JEPI vs SCHD (2026)
JPMorgan Equity Premium Income ETF and Schwab U.S. Dividend Equity ETF side by side. SCHD is the cheaper fund (0.06% vs 0.35% expense ratio). Over the last five years SCHD returned more (+64.61% vs +44.83%, total return). Their portfolios overlap by about 9% of weight. Not investment advice.
Fund facts#
| JEPI | SCHD | |
|---|---|---|
| Focus | Options Income | Dividend |
| Expense ratio | 0.35% | 0.06% |
| AUM | $44.7B | $94.9B |
| Distribution yield | 7.83% | 2.91% |
| Holdings | 119 | 99 |
| 1 month return | +3.9% | +10.7% |
| YTD return | +8.1% | +35.3% |
| 1 year return | +11.3% | +41.8% |
| 3 years return | +37.0% | +72.5% |
| 5 years return | +44.8% | +64.6% |
| 10 years return | — | +269.2% |
| 3Y CAGR | +11.1%/yr | +19.9%/yr |
| 5Y CAGR | +7.7%/yr | +10.5%/yr |
| 10Y CAGR | — | +14.0%/yr |
| Issuer | JPMorgan | Schwab |
| Inception | 2020-05-20 | 2011-10-20 |
All returns are total returns (dividends reinvested), from daily adjusted closes. CAGR = compound annual growth rate. '—' means the fund's history doesn't span the horizon.
Annualized returns (CAGR)#
Compound annual growth rate per holding period, total return, from weekly adjusted closes. Horizons a fund's history can't span show no bar; horizons no fund spans are omitted.
Performance, rebased#
Returns by year#
| Year | JEPI | SCHD |
|---|---|---|
| 2017 | — | +20.8% |
| 2018 | — | -5.6% |
| 2019 | — | +27.3% |
| 2020 | — | +15.0% |
| 2021 | +21.5% | +29.9% |
| 2022 | -3.5% | -3.3% |
| 2023 | +9.8% | +3.9% |
| 2024 | +12.6% | +11.7% |
| 2025 | +8.1% | +4.3% |
| 2026 YTD | +8.1% | +35.3% |
Total returns (dividends reinvested), calendar years.
Returns by year, charted#
Holdings overlap#
JEPI and SCHD overlap by about 9% of portfolio weight — 13 shared holdings out of 119 in JEPI and 99 in SCHD, from each fund's latest SEC filing (Jun 30, 2026 / May 31, 2026).
Top 10 holdings, side by side#
Merged top 10 across the funds — each column is the holding's % of that fund.
Sector weights#
| Sector | JEPI | SCHD |
|---|---|---|
| Healthcare | 14.6% | 20.5% |
| Consumer Staples | 8.1% | 18.6% |
| Energy | 2.5% | 14.9% |
| Technology | 14.4% | 13.7% |
| Financials | 12.0% | 8.8% |
| Industrials | 11.7% | 10.9% |
| Consumer Discretionary | 10.6% | 7.1% |
| Communication Services | 5.3% | 5.2% |
| Utilities | 4.4% | 0.0% |
| Real Estate | 2.7% | 0.0% |
| Materials | 1.8% | 0.0% |
| Not on ChartRow | 11.8% | 0.2% |
Sector weights, charted#
Estimated portfolio characteristics#
| JEPI | SCHD | |
|---|---|---|
| P/E (trailing) | — | — |
| P/B | 4.9 | 3.8 |
| Dividend yield | 1.40% | 3.08% |
| Earnings growth (TTM) | +38.7% | -6.9% |
Weighted by each fund's filed holdings, over the members we track. Shown only when every fund's tracked coverage is high enough for the average to mean something.
Growth from any starting date#
Hover to move the starting point — every fund rebases to 1× at that date, so the comparison holds from any entry point back to 2020 (the earliest date all 2 funds existed). Log scale, weekly total returns.
Fund flows#
| Period | JEPI | SCHD |
|---|---|---|
| Jun 2026 | −$202.6M | — |
| May 2026 | +$194.4M | +$2.6B |
| Apr 2026 | +$969.9M | +$2.4B |
| Mar 2026 | +$1.4B | +$2B |
| Feb 2026 | +$822.9M | +$2.3B |
| Jan 2026 | +$676.3M | +$546.4M |
Net creations minus redemptions, derived from consecutive SEC N-PORT filings. The form only exists since mid-2019.
Fund flows, charted#
Methodology#
Returns are total returns (dividends reinvested) from daily adjusted closes. Holdings, overlap, sector weights and flows derive from each fund's public SEC filings (Form N-PORT), anchored on the latest filing and rolled forward daily by price moves. Overlap is the sum of the smaller weight across shared holdings. See each fund's full holdings: JEPI holdings · SCHD holdings. Past performance does not predict future returns; not investment advice.
FAQ#
- JEPI or SCHD — which is better?
- SCHD is the cheaper fund (0.06% vs 0.35% expense ratio). Over the last five years SCHD returned more (+64.61% vs +44.83%, total return). Their portfolios overlap by about 9% of weight. Two income ETFs that pay in different ways — option premium on the S&P 500 vs a dividend-quality screen.
- How much do JEPI and SCHD overlap?
- JEPI and SCHD overlap by about 9% of portfolio weight, sharing 13 holdings (per each fund's latest SEC N-PORT filing, weights rolled forward to today).
- Which is bigger: JEPI vs SCHD?
- SCHD is the largest at $94.9B in assets.
- Is ChartRow affiliated with any of these funds?
- No. ChartRow is independent and not affiliated with, sponsored by, or endorsed by JPMorgan, Schwab. Comparisons are derived independently from public SEC filings and market data; not investment advice.