WABC
$61.28+0.62%
Westamerica BancorporationStock · FinancialsRussell 2000 0.04%Russell 3000 0.002%US Stock Market 0.002%
WABC financial statements
The full income statement, balance sheet, and cash-flow statement for Westamerica Bancorporation (WABC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 26.7M2024-09 26.7M2024-12 26.7M2025-03 26.2M2025-06 25.5M2025-09 24.9M2025-12 24.4M2026-03 23.5M2026-06 23.1M-13.4% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 258M-12.2% | 294M-9.2% | 324M+22.2% | 265M+23.3% | 215M+2.5% | ||
| Noninterest income | 40.8M-5.5% | 43.2M-0.8% | 43.5M-3.5% | 45.1M+4.1% | 43.3M-5.0% | |
| Amortization of intangibles | — | — | — | — | 269K-6.3% | |
| Noninterest expense | 102M-2.4% | 104M+1.1% | 103M+3.9% | 99.4M+1.6% | 97.8M-0.8% | |
| Provision for credit losses | -550K-283.3% | 300K+126.1% | -1.15M | 0.00 | 0.00-100.0% | |
| Interest expense | — | — | 3.89M+102.1% | 1.93M-1.5% | 1.96M+7.2% | |
| Interest & investment income | 231M-13.8% | 268M-5.6% | 284M+28.1% | 222M+27.9% | 173M+4.6% | |
| Net interest income | 217M-13.3% | 251M-10.5% | 280M+27.4% | 220M+28.2% | 171M+4.5% | |
| Gain (loss) on equity securities | -60.0K | — | — | 0.00-100.0% | 34.0K-52.1% | |
| Pre-tax income | 157M-17.1% | 189M-14.7% | 222M+33.8% | 166M+41.5% | 117M+9.6% | |
| Income tax | 40.5M-19.7% | 50.4M-15.7% | 59.8M+37.3% | 43.6M+42.7% | 30.5M+15.6% | |
| Net income | 116M-16.2% | 139M-14.3% | 162M+32.6% | 122M+41.1% | 86.5M+7.6% | |
| $4.52-13.1% | $5.20-14.2% | $6.06+33.5% | $4.54+41.0% | $3.22+8.1% | ||
| EPS (basic) | $4.52-13.1% | $5.20-14.2% | $6.06+33.5% | $4.54+41.0% | $3.22+8.1% | |
| Weighted-avg shares (basic) | 25.7M-3.8% | 26.7M-0.1% | 26.7M-0.7% | 26.9M+0.1% | 26.9M-0.3% | |
| Weighted-avg shares (diluted) | 25.7M-3.8% | 26.7M-0.1% | 26.7M-0.7% | 26.9M+0.1% | 26.9M-0.3% | |
| Dividends per share | $1.82+3.4% | $1.76+2.3% | $1.72+2.4% | $1.68+1.8% | $1.65+0.6% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 5.96B-1.9% | 6.08B-4.5% | 6.36B-8.4% | 6.95B-6.8% | 7.46B+10.6% | ||
| Property, plant & equipment | 25.7M-1.6% | 26.1M-3.3% | 27.0M-6.3% | 28.8M-7.5% | 31.2M-5.1% | |
| Operating lease right-of-use | 22.2M+23.5% | 18.0M-4.4% | 18.8M+19.5% | 15.7M-12.4% | 18.0M-4.5% | |
| Goodwill | 122M+0.0% | 122M+0.0% | 122M+0.0% | 122M+0.0% | 122M+0.0% | |
| Intangible assets | 0.00-100.0% | 125K-64.0% | 347K-40.5% | 583K-30.2% | 835K-24.4% | |
| Deferred tax assets | 53.3M-39.9% | 88.6M-11.0% | 99.5M-20.5% | 125M | 0.00 | |
| Short-term & current debt | 137M+14.1% | 120M+106.9% | 58.2M+0.6% | 57.8M-60.5% | 146M+42.6% | |
| 5.03B-3.1% | 5.19B-7.2% | 5.59B-11.9% | 6.35B-4.3% | 6.63B+12.4% | ||
| Operating lease liability (total) | 22.2M+23.5% | 18.0M-4.4% | 18.8M+19.5% | 15.7M-12.4% | 18.0M-4.5% | |
| Deferred tax liabilities | — | — | — | — | 2.50M-90.3% | |
| 934M+4.9% | 890M+15.1% | 773M+28.4% | 602M-27.2% | 827M-2.1% | ||
| Common stock | 440M-7.7% | 476M+0.7% | 473M-0.4% | 475M+0.9% | 471M+1.1% | |
| Retained earnings | 585M+0.5% | 582M+18.7% | 490M+27.9% | 383M+25.0% | 306M+15.9% | |
| Accumulated other comprehensive income | -91.1M+45.8% | -168M+11.7% | -190M+25.7% | -256M-615.7% | 49.7M-56.6% | |
| Total liabilities & equity | 5.96B-1.9% | 6.08B-4.5% | 6.36B-8.4% | 6.95B-6.8% | 7.46B+10.6% | |
| Common shares issued | 24.6M-7.8% | 26.7M+0.1% | 26.7M-0.9% | 26.9M+0.2% | 26.9M+0.2% | |
| Common shares outstanding | 24.6M-7.8% | 26.7M+0.1% | 26.7M-0.9% | 26.9M+0.2% | 26.9M+0.2% | |
| Shares outstanding (cover) | 24.4M-8.8% | 26.7M+0.1% | 26.7M-0.9% | 26.9M+0.2% | 26.9M+0.2% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 122M-13.9% | 142M-10.5% | 158M+39.1% | 114M+28.1% | 88.7M-17.6% | ||
| Depreciation & amortization | 7.25M-30.4% | 10.4M-11.6% | 11.8M-28.9% | 16.6M-0.3% | 16.6M-26.6% | |
| Intangible amortization | — | — | — | — | 269K-6.3% | |
| Deferred income taxes | 3.03M+90.1% | 1.59M+179.8% | -2.00M-386.2% | 697K-67.2% | 2.12M+963.0% | |
| 150M-79.1% | 716M+30.8% | 547M+186.7% | -631M-106.2% | -306M+59.1% | ||
| Capital expenditure | 2.25M+28.8% | 1.74M+50.2% | 1.16M+43.2% | 811K-38.7% | 1.32M-39.8% | |
| Free cash flow | 120M-14.4% | 140M-11.0% | 157M+39.1% | 113M+29.1% | 87.4M-17.2% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 739M+14.2% | 648M+55.5% | 416M-16.7% | 500M-58.5% | 1.20B-4.5% | |
| Proceeds from sale of PP&E | — | — | — | 0.00 | 0.00-100.0% | |
| -305M+31.6% | -446M+44.9% | -809M-152.7% | -320M-144.0% | 728M-18.1% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 104M+49321.4% | 210K-98.5% | 13.7M+6206.0% | 218K-6.0% | 232K-98.6% | |
| Dividends paid | 46.9M-0.0% | 47.0M+2.2% | 46.0M+1.7% | 45.2M+2.0% | 44.3M+0.0% | |
| Net change in cash | -33.7M-108.2% | 411M+495.7% | -104M+87.6% | -838M-264.0% | 511M+106.1% | |
| Interest paid | 13.7M-21.2% | 17.4M+346.6% | 3.90M+101.7% | 1.94M-4.5% | 2.03M+10.8% | |
| Income taxes paid | 33.0M-42.3% | 57.3M-10.6% | 64.0M+60.7% | 39.8M+44.0% | 27.7M+4.6% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 1.16B-16.9% | 1.40B-6.8% | 1.50B-5.3% | 1.59B+2.4% | 1.55B+4.7% | |
| P/E | 10.0×-0.8% | 10.1×+8.7% | 9.3×-38.9% | 15.2×-15.2% | 17.9×-2.7% | |
| P/S | 4.5×-5.4% | 4.8×+2.3% | 4.7×-29.8% | 6.6×-8.0% | 7.2×+2.1% | |
| P/B | 1.2×-20.8% | 1.6×-32.1% | 2.3×-21.3% | 2.9×+57.1% | 1.9×+6.9% | |
| P/FCF | 9.7×-2.9% | 10.0×+38.1% | 7.3×-59.6% | 18.0×+1.2% | 17.7×+26.4% | |
| Earnings yield | 10.0%+0.8% | 9.9%-8.0% | 10.8%+63.6% | 6.6%+17.9% | 5.6%+2.8% | |
| FCF yield | 10.3%+2.9% | 10.0%-27.6% | 13.8%+147.5% | 5.6%-1.2% | 5.6%-20.9% | |
| Dividend yield | 3.8%+13.4% | 3.4%+10.0% | 3.0%+7.1% | 2.8%-0.4% | 2.9%-3.6% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: WABC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all WABC filings on SEC EDGAR → Not investment advice.