ATLC
$90.62+0.06%
Atlanticus Holdings CorporationStock · FinancialsRussell 2000 · 0.02% of IWMUS Stock Market · 0.0007% of VTI
ATLC financial statements
The full income statement, balance sheet, and cash-flow statement for Atlanticus Holdings Corporation (ATLC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 14.7M2024-09 14.7M2024-12 15.1M2025-03 15.1M2025-06 15.1M2025-09 15.1M2025-12 14.9M2026-03 15.1M2026-06 15.2M+2.9% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 1.97B+50.1% | 1.31B+13.5% | 1.16B+10.4% | 1.05B+40.0% | 748M+32.8% | ||
| Noninterest income | 39.0K-97.4% | 1.49M+136.3% | 630K-22.1% | 809K-80.7% | 4.20M+23.4% | |
| Cost of revenue | 161M+35.8% | 118M+17.7% | 101M+5.4% | 95.4M+26.6% | 75.4M+19.6% | |
| Noninterest expense | 397M+51.2% | 263M+16.2% | 226M-4.7% | 237M+25.2% | 190M+29.8% | |
| Interest expense | 302M+88.5% | 160M+46.5% | 109M+33.6% | 81.9M+51.2% | 54.1M+5.0% | |
| Interest & investment income | 1.97B+50.3% | 1.31B+13.4% | 1.16B+10.4% | 1.05B+40.6% | 744M+32.8% | |
| Other non-operating income | 39.0K-97.4% | 1.49M+136.3% | 630K-22.1% | 809K-80.7% | 4.20M+23.4% | |
| Equity-method income | — | — | — | 0.00-100.0% | 16.0K-96.5% | |
| Pre-tax income | 160M+15.3% | 139M+7.8% | 129M-13.9% | 149M-32.0% | 220M+91.9% | |
| Income tax | 39.1M+37.3% | 28.5M+7.0% | 26.6M+81.5% | 14.7M-64.9% | 41.8M+104.1% | |
| 122M+9.8% | 111M+8.2% | 103M-24.2% | 136M-23.8% | 178M+89.0% | ||
| Net income to non-controlling interest | -1.59M-34.0% | -1.19M-33.6% | -891K+9.5% | -985K-771.7% | -113K+44.3% | |
| Net income to common | 112M+28.0% | 87.4M+12.5% | 77.6M-29.7% | 111M-28.9% | 156M+101.9% | |
| $5.96+24.9% | $4.77+12.5% | $4.24-27.3% | $5.83-22.9% | $7.56+91.4% | ||
| EPS (basic) | $7.40+25.0% | $5.92+10.7% | $5.35-29.1% | $7.55-26.8% | $10.32+94.0% | |
| Weighted-avg shares (basic) | 15.1M+2.5% | 14.7M+1.7% | 14.5M-0.9% | 14.6M-3.0% | 15.1M+4.1% | |
| Weighted-avg shares (diluted) | 19.2M+2.0% | 18.8M-0.4% | 18.9M-2.5% | 19.4M-7.3% | 20.9M+4.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 621M+65.4% | 375M+10.6% | 339M | — | — | |
| 7.62B+133.1% | 3.27B+20.8% | 2.71B+13.3% | 2.39B+22.8% | 1.94B+61.0% | ||
| Property, plant & equipment | 12.6M+19.7% | 10.5M-8.1% | 11.4M+14.3% | 10.0M+36.5% | 7.33M+227.5% | |
| Operating lease right-of-use | 15.1M+8.8% | 13.9M+22.7% | 11.3M-4.0% | 11.8M+193.4% | 4.02M-56.3% | |
| Intangible assets | 30.3M | 0.00 | — | — | — | |
| 6.98B+159.3% | 2.69B+23.8% | 2.17B+13.1% | 1.92B+26.8% | 1.52B+53.0% | ||
| Long-term debt | 5.82B+386.5% | 1.20B-35.8% | 1.86B+12.6% | 1.65B+29.3% | 1.28B+44.9% | |
| Operating lease liability (total) | 25.3M+4.5% | 24.2M+19.9% | 20.2M+0.3% | 20.1M+315.4% | 4.84M-64.9% | |
| 609M+23.5% | 493M+24.9% | 395M+20.9% | 326M+13.3% | 288M+272.7% | ||
| Common stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Additional paid-in capital | 102M+4.1% | 98.3M+12.4% | 87.4M-28.3% | 122M-46.4% | 228M+16.8% | |
| Retained earnings | 506M+28.3% | 395M+28.4% | 307M+50.3% | 204M+239.4% | 60.2M+151.2% | |
| Non-controlling interest | -4.87M-37.5% | -3.54M-56.9% | -2.26M-64.7% | -1.37M-174.2% | -500K+35.4% | |
| Total equity incl. non-controlling | 604M+23.4% | 489M+24.7% | 392M+20.7% | 325M+13.1% | 287M+275.8% | |
| Total liabilities & equity | 7.62B+133.1% | 3.27B+20.8% | 2.71B+13.3% | 2.39B+22.8% | 1.94B+61.0% | |
| Common shares issued | 14.9M+0.1% | 14.9M+2.1% | 14.6M+1.0% | 14.5M-2.4% | 14.8M-8.1% | |
| Common shares outstanding | 14.9M+0.1% | 14.9M+2.1% | 14.6M+1.0% | 14.5M-2.4% | 14.8M-8.1% | |
| Shares outstanding (cover) | 14.9M-1.3% | 15.1M+3.4% | 14.6M+1.1% | 14.4M-2.9% | 14.9M-9.3% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 638M+35.9% | 469M+2.2% | 459M+32.1% | 348M+63.7% | 212M-0.2% | ||
| Depreciation & amortization | 9.90M+90.8% | 5.19M+28.3% | 4.04M-16.6% | 4.85M+94.4% | 2.49M-68.6% | |
| Share-based compensation | 4.29M+10.2% | 3.90M+3.0% | 3.78M-9.2% | 4.17M+28.6% | 3.24M+139.1% | |
| Deferred income taxes | — | — | 37.8M+80.3% | 21.0M | — | |
| -1.51B-102.4% | -747M-11.1% | -672M+1.5% | -682M-43.6% | -475M-62.4% | ||
| Acquisitions | 72.9M | 0.00 | 0.00 | 0.00 | 0.00 | |
| Proceeds from sale of PP&E | — | — | — | 0.00-100.0% | 1.10M | |
| 1.14B+190.1% | 394M+141.0% | 163M-37.5% | 261M-48.8% | 510M+214.3% | ||
| Long-term debt issued | 426M+214.7% | 135M | 0.00 | 0.00-100.0% | 143M-75.7% | |
| Long-term debt repaid | — | 566M-24.9% | 754M+143.4% | 310M-47.2% | 586M+27.4% | |
| Common stock issued | 11.6M+63.8% | 7.07M | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 69.6M+32.1% | 52.7M+198.0% | 17.7M-80.1% | 89.0M+252.9% | 25.2M+652.1% | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| FX effect on cash | — | — | — | — | -5.00K-121.7% | |
| Net change in cash | 268M+130.9% | 116M+334.1% | -49.5M+32.5% | -73.4M-129.7% | 248M+200.0% | |
| Interest paid | 268M+84.2% | 146M+46.5% | 99.5M+32.0% | 75.4M+58.3% | 47.6M+2.3% | |
| Income taxes paid | 1.03M+351.5% | 229K-84.4% | 1.47M-65.5% | 4.25M-78.7% | 19.9M+5999.7% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 999M+18.5% | 843M+49.5% | 564M+49.0% | 378M-64.3% | 1.06B+162.5% | |
| P/E | 8.2×+7.9% | 7.6×+35.0% | 5.6×+139.6% | 2.3×-60.7% | 6.0×+38.9% | |
| P/S | 0.5×-21.1% | 0.6×+27.2% | 0.5×+32.9% | 0.4×-73.2% | 1.4×+97.7% | |
| P/B | 1.6×-4.1% | 1.7×+14.3% | 1.5×+21.6% | 1.2×-66.6% | 3.7×-29.6% | |
| P/FCF | 3.9×+18.5% | 3.3×+49.5% | 2.2×+49.0% | 1.5×-64.3% | 4.2×+119.8% | |
| Earnings yield | 12.2%-7.3% | 13.2%-25.9% | 17.8%-58.3% | 42.7%+154.8% | 16.8%-28.0% | |
| FCF yield | 25.3%-15.6% | 30.0%-33.1% | 44.9%-32.9% | 66.9%+180.5% | 23.8%-54.5% | |
| Source filing | 10-K | 10-K | 10-K | 10-K/A | 10-K |
About this data
Source: ATLC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all ATLC filings on SEC EDGAR → Not investment advice.