Upstart Holdings Inc. drawdown: 93.9% below the all-time high (price)
Upstart Holdings Inc. is 93.9% below its all-time high, set Oct 15, 2021 (as of market close, Oct 20, 2026), measured on price alone — dividends are not included, the convention headlines and crash histories use. The chart shows every day as a percentage of the highest level reached up to that point: 100% means a fresh record, everything below is a drawdown.
- Below all-time high
- −93.9%
- 6.1% of ATH
- All-time high
- $390
- Oct 15, 2021
- Time below the high
- 5.0 yrs
- since Oct 15, 2021
- Worst-ever drawdown
- −96.9%
- May 2, 2023
- Longest underwater
- 5.0 yrs
- between all-time highs
- Today's level first reached
- Dec 16, 2020
- 5.8 yrs ago
- Last time this deep
- never before
- no prior −93.9% episode
% of all-time high since 2020: price#
The classic underwater chart (drawdown curve), drawn as % of the all-time high — 100% is a fresh record, everything below it is time spent underwater. Basis and range are in the URL, so a particular view is a link.
The deepest drawdowns on record#
Every decline of 15% or more from an all-time high (price basis), deepest first.
| Peak | Trough | Depth | Peak → trough | Recovered by | Underwater |
|---|---|---|---|---|---|
| Oct 15, 2021 | May 2, 2023 | −96.9% | 1.5 yrs | not yet | 5.0 yrs+ |
| Feb 12, 2021 | Mar 8, 2021 | −54.1% | 24 days | Mar 18, 2021 | 34 days |
| Mar 22, 2021 | May 13, 2021 | −49.0% | 52 days | May 27, 2021 | 2 mo |
| Jun 7, 2021 | Jul 15, 2021 | −33.5% | 38 days | Aug 11, 2021 | 2 mo |
| Dec 22, 2020 | Dec 30, 2020 | −18.8% | 8 days | Jan 5, 2021 | 14 days |
Price basis (no dividends) — the convention crash histories use. With dividends reinvested, recoveries arrive years earlier; switch the basis on the chart above to see it.
Drawdown vs what came next#
One dot per month since 2020: how far Upstart Holdings Inc. stood below its all-time high, and the total return over the following 1, 5 and 10 years.
Read this with survivorship bias in mind: a single asset's history is one surviving sample, so past recoveries here say little about the odds ahead. Monthly windows also overlap heavily (they are not independent samples). Not investment advice.
FAQ#
- How far is Upstart Holdings Inc. from its all-time high?
- Upstart Holdings Inc. is currently 93.9% below its all-time high, set Oct 15, 2021 (as of market close, Oct 20, 2026). Prices only, the convention headlines use; with dividends reinvested the gap is usually smaller.
- What was the biggest Upstart Holdings Inc. drawdown ever?
- The deepest decline on record in our data (since 2020) took Upstart Holdings Inc. 96.9% below its prior high, bottoming May 2, 2023. The table on this page lists every major episode with its peak, trough and recovery date.
Methodology & related#
Daily data since -1 from UPST; no free deep history exists for Upstart Holdings Inc. — for a 150-year drawdown record see the S&P 500 drawdown page. The price basis excludes dividends; the total-return basis reinvests them; the real basis additionally deflates by CPI. See also returns by year. Past performance does not predict future returns; not investment advice.