UVSP
$41.83+1.97%
Univest Financial CorporationStock · FinancialsRussell 2000 · 0.04% of IWMNasdaq Composite · 0.006% of ONEQRussell 3000 · 0.002% of IWVUS Stock Market · 0.002% of VTI
UVSP financial statements
The full income statement, balance sheet, and cash-flow statement for Univest Financial Corporation (UVSP), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 29.2M2024-09 29.0M2024-12 29.0M2025-03 28.9M2025-06 28.8M2025-09 28.5M2025-12 28.1M2026-03 27.8M2026-06 27.6M-5.5% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 328M+9.6% | 299M+0.8% | 297M+0.2% | 296M+9.0% | 272M+7.5% | ||
| Noninterest income | 87.9M-0.2% | 88.1M+14.6% | 76.8M-1.4% | 77.9M-6.4% | 83.2M+6.3% | |
| Restructuring | 0.00 | 0.00-100.0% | 1.52M+725.5% | 184K | 0.00-100.0% | |
| Amortization of intangibles | 469K-27.6% | 648K-23.3% | 845K-29.6% | 1.20M+24.4% | 965K-19.6% | |
| Noninterest expense | 203M+2.5% | 198M+0.3% | 197M+5.7% | 187M+11.6% | 167M+8.0% | |
| Provision for credit losses | 11.7M+96.6% | 5.93M-44.9% | 10.8M-11.7% | 12.2M+220.4% | -10.1M-124.8% | |
| Interest expense | — | — | 152M+347.6% | 33.9M+58.8% | 21.3M-27.8% | |
| Interest & investment income | 430M+4.4% | 412M+10.9% | 372M+47.4% | 252M+20.2% | 210M+2.8% | |
| Net interest income | 240M+13.7% | 211M-4.0% | 220M+0.8% | 218M+15.9% | 188M+8.0% | |
| Pre-tax income | 113M+18.9% | 95.3M+7.5% | 88.7M-8.8% | 97.2M-15.0% | 114M+100.9% | |
| Income tax | 22.6M+16.6% | 19.4M+10.1% | 17.6M-7.9% | 19.1M-15.3% | 22.5M+125.7% | |
| 90.8M+19.5% | 75.9M+6.8% | 71.1M-9.0% | 78.1M-14.9% | 91.8M+95.7% | ||
| Net income to non-controlling interest | 90.8M+19.5% | 75.9M+6.8% | 71.1M | — | — | |
| $3.13+21.3% | $2.58+7.1% | $2.41-8.7% | $2.64-15.1% | $3.11+94.4% | ||
| EPS (basic) | $3.16+21.5% | $2.60+7.4% | $2.42-9.0% | $2.66-14.7% | $3.12+95.0% | |
| Weighted-avg shares (basic) | — | — | 29.4M+0.1% | 29.4M-0.0% | 29.4M+0.7% | |
| Weighted-avg shares (diluted) | 29.0M-1.4% | 29.4M-0.4% | 29.5M-0.1% | 29.6M-0.0% | 29.6M+1.0% | |
| Dividends per share | $0.87+3.6% | $0.84+0.0% | $0.84+1.2% | $0.83+3.7% | $0.80+33.3% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 554M+68.4% | 329M+31.6% | 250M+63.5% | 153M-82.8% | 890M+304.9% | |
| 8.44B+3.8% | 8.13B+4.5% | 7.78B+7.7% | 7.22B+1.4% | 7.12B+12.4% | ||
| Property, plant & equipment | 45.6M-2.4% | 46.7M-9.3% | 51.4M+1.0% | 50.9M-10.4% | 56.9M+2.2% | |
| Operating lease right-of-use | 25.8M-9.6% | 28.5M-10.3% | 31.8M+5.8% | 30.1M-1.1% | 30.4M-11.4% | |
| Goodwill | 176M+0.0% | 176M+0.0% | 176M+0.0% | 176M+0.0% | 176M+1.7% | |
| Intangible assets | 7.33M-11.8% | 8.31M-24.1% | 10.9M-3.8% | 11.4M-3.9% | 11.8M+33.6% | |
| Short-term & current debt | 24.4M+118.3% | 11.2M+77.3% | 6.31M-96.8% | 197M+880.5% | 20.1M+12.3% | |
| 7.49B+3.5% | 7.24B+4.3% | 6.94B+7.7% | 6.45B+1.5% | 6.35B+12.5% | ||
| Operating lease liability (total) | 28.5M-9.4% | 31.5M-9.7% | 34.9M+5.1% | 33.2M-0.9% | 33.5M-11.2% | |
| 943M+6.3% | 887M+5.7% | 839M+8.1% | 777M+0.3% | 774M+11.7% | ||
| Common stock | 158M+0.0% | 158M+0.0% | 158M+0.0% | 158M+0.0% | 158M+0.0% | |
| Additional paid-in capital | 304M+0.4% | 303M+0.6% | 301M+0.1% | 301M+0.5% | 299M+1.0% | |
| Retained earnings | 591M+12.4% | 526M+10.8% | 475M+10.7% | 429M+14.3% | 375M+22.2% | |
| Treasury stock | 84.2M+52.9% | 55.1M+26.1% | 43.7M-10.2% | 48.6M+15.9% | 41.9M-9.3% | |
| Accumulated other comprehensive income | -25.5M+42.1% | -44.0M+13.1% | -50.6M+18.4% | -62.1M-279.8% | -16.4M+26.2% | |
| Total liabilities & equity | 8.44B+3.8% | 8.13B+4.5% | 7.78B+7.7% | 7.22B+1.4% | 7.12B+12.4% | |
| Common shares issued | 31.6M+0.0% | 31.6M+0.0% | 31.6M+0.0% | 31.6M+0.0% | 31.6M+0.0% | |
| Common shares outstanding | 28.2M-3.1% | 29.0M-1.6% | 29.5M+0.8% | 29.3M-0.8% | 29.5M+0.7% | |
| Shares outstanding (cover) | 28.1M-3.2% | 29.0M-1.8% | 29.5M+0.8% | 29.3M-0.8% | 29.5M+0.7% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 102M+35.2% | 75.1M-16.3% | 89.7M-18.0% | 109M+7.0% | 102M+100.0% | ||
| Intangible amortization | 469K-27.6% | 648K-23.3% | 845K-29.6% | 1.20M+24.4% | 965K-19.6% | |
| Share-based compensation | 4.69M+1.6% | 4.62M+10.0% | 4.19M+1.8% | 4.12M+11.4% | 3.70M+149.9% | |
| Deferred income taxes | 508K+140.0% | -1.27M-79.0% | -710K-30.3% | -545K-115.3% | 3.55M+136.1% | |
| -83.7M+67.8% | -260M+42.8% | -454M+49.4% | -898M-608.0% | -127M+85.4% | ||
| Capital expenditure | 4.58M+47.7% | 3.10M-53.8% | 6.72M+28.8% | 5.22M-11.2% | 5.88M+56.6% | |
| Free cash flow | 96.9M+34.6% | 72.0M-13.3% | 83.0M-20.4% | 104M+8.1% | 96.5M+103.4% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 3.82M | |
| Sales/maturities of investments | 54.8M-1.9% | 55.9M+81.8% | 30.7M-2.7% | 31.6M-37.3% | 50.4M-7.9% | |
| Proceeds from sale of PP&E | 411K-82.6% | 2.37M+26.1% | 1.88M-72.6% | 6.84M | 0.00-100.0% | |
| Other investing activities | 4.17M+466.4% | 737K-84.8% | 4.85M+398.5% | -1.62M | — | |
| 207M-21.5% | 264M-42.9% | 462M+808.7% | 50.8M-92.7% | 695M-23.7% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net short-term debt | 13.2M+171.4% | 4.88M+102.6% | -191M-207.8% | 177M+7947.0% | 2.20M+384.2% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 34.6M+83.4% | 18.9M+3987.0% | 462K-95.9% | 11.4M+3758.0% | 295K-93.3% | |
| Dividends paid | 25.3M+2.0% | 24.8M-0.8% | 25.1M+1.8% | 24.6M+4.4% | 23.6M+34.4% | |
| Interest paid | 200M+4.6% | 192M+37.2% | 140M+327.3% | 32.7M+49.7% | 21.8M-25.3% | |
| Income taxes paid | 21.1M+2.2% | 20.7M-1.7% | 21.0M+77.4% | 11.9M-55.4% | 26.6M+53.6% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 919M+7.4% | 856M+31.7% | 650M-14.9% | 764M-13.5% | 883M+46.4% | |
| P/E | 10.1×-10.1% | 11.3×+36.4% | 8.3×-22.5% | 10.7×+10.7% | 9.6×-25.2% | |
| P/S | 2.8×-2.0% | 2.9×+35.4% | 2.1×-22.5% | 2.7×-16.3% | 3.3×+36.2% | |
| P/B | 1.0×+1.1% | 1.0×+19.8% | 0.8×-20.5% | 1.0×-11.3% | 1.1×+31.0% | |
| P/FCF | 9.5×-20.2% | 11.9×+48.2% | 8.0×+19.6% | 6.7×-26.8% | 9.2×-28.0% | |
| Earnings yield | 9.9%+11.3% | 8.9%-26.7% | 12.1%+29.0% | 9.4%-9.7% | 10.4%+33.6% | |
| FCF yield | 10.5%+25.3% | 8.4%-32.5% | 12.5%-16.4% | 14.9%+36.6% | 10.9%+38.9% | |
| Dividend yield | 2.7%-6.6% | 2.8%-25.3% | 3.8%+20.0% | 3.2%+18.8% | 2.7%-8.3% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: UVSP’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all UVSP filings on SEC EDGAR → Not investment advice.