M+97.3% | |
| Net change in cash | -414M-222.9% | 337M+620.4% | 46.8M+118.4% | 21.4M-71.2% | 74.5M+2677.2% | |
| Interest paid | 197M-9.4% | 217M+69.0% | 129M+312.5% | 31.2M+138.9% | 13.1M-49.5% | |
| Income taxes paid | — | 12.5M+2.1% | 12.2M-57.3% | 28.7M-17.7% | 34.8M+141.1% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 1.33B+2.6% | 1.30B+25.8% | 1.03B+19.6% | 861M-16.8% | 1.03B+72.8% | |
| P/E | 10.2×-4.8% | 10.7×+5.2% | 10.2×-2.3% | 10.4×-6.4% | 11.2×-30.2% | |
| P/S | 3.0×-6.5% | 3.2×+15.6% | 2.8×+1.0% | 2.7×-18.1% | 3.3×+54.1% | |
| P/B | 1.0×-11.7% | 1.2×+6.0% | 1.1×-2.8% | 1.2×-6.9% | 1.2×+66.4% | |
| P/FCF | 9.7×+28.8% | 7.6×+48.9% | 5.1×+24.1% | 4.1×-71.4% | 14.3×+151.6% | |
| Earnings yield | 9.8%+5.0% | 9.3%-4.9% | 9.8%+2.3% | 9.6%+6.8% | 9.0%+43.3% | |
| FCF yield | 10.3%-22.3% | 13.2%-32.8% | 19.7%-19.4% | 24.4%+249.9% | 7.0%-60.3% | |
| Dividend yield | 1.4%+10.5% | 1.2%-18.8% | 1.5%-2.5% | 1.6%+42.9% | 1.1%+41.2% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: BY’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all BY filings on SEC EDGAR → Not investment advice.