ACIW
$52.80+0.48%
ACI Worldwide Inc.Stock · TechnologyRussell 2000 0.2%Nasdaq Composite 0.01%Russell 3000 0.007%US Stock Market 0.007%
ACIW financial statements
The full income statement, balance sheet, and cash-flow statement for ACI Worldwide Inc. (ACIW), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 104.7M2024-09 104.9M2024-12 105.3M2025-03 104.9M2025-06 103.2M2025-09 103.1M2025-12 101.7M2026-03 101.7M2026-06 101.0M-3.5% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Revenue | 1.76B+10.4% | 1.59B+9.8% | 1.45B+2.2% | 1.42B+3.7% | 1.37B+5.9% | |
| Cost of revenue | 898M+13.4% | 792M+10.1% | 719M+3.3% | 696M+9.0% | 639M+2.6% | |
| Selling, general & administrative | 143M+20.6% | 118M+1.0% | 117M+2.6% | 114M-7.8% | 124M-18.8% | |
| General & administrative | 143M+20.6% | 118M+1.0% | 117M+2.6% | 114M-7.8% | 124M-18.8% | |
| Selling & marketing | 125M+5.7% | 118M-10.8% | 133M-1.6% | 135M+6.5% | 127M+22.2% | |
| Amortization of intangibles | 21.1M-28.5% | 29.5M-12.7% | 33.8M-4.8% | 35.5M-4.1% | 37.0M-0.3% | |
| Provision for credit losses | 125K+138.5% | -325K+38.2% | -526K+64.8% | -1.50M-233.0% | 1.13M+200.8% | |
| Operating income | 330M+7.1% | 308M+39.8% | 220M+8.1% | 204M-2.9% | 210M+45.0% | |
| Interest expense | 57.8M-20.2% | 72.5M-7.7% | 78.5M+47.5% | 53.2M+18.0% | 45.1M-20.4% | |
| Interest & investment income | 14.9M-6.6% | 15.9M+12.0% | 14.2M+13.3% | 12.5M+8.9% | 11.5M-0.9% | |
| Net interest income | -43.0M+24.0% | -56.5M+12.0% | -64.3M-58.1% | -40.6M-21.2% | -33.5M+25.5% | |
| Other non-operating income | 19.7M+1770.5% | -1.18M+86.1% | -8.51M-119.6% | 43.4M+3457.5% | -1.29M-15.9% | |
| Equity-method income | 0.00-100.0% | 955K+200.3% | 318K | — | — | |
| Pre-tax income | 307M+22.5% | 250M+69.6% | 148M-28.6% | 207M+18.0% | 175M+77.5% | |
| Income tax | 80.0M+69.2% | 47.3M+81.1% | 26.1M-59.5% | 64.5M+36.3% | 47.3M+82.1% | |
| Net income | 227M+11.6% | 203M+67.2% | 122M-14.5% | 142M+11.3% | 128M+75.9% | |
| $2.16+13.1% | $1.91+70.5% | $1.12-9.7% | $1.24+14.8% | $1.08+74.2% | ||
| EPS (basic) | $2.18+13.0% | $1.93+72.3% | $1.12-10.4% | $1.25+14.7% | $1.09+75.8% | |
| Weighted-avg shares (basic) | 104M-1.5% | 105M-2.8% | 108M-4.6% | 114M-3.2% | 117M+0.9% | |
| Weighted-avg shares (diluted) | 105M-1.6% | 106M-2.2% | 109M-4.7% | 114M-3.7% | 119M+0.5% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 1.09B+9.9% | 991M-29.6% | 1.41B+26.2% | 1.11B+18.9% | 937M-18.8% | ||
| Cash & equivalents | 196M-9.2% | 216M+31.8% | 164M+31.4% | 125M+2.4% | 122M-26.2% | |
| Accounts receivable | 446M+7.6% | 414M-8.4% | 452M+12.0% | 404M+26.0% | 320M+91.2% | |
| Prepaid expenses | 29.9M+2.3% | 29.2M-7.2% | 31.5M+12.4% | 28.0M+13.4% | 24.7M+1.7% | |
| Other current assets | 19.6M+63.9% | 11.9M-66.4% | 35.6M+104.7% | 17.4M-2.9% | 17.9M+2.9% | |
| 3.10B+2.6% | 3.03B-12.2% | 3.44B+7.3% | 3.21B+1.6% | 3.16B-6.7% | ||
| Property, plant & equipment | 37.4M+6.5% | 35.1M-7.4% | 37.9M-27.9% | 52.5M-16.7% | 63.0M-2.6% | |
| Operating lease right-of-use | 28.7M-0.5% | 28.9M-15.9% | 34.3M-14.2% | 40.0M-16.3% | 47.8M+16.0% | |
| Goodwill | 1.23B+0.4% | 1.23B+0.0% | 1.23B+0.0% | 1.23B-4.2% | 1.28B+0.0% | |
| Intangible assets | 147M-11.1% | 165M-15.5% | 196M-14.5% | 229M-19.2% | 283M-12.1% | |
| Deferred tax assets | 73.1M+0.6% | 72.7M+24.3% | 58.5M+8.9% | 53.7M+5.8% | 50.8M-11.7% | |
| Other non-current assets | 29.1M-45.5% | 53.5M-15.6% | 63.3M-5.7% | 67.2M+7.5% | 62.5M+15.5% | |
| 706M+17.1% | 603M-41.9% | 1.04B+20.8% | 859M+13.9% | 754M-16.7% | ||
| Accounts payable | 64.9M+43.0% | 45.4M-1.2% | 46.0M-4.2% | 48.0M+16.2% | 41.3M+0.2% | |
| Deferred revenue | 73.6M-2.4% | 75.4M+26.6% | 59.6M+2.2% | 58.3M-30.9% | 84.4M-11.9% | |
| Short-term & current debt | 40.9M+17.2% | 34.9M-53.1% | 74.4M+13.6% | 65.5M+42.8% | 45.9M+33.9% | |
| Current lease liability | 8.86M-4.4% | 9.27M-0.9% | 9.35M-16.7% | 11.2M-2.6% | 11.5M-14.3% | |
| Other current liabilities | 74.0M+0.2% | 73.8M-10.3% | 82.2M-19.9% | 103M+29.0% | 79.6M-2.5% | |
| 1.59B-0.9% | 1.60B-24.5% | 2.12B+5.1% | 2.02B+5.4% | 1.91B-12.2% | ||
| Long-term debt | 777M-12.7% | 890M-7.7% | 964M-5.9% | 1.02B+0.4% | 1.02B-9.0% | |
| Deferred revenue (non-current) | 13.6M-29.4% | 19.3M-22.1% | 24.8M+6.7% | 23.2M-10.4% | 25.9M-22.8% | |
| Non-current lease liability | 22.6M+0.1% | 22.6M-22.3% | 29.1M-14.3% | 33.9M-21.8% | 43.3M+8.5% | |
| Operating lease liability (total) | 31.5M-1.2% | 31.9M-17.1% | 38.4M-14.9% | 45.1M-17.7% | 54.9M+2.7% | |
| Deferred tax liabilities | 38.5M-3.5% | 39.9M-2.0% | 40.7M+0.9% | 40.4M+11.8% | 36.1M-10.8% | |
| Other non-current liabilities | 28.8M+7.1% | 26.9M+7.5% | 25.0M-30.5% | 36.0M+4.2% | 34.5M-13.5% | |
| 1.52B+6.7% | 1.42B+7.6% | 1.32B+11.0% | 1.19B-4.1% | 1.24B+3.2% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 702K+0.0% | 702K+0.0% | 702K+0.0% | 702K+0.0% | 702K+0.0% | |
| Additional paid-in capital | 762M+4.0% | 732M+2.7% | 713M+1.5% | 702M+2.1% | 688M+0.9% | |
| Retained earnings | 1.82B+14.2% | 1.60B+14.6% | 1.39B+9.5% | 1.27B+12.6% | 1.13B+12.7% | |
| Treasury stock | 965M+22.9% | 785M+16.3% | 675M+1.4% | 666M+39.9% | 476M+22.8% | |
| Accumulated other comprehensive income | -103M+15.1% | -121M-11.0% | -109M+7.0% | -118M-18.2% | -99.5M-7.7% | |
| Total liabilities & equity | 3.10B+2.6% | 3.03B-12.2% | 3.44B+7.3% | 3.21B+1.6% | 3.16B-6.7% | |
| Common shares issued | 141M+0.0% | 141M+0.0% | 141M+0.0% | 141M+0.0% | 141M+0.0% | |
| Common shares outstanding | 103M-2.4% | 105M-2.6% | 108M+0.0% | 108M-6.6% | 116M-1.2% | |
| Shares outstanding (cover) | 102M-3.4% | 105M-1.0% | 106M-1.6% | 108M-6.0% | 115M-1.8% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 323M-10.0% | 359M+112.9% | 169M+17.5% | 143M-35.0% | 220M-30.0% | ||
| Depreciation & amortization | 96.9M-12.6% | 111M-9.3% | 122M-3.9% | 127M-4.5% | 133M-4.9% | |
| Intangible amortization | 21.1M-28.5% | 29.5M-12.7% | 33.8M-4.8% | 35.5M-4.1% | 37.0M-0.3% | |
| Share-based compensation | 70.6M+71.1% | 41.3M+68.2% | 24.5M-17.5% | 29.8M+9.2% | 27.2M-8.0% | |
| Deferred income taxes | 943K+107.2% | -13.1M-221.4% | -4.08M-354.8% | 1.60M-57.1% | 3.73M+11.5% | |
| Change in receivables | 46.2M+95.7% | 23.6M-62.6% | 63.0M-52.3% | 132M+201.6% | 43.8M+598.5% | |
| Change in payables | 11.3M+4323.1% | -268K+92.9% | -3.77M-148.8% | 7.73M+449.0% | 1.41M-43.3% | |
| 7.22M+116.0% | -45.1M-19.3% | -37.8M-162.7% | 60.2M+232.8% | -45.4M-47.8% | ||
| Capital expenditure | 12.9M-16.2% | 15.4M+72.6% | 8.92M-31.9% | 13.1M-36.3% | 20.6M+15.6% | |
| Free cash flow | 310M-9.7% | 343M+115.1% | 160M+22.5% | 130M-34.8% | 200M-32.7% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other investing activities | 5.45M | 0.00 | 0.00 | 0.00 | 0.00+100.0% | |
| -337M-16.8% | -288M-158.4% | -112M+34.8% | -171M+33.4% | -257M-60.7% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 3.42M+17.1% | 2.92M+3.5% | 2.82M-21.3% | 3.58M+4.1% | 3.44M-8.5% | |
| Common stock repurchased | 203M+58.7% | 128M+362.8% | 27.6M-86.6% | 207M+92.3% | 107M+271.8% | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| FX effect on cash | 572K-17.9% | 697K-86.0% | 4.96M+343.5% | -2.04M-482.2% | 533K+1035.1% | |
| Net change in cash | -6.02M-123.0% | 26.2M+8.5% | 24.1M-20.9% | 30.5M+137.6% | -81.2M-165.4% | |
| Interest paid | 64.0M-8.8% | 70.2M-4.5% | 73.5M+51.6% | 48.5M+21.1% | 40.1M-22.9% | |
| Income taxes paid | 90.0M+87.9% | 47.9M-26.8% | 65.4M+50.3% | 43.6M-5.7% | 46.2M+66.3% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 4.86B-11.1% | 5.47B+64.4% | 3.33B+28.7% | 2.58B-35.3% | 3.99B-11.3% | |
| P/E | 21.5×-20.3% | 26.9×-27.9% | 37.3×+133.1% | 16.0×-48.8% | 31.2×-49.6% | |
| P/S | 2.8×-19.4% | 3.4×+47.2% | 2.3×+29.5% | 1.8×-38.3% | 2.9×-16.2% | |
| P/B | 3.2×-16.6% | 3.8×+39.7% | 2.7×+27.4% | 2.2×-32.8% | 3.2×-14.0% | |
| P/FCF | 15.7×-1.5% | 15.9×-46.7% | 29.9×+87.7% | 15.9×-20.2% | 20.0×+31.8% | |
| Earnings yield | 4.7%+25.5% | 3.7%+38.7% | 2.7%-57.1% | 6.2%+95.1% | 3.2%+98.3% | |
| FCF yield | 6.4%+1.5% | 6.3%+87.8% | 3.3%-46.7% | 6.3%+25.4% | 5.0%-24.1% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: ACIW’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all ACIW filings on SEC EDGAR → Not investment advice.