WAFD
$29.15-1.02%
WaFd Inc.Stock · FinancialsRussell 2000 0.08%Nasdaq Composite 0.009%US Stock Market 0.004%Russell 3000 0.004%
WAFD financial statements
The full income statement, balance sheet, and cash-flow statement for WaFd Inc. (WAFD), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 81.2M2024-09 81.4M2024-12 81.6M2025-03 80.2M2025-06 78.8M2025-09 76.7M2025-12 75.9M2026-03 73.9M2026-06 74.0M-8.9% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| 725M+0.5% | 722M-2.8% | 742M+12.3% | 661M+16.8% | 566M+1.7% | ||
| Noninterest income | 71.2M+17.4% | 60.7M+16.3% | 52.2M-21.4% | 66.4M+9.6% | 60.6M-30.4% | |
| Amortization of intangibles | 9.87M+27.5% | 7.74M+690.1% | 980K-3.0% | 1.01M-27.2% | 1.39M-35.5% | |
| Noninterest expense | 427M-4.6% | 448M+19.2% | 376M+4.9% | 359M+7.9% | 332M+5.4% | |
| Interest expense | — | — | 353M+391.5% | 71.8M-17.0% | 86.5M-43.0% | |
| Interest & investment income | 1.34B-2.4% | 1.37B+31.5% | 1.04B+56.5% | 666M+12.6% | 592M-4.8% | |
| Net interest income | 654M-1.0% | 661M-4.3% | 690M+16.1% | 595M+17.7% | 505M+7.6% | |
| Pre-tax income | 290M+13.1% | 256M-21.2% | 325M+8.3% | 300M+28.7% | 233M+6.4% | |
| Income tax | 63.6M+13.5% | 56.0M-17.2% | 67.7M+6.2% | 63.7M+28.6% | 49.5M+8.3% | |
| 226M+13.0% | 200M-22.3% | 257M+8.9% | 236M+28.7% | 184M+5.9% | ||
| Preferred dividends | 14.6M+0.0% | 14.6M+0.0% | 14.6M+0.0% | 14.6M+45.8% | 10.0M | |
| Net income to common | 211M+14.0% | 185M-23.6% | 243M+9.5% | 222M+27.7% | 174M+0.1% | |
| $2.63+5.2% | $2.50-32.8% | $3.72+9.7% | $3.39+41.8% | $2.39+5.8% | ||
| EPS (basic) | $2.64+5.6% | $2.50-32.8% | $3.72+9.4% | $3.40+42.3% | $2.39+5.8% | |
| Weighted-avg shares (basic) | 80.2M+8.0% | 74.2M+13.9% | 65.2M-0.1% | 65.3M-10.0% | 72.5M-5.5% | |
| Weighted-avg shares (diluted) | 80.3M+8.0% | 74.3M+13.8% | 65.3M-0.2% | 65.4M-9.9% | 72.6M-5.4% | |
| Dividends per share | $1.07+3.9% | $1.03+4.0% | $0.99+4.2% | $0.95+4.4% | $0.91+4.6% | |
| Balance Sheet | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| Cash & equivalents | 657M-72.4% | 2.38B+142.8% | 981M+43.4% | 684M-67.3% | 2.09B+22.8% | |
| 26.7B-4.8% | 28.1B+24.9% | 22.5B+8.2% | 20.8B+5.7% | 19.7B+4.6% | ||
| Property, plant & equipment | 261M+5.4% | 248M+4.6% | 237M-2.5% | 243M-4.7% | 255M+0.9% | |
| Operating lease right-of-use | 48.0M+28.1% | 37.5M+77.4% | 21.1M-17.3% | 25.5M-8.1% | 27.8M-12.1% | |
| Goodwill | 415M+0.8% | 411M+35.0% | 305M+0.4% | 303M+0.0% | 303M+0.2% | |
| Intangible assets | 27.4M-26.2% | 37.1M+531.5% | 5.87M+5.7% | 5.55M-15.4% | 6.56M-8.8% | |
| Deferred tax assets | 113M-5.4% | 119M | — | — | — | |
| 23.7B-5.6% | 25.1B+25.0% | 20.0B+8.4% | 18.5B+5.6% | 17.5B+4.4% | ||
| Long-term debt | — | — | 0.00 | — | — | |
| Operating lease liability (total) | 52.2M+27.9% | 40.8M+74.1% | 23.4M-16.3% | 28.0M-5.4% | 29.6M-11.2% | |
| 3.04B+1.3% | 3.00B+23.7% | 2.43B+6.7% | 2.27B+7.0% | 2.13B+5.6% | ||
| Preferred stock | 300M+0.0% | 300M+0.0% | 300M+0.0% | 300M+0.0% | 300M | |
| Common stock | 154M+0.3% | 154M+12.9% | 136M+0.1% | 136M+0.2% | 136M+0.2% | |
| Additional paid-in capital | 2.16B+0.6% | 2.15B+27.4% | 1.69B+0.0% | 1.69B+0.5% | 1.68B-0.0% | |
| Retained earnings | 2.11B+6.4% | 1.98B+6.0% | 1.87B+10.6% | 1.69B+10.5% | 1.53B+7.6% | |
| Treasury stock | 1.74B+6.2% | 1.64B+1.7% | 1.61B+1.4% | 1.59B+0.2% | 1.59B+28.2% | |
| Accumulated other comprehensive income | 57.0M+2.0% | 55.9M+19.0% | 46.9M-10.6% | 52.5M-24.8% | 69.8M+311.6% | |
| Total liabilities & equity | 26.7B-4.8% | 28.1B+24.9% | 22.5B+8.2% | 20.8B+5.7% | 19.7B+4.6% | |
| Common shares issued | 154M+0.3% | 154M+12.9% | 136M+0.1% | 136M+0.2% | 136M+0.2% | |
| Common shares outstanding | 78.2M-3.7% | 81.2M+25.5% | 64.7M-0.9% | 65.3M+0.3% | 65.1M-13.9% | |
| Shares outstanding (cover) | 76.7M-5.7% | 81.4M+25.5% | 64.8M-0.8% | 65.3M+0.1% | 65.2M-14.0% | |
| Cash Flow | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| 237M-46.1% | 439M+105.3% | 214M-20.3% | 268M-14.6% | 314M+88.7% | ||
| Depreciation & amortization | 9.72M-92.8% | 134M+483.8% | 23.0M-64.1% | 64.0M | — | |
| Intangible amortization | 9.87M+27.5% | 7.74M+690.1% | 980K-3.0% | 1.01M-27.2% | 1.39M-35.5% | |
| Share-based compensation | 8.52M-7.2% | 9.18M+16.0% | 7.91M+16.2% | 6.81M+6.7% | 6.38M-1.4% | |
| Deferred income taxes | 11.1M+267.9% | -6.64M-245.7% | 4.56M-27.1% | 6.25M+163.3% | -9.88M-5.7% | |
| -318M-109.7% | 3.29B+338.6% | -1.38B+44.7% | -2.49B-330.0% | -580M+37.1% | ||
| Capital expenditure | 28.7M+16.3% | 24.7M+63.9% | 15.1M+27.8% | 11.8M-60.0% | 29.5M-7.7% | |
| Free cash flow | 208M-49.8% | 415M+108.4% | 199M-22.5% | 257M-9.9% | 285M+111.6% | |
| Acquisitions | 360K+100.1% | -624M-24176.6% | 2.59M | 0.00-100.0% | 1.50M-46.6% | |
| Sales/maturities of investments | 562M+45.3% | 387M-8.0% | 420M-17.6% | 510M-21.1% | 647M+31.0% | |
| Proceeds from sale of PP&E | 1.69M+26.0% | 1.34M+23.0% | 1.09M+2558.5% | 41.0K-98.8% | 3.38M-93.9% | |
| -1.64B+29.4% | -2.33B-259.2% | 1.46B+78.6% | 818M+25.2% | 653M-68.0% | ||
| Long-term debt issued | 11.0B-35.3% | 17.0B-0.8% | 17.2B+133.8% | 7.34B-0.7% | 7.40B-32.0% | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 102M+276.6% | 27.1M-11.1% | 30.5M+834.4% | 3.26M-99.1% | 349M+210.9% | |
| Dividends paid | 84.6M+14.0% | 74.3M+16.4% | 63.8M+3.6% | 61.6M-6.5% | 65.9M-0.9% | |
| Net change in cash | -1.72B-223.1% | 1.40B+372.0% | 297M+121.1% | -1.41B-462.7% | 388M-69.8% | |
| Interest paid | 747M+1.1% | 739M+102.8% | 364M+459.1% | 65.2M-9.3% | 71.8M-51.0% | |
| Income taxes paid | 41.6M+105.3% | 20.3M-66.9% | 61.2M+74.5% | 35.1M-26.7% | 47.9M+34.3% | |
| Valuation Ratios | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| Market cap | 2.32B-18.1% | 2.84B+71.0% | 1.66B-15.3% | 1.96B-12.5% | 2.24B+41.5% | |
| P/E | 10.3×-27.5% | 14.2×+139.8% | 5.9×-28.7% | 8.3×-32.0% | 12.2×+33.7% | |
| P/S | 3.2×-18.5% | 3.9×+78.3% | 2.2×-25.6% | 3.0×-25.1% | 4.0×+39.2% | |
| P/B | 0.8×-19.1% | 0.9×+36.4% | 0.7×-19.5% | 0.9×-18.2% | 1.1×+34.0% | |
| P/FCF | 11.2×+63.1% | 6.8×+5.9% | 6.5×-15.3% | 7.6×-2.9% | 7.9×-33.1% | |
| Earnings yield | 9.7%+37.9% | 7.1%-58.3% | 16.9%+40.2% | 12.1%+47.1% | 8.2%-25.2% | |
| FCF yield | 9.0%-38.7% | 14.6%-5.5% | 15.5%+18.1% | 13.1%+2.9% | 12.7%+49.6% | |
| Dividend yield | 3.5%+19.5% | 3.0%-23.5% | 3.9%+21.9% | 3.2%+19.5% | 2.7%-36.4% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: WAFD’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all WAFD filings on SEC EDGAR → Not investment advice.