BFC
$147.70+0.50%
Bank First CorporationStock · FinancialsRussell 2000 0.05%Nasdaq Composite 0.006%Russell 3000 0.002%US Stock Market 0.002%
BFC financial statements
The full income statement, balance sheet, and cash-flow statement for Bank First Corporation (BFC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 10.0M2024-09 10.0M2024-12 10.0M2025-03 9.9M2025-06 9.8M2025-09 9.8M2025-12 11.2M2026-03 11.2M2026-06 11.1M+10.7% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 174M+10.4% | 157M-17.8% | 192M+54.8% | 124M+9.0% | 114M+7.4% | ||
| Noninterest income | 22.2M+12.9% | 19.7M-66.1% | 58.1M+195.0% | 19.7M-16.2% | 23.5M+24.5% | |
| Amortization of intangibles | 5.00M-13.6% | 5.79M-8.4% | 6.32M+172.8% | 2.32M+65.0% | 1.41M-14.1% | |
| Noninterest expense | 84.5M+7.2% | 78.8M-10.6% | 88.1M+42.2% | 62.0M+22.6% | 50.5M+3.7% | |
| Provision for credit losses | 1.25M+256.3% | -800K-117.1% | 4.68M+112.8% | 2.20M-29.0% | 3.10M-56.5% | |
| Interest expense | — | — | 49.0M+293.6% | 12.4M+49.9% | 8.30M-40.1% | |
| Interest & investment income | 222M+7.4% | 206M+13.1% | 182M+56.6% | 117M+18.4% | 98.4M-2.3% | |
| Net interest income | 152M+10.1% | 138M+3.2% | 133M+28.2% | 104M+15.5% | 90.1M+3.7% | |
| Pre-tax income | 88.2M+10.9% | 79.5M-19.5% | 98.8M+65.7% | 59.6M-0.6% | 60.0M+20.2% | |
| Income tax | 16.7M+19.5% | 13.9M-42.5% | 24.3M+68.4% | 14.4M-0.7% | 14.5M+22.8% | |
| 71.5M+9.0% | 65.6M-12.0% | 74.5M+64.8% | 45.2M-0.5% | 45.4M+19.4% | ||
| Net income to common | 71.1M+9.1% | 65.2M-12.0% | 74.1M+65.1% | 44.9M-0.5% | 45.1M+19.4% | |
| $7.23+11.2% | $6.50-10.7% | $7.28+30.5% | $5.58-5.7% | $5.92+16.8% | ||
| EPS (basic) | $7.23+11.2% | $6.50-10.7% | $7.28+30.5% | $5.58-5.7% | $5.92+16.8% | |
| Weighted-avg shares (basic) | 9.84M-1.9% | 10.0M-1.4% | 10.2M+26.5% | 8.04M+5.6% | 7.62M+2.4% | |
| Weighted-avg shares (diluted) | 9.87M-1.9% | 10.1M-1.4% | 10.2M+26.4% | 8.07M+5.6% | 7.64M+2.2% | |
| Dividends per share | $5.30+241.9% | $1.55+34.8% | $1.15+22.3% | $0.94-17.5% | $1.14+40.7% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 243M-6.9% | 261M+5.6% | 247M+107.3% | 119M-59.8% | 297M+74.4% | |
| 4.51B+0.2% | 4.50B+6.5% | 4.22B+15.3% | 3.66B+24.6% | 2.94B+8.1% | ||
| Property, plant & equipment | 79.2M+11.4% | 71.1M+1.7% | 69.9M+23.8% | 56.4M+14.1% | 49.5M+14.5% | |
| Operating lease right-of-use | 1.59M+0.1% | 1.58M+0.1% | 1.58M+0.1% | 1.58M+0.1% | 1.58M-0.7% | |
| Goodwill | 175M+0.0% | 175M+0.0% | 175M+58.9% | 110M+99.1% | 55.4M-0.2% | |
| Intangible assets | 16.2M-23.6% | 21.2M-21.5% | 27.0M | — | 4.04M-56.0% | |
| 3.86B+0.2% | 3.86B+7.0% | 3.60B+12.3% | 3.21B+22.7% | 2.61B+7.9% | ||
| Long-term debt | — | — | — | — | 7.96M+0.0% | |
| Operating lease liability (total) | 1.59M | — | — | — | — | |
| 644M+0.6% | 640M+3.2% | 620M+36.8% | 453M+40.4% | 323M+9.4% | ||
| Preferred stock | — | — | — | — | 0.00 | |
| Common stock | 115K+0.0% | 115K+0.0% | 115K+13.9% | 101K+18.8% | 85.0K+0.0% | |
| Additional paid-in capital | 334M-0.0% | 334M+0.0% | 334M+52.9% | 218M+134.3% | 93.1M+0.3% | |
| Retained earnings | 417M+4.8% | 398M+14.4% | 348M+17.8% | 295M+14.5% | 258M+16.6% | |
| Treasury stock | 102M+23.1% | 82.9M+55.3% | 53.4M+18.1% | 45.2M+39.9% | 32.3M+28.0% | |
| Accumulated other comprehensive income | -5.02M+46.3% | -9.35M-6.9% | -8.75M+43.8% | -15.6M-531.3% | 3.61M-37.3% | |
| Total liabilities & equity | 4.51B+0.2% | 4.50B+6.5% | 4.22B+15.3% | 3.66B+24.6% | 2.94B+8.1% | |
| Common shares issued | 11.5M+0.0% | 11.5M+0.0% | 11.5M+14.4% | 10.1M+18.7% | 8.48M+0.0% | |
| Common shares outstanding | 9.83M-1.8% | 10.0M-3.4% | 10.4M+14.9% | 9.02M+18.4% | 7.62M-1.2% | |
| Shares outstanding (cover) | 11.2M+12.1% | 9.99M-1.5% | 10.1M-3.2% | 10.5M+38.2% | 7.58M-1.9% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 62.5M-5.1% | 65.8M+24.4% | 52.9M+32.3% | 40.0M-0.7% | 40.3M-8.4% | ||
| Depreciation & amortization | 2.40M+4.3% | 2.30M+9.5% | 2.10M+23.5% | 1.70M-4.4% | 1.78M+17.9% | |
| Intangible amortization | 5.00M-13.6% | 5.79M-8.4% | 6.32M+172.8% | 2.32M+65.0% | 1.41M-14.1% | |
| Share-based compensation | 2.14M-1.7% | 2.17M+1.4% | 2.14M+28.9% | 1.66M+19.3% | 1.39M+28.9% | |
| Deferred income taxes | 180K-89.8% | 1.77M+202.8% | -1.72M-98.4% | -869K-86800.0% | -1.00K+99.1% | |
| -16.0M+93.7% | -253M-194.0% | 269M+251.3% | -178M-89.4% | -93.9M+54.4% | ||
| Capital expenditure | 11.4M+58.4% | 7.22M-46.4% | 13.5M+96.2% | 6.87M-21.2% | 8.72M+4.1% | |
| Free cash flow | 51.0M-12.9% | 58.6M+48.6% | 39.5M+19.1% | 33.1M+5.0% | 31.6M-11.3% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00+100.0% | |
| Sales/maturities of investments | — | — | — | — | 9.09M-84.8% | |
| Proceeds from sale of PP&E | 1.00K-100.0% | 2.38M | — | — | 548K+93.0% | |
| -64.6M-132.2% | 201M+203.7% | -194M-388.1% | -39.7M-122.0% | 180M-26.7% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% | |
| Common stock issued | 737K+200.8% | 245K+25.6% | 195K+71.1% | 114K+0.0% | 114K+500.0% | |
| Common stock repurchased | 22.0M-31.0% | 31.9M+217.8% | 10.0M-29.8% | 14.3M+73.0% | 8.27M+89.4% | |
| Dividends paid | 52.5M+237.4% | 15.6M+30.1% | 12.0M+52.9% | 7.82M-10.4% | 8.73M+42.1% | |
| Interest paid | 71.0M+7.7% | 66.0M+49.4% | 44.1M+290.3% | 11.3M+60.1% | 7.06M-52.8% | |
| Income taxes paid | 15.9M+12.7% | 14.1M-40.8% | 23.8M+68.4% | 14.1M-15.7% | 16.8M+64.6% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 1.36B+37.8% | 990M+10.2% | 898M+7.2% | 838M+53.0% | 548M+9.4% | |
| P/E | 19.1×+26.4% | 15.1×-11.8% | 17.1×-11.1% | 19.3×+59.7% | 12.1×-8.4% | |
| P/S | 7.8×+24.8% | 6.3×+5.5% | 6.0×-16.0% | 7.1×+47.0% | 4.8×+1.8% | |
| P/B | 2.1×+36.9% | 1.5×-0.5% | 1.6×-18.4% | 1.9×+12.3% | 1.7×-0.0% | |
| P/FCF | 26.7×+58.3% | 16.9×-25.2% | 22.6×-34.1% | 34.3×+97.3% | 17.4×+23.3% | |
| Earnings yield | 5.2%-20.9% | 6.6%+13.4% | 5.8%+12.4% | 5.2%-37.4% | 8.3%+9.2% | |
| FCF yield | 3.7%-36.8% | 5.9%+33.6% | 4.4%+51.7% | 2.9%-49.3% | 5.8%-18.9% | |
| Dividend yield | 4.4%+178.1% | 1.6%+17.9% | 1.3%+31.0% | 1.0%-35.8% | 1.6%+26.3% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: BFC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all BFC filings on SEC EDGAR → Not investment advice.