STC financial statements
The full income statement, balance sheet, and cash-flow statement for Stewart Information Services Corporation (STC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 2.92B+17.3% | 2.49B+12.6% | 2.21B-27.4% | 3.05B-6.6% | 3.26B+43.7% | ||
| Noninterest income | 2.86B+18.0% | 2.42B+9.5% | 2.21B-27.4% | 3.05B | — | |
| Amortization of intangibles | 31.9M-0.6% | 32.1M-7.2% | 34.6M+4.8% | 33.0M+71.9% | 19.2M+276.5% | |
| Provision for credit losses | 2.32M+4.7% | 2.21M-8.7% | 2.42M+194.3% | 824K-72.7% | 3.02M+365.8% | |
| Interest expense | — | — | 19.7M+7.2% | 18.4M+265.8% | 5.03M+91.7% | |
| Equity-method income | 2.46M+40.1% | 1.76M+64.2% | 1.07M-67.1% | 3.26M-65.7% | 9.49M+170.8% | |
| Gain (loss) on equity securities | 11.2M-12.9% | 12.9M+322.3% | 3.04M+241.5% | -2.15M-111.1% | 19.4M+716.9% | |
| Pre-tax income | 166M+44.8% | 114M+87.8% | 60.9M-73.8% | 233M-46.4% | 434M+98.6% | |
| Income tax | 35.4M+35.4% | 26.2M+71.4% | 15.3M-70.0% | 50.9M-45.9% | 94.0M+92.5% | |
| 116M+57.6% | 73.3M+140.8% | 30.4M-81.2% | 162M-49.8% | 323M+108.7% | ||
| Net income to non-controlling interest | 14.6M-1.5% | 14.8M-2.1% | 15.2M-22.2% | 19.5M+16.2% | 16.8M+13.5% | |
| $4.05+55.2% | $2.61+135.1% | $1.11-81.3% | $5.94-50.1% | $11.90+91.3% | ||
| EPS (basic) | $4.12+55.5% | $2.65+136.6% | $1.12-81.3% | $6.00-50.2% | $12.05+92.8% | |
| Weighted-avg shares (basic) | 28.1M+1.6% | 27.6M+1.2% | 27.3M+0.9% | 27.1M+0.9% | 26.8M+8.2% | |
| Weighted-avg shares (diluted) | 28.6M+1.5% | 28.1M+2.2% | 27.5M+0.6% | 27.3M+0.7% | 27.2M+9.1% | |
| Dividends per share | $2.05+5.1% | $1.95+5.4% | $1.85+12.1% | $1.65+20.4% | $1.37+14.2% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 322M+48.8% | 216M-7.3% | 233M-6.0% | 248M-48.9% | 486M+12.3% | |
| Short-term investments | 47.9M+16.3% | 41.2M+5.6% | 39.0M+60.5% | 24.3M+37.8% | 17.6M-14.6% | |
| 3.25B+19.1% | 2.73B+1.0% | 2.70B-1.3% | 2.74B-2.7% | 2.81B+42.2% | ||
| Property, plant & equipment | — | — | — | — | 72.5M+40.2% | |
| Operating lease right-of-use | 106M+3.7% | 102M-11.8% | 116M-9.3% | 128M-5.0% | 135M+26.4% | |
| Goodwill | 1.27B+17.3% | 1.08B+1.1% | 1.07B-0.1% | 1.07B+16.0% | 925M+114.3% | |
| Intangible assets | 325M+87.9% | 173M-10.4% | 193M-3.0% | 199M-13.4% | 230M+514.7% | |
| Deferred tax assets | 7.66M+58.6% | 4.83M+27.8% | 3.78M+45.8% | 2.59M-32.7% | 3.85M-11.2% | |
| 1.60B+21.5% | 1.32B-0.4% | 1.32B-3.2% | 1.37B-9.9% | 1.52B+57.2% | ||
| Long-term debt | 647M+45.0% | 446M+0.1% | 445M-0.4% | 447M-7.5% | 483M+375.1% | |
| Operating lease liability (total) | 122M+2.8% | 119M-12.4% | 136M-8.3% | 148M-0.9% | 149M+25.5% | |
| Finance lease liability (total) | — | — | 0.00-100.0% | 80.0K-92.1% | 1.01M-47.0% | |
| Deferred tax liabilities | 53.3M+88.6% | 28.3M+12.9% | 25.0M-5.9% | 26.6M-45.4% | 48.8M+104.5% | |
| 1.64B+17.0% | 1.40B+2.2% | 1.37B+0.7% | 1.36B+6.3% | 1.28B+27.5% | ||
| Common stock | 30.6M+8.7% | 28.1M+1.4% | 27.7M+0.9% | 27.5M+0.9% | 27.2M+0.6% | |
| Additional paid-in capital | 490M+48.1% | 331M+6.4% | 311M+4.7% | 297M+5.1% | 282M+2.7% | |
| Retained earnings | 1.15B+5.1% | 1.09B+1.7% | 1.07B-1.9% | 1.09B+12.0% | 975M+41.5% | |
| Treasury stock | 2.67M+0.0% | 2.67M+0.0% | 2.67M+0.0% | 2.67M+0.0% | 2.67M+0.0% | |
| Non-controlling interest | 9.31M+4.1% | 8.95M+25.3% | 7.14M-12.0% | 8.11M-36.2% | 12.7M+74.5% | |
| Total equity incl. non-controlling | 1.65B+17.0% | 1.41B+2.4% | 1.38B+0.6% | 1.37B+5.8% | 1.29B+27.9% | |
| Total liabilities & equity | 3.25B+19.1% | 2.73B+1.0% | 2.70B-1.3% | 2.74B-2.7% | 2.81B+42.2% | |
| Common shares issued | 30.6M+8.7% | 28.1M+1.4% | 27.7M+0.9% | 27.5M+0.9% | 27.2M+0.6% | |
| Common shares outstanding | 30.2M+8.9% | 27.8M+1.4% | 27.4M+0.9% | 27.1M+0.9% | 26.9M+0.6% | |
| Shares outstanding (cover) | 30.4M+9.4% | 27.8M+1.3% | 27.5M+1.0% | 27.2M+0.8% | 27.0M+0.8% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 206M+51.7% | 136M+63.3% | 83.0M-56.7% | 192M-50.8% | 390M+41.5% | ||
| Depreciation & amortization | 61.1M-0.9% | 61.6M-1.3% | 62.4M+9.2% | 57.2M+57.1% | 36.4M+89.4% | |
| Intangible amortization | 31.9M-0.6% | 32.1M-7.2% | 34.6M+4.8% | 33.0M+71.9% | 19.2M+276.5% | |
| Share-based compensation | 17.1M+26.1% | 13.6M+24.2% | 10.9M-11.1% | 12.3M+2.6% | 12.0M+108.1% | |
| Deferred income taxes | 8.27M+79.1% | 4.62M+168.1% | -6.78M-2415.4% | 293K-97.7% | 12.6M+229.3% | |
| -369M-322.4% | -87.3M-191.2% | -30.0M+90.0% | -301M+53.4% | -645M-178.9% | ||
| Capital expenditure | 73.4M+81.4% | 40.5M+7.1% | 37.8M-21.2% | 47.9M+20.5% | 39.8M+165.5% | |
| Free cash flow | 132M+39.0% | 95.1M+110.3% | 45.3M-68.6% | 144M-58.9% | 350M+34.4% | |
| Acquisitions | 370M+2472.6% | 14.4M-42.7% | 25.1M-82.4% | 143M-76.2% | 600M+200.7% | |
| Sales/maturities of investments | — | — | — | — | 74.5M+26.9% | |
| Proceeds from sale of PP&E | — | — | 1.06M+64.1% | 644K-94.0% | 10.7M+4544.3% | |
| Other investing activities | -6.86M-117.9% | -3.15M-53.0% | -2.06M+74.1% | -7.94M-143.1% | 18.4M+1448.1% | |
| 265M+535.1% | -61.0M+11.8% | -69.1M+43.9% | -123M-139.7% | 310M+471.6% | ||
| Long-term debt issued | 201M+5839.6% | 3.39M-4.3% | 3.54M | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 141M | 0.00 | 0.00 | 0.00 | 0.00-100.0% | |
| Common stock repurchased | 3.89M+1.1% | 3.84M+115.6% | 1.78M-45.3% | 3.26M+44.8% | 2.25M+113.7% | |
| Dividends paid | 58.5M+8.5% | 53.9M+6.7% | 50.5M+13.1% | 44.7M+21.9% | 36.6M+21.2% | |
| Other financing activities | -1.32M-2544.4% | 54.0K | 0.00-100.0% | 115K+101.6% | -7.40M-2280.7% | |
| FX effect on cash | 3.16M+170.9% | -4.46M-535.1% | 1.02M+118.5% | -5.53M-156.7% | -2.15M-164.5% | |
| Net change in cash | 105M+718.0% | -17.1M-13.8% | -15.0M+93.7% | -238M-546.2% | 53.2M-47.8% | |
| Interest paid | 17.8M+1.8% | 17.5M+1.7% | 17.2M-1.3% | 17.4M+515.2% | 2.83M+8.6% | |
| Income taxes paid | 24.3M-5.7% | 25.8M+382.1% | 5.34M-91.1% | 60.1M-43.4% | 106M+137.1% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 2.14B+13.9% | 1.88B+16.8% | 1.61B+38.7% | 1.16B-46.1% | 2.15B+66.3% | |
| P/E | 18.5×-27.7% | 25.6×-44.4% | 46.0×+830.8% | 4.9×-25.7% | 6.7×-20.3% | |
| P/S | 0.7×-2.9% | 0.8×+7.1% | 0.7×+104.2% | 0.3×-47.7% | 0.7×+15.7% | |
| P/B | 1.3×-2.7% | 1.3×+12.6% | 1.2×+38.0% | 0.9×-48.6% | 1.7×+30.3% | |
| P/FCF | 16.2×-18.1% | 19.7×-67.8% | 61.3×+1227.5% | 4.6×-24.8% | 6.1×+23.7% | |
| Earnings yield | 5.4%+38.4% | 3.9%+79.7% | 2.2%-89.3% | 20.2%+34.6% | 15.0%+25.5% | |
| FCF yield | 6.2%+22.1% | 5.1%+210.6% | 1.6%-92.5% | 21.7%+33.0% | 16.3%-19.2% | |
| Dividend yield | 2.9%+1.0% | 2.9%-8.2% | 3.1%-18.5% | 3.9%+124.7% | 1.7%-30.8% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: STC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all STC filings on SEC EDGAR → Not investment advice.
