PFS
$22.23+0.14%
Provident Financial Services IncStock · FinancialsRussell 2000 0.09%Russell 3000 0.004%US Stock Market 0.004%
PFS financial statements
The full income statement, balance sheet, and cash-flow statement for Provident Financial Services Inc (PFS), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 130.5M2024-09 130.5M2024-12 130.5M2025-03 130.7M2025-06 130.6M2025-09 130.6M2025-12 130.7M2026-03 130.3M2026-06 130.4M-0.0% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 870M+25.3% | 695M+45.0% | 479M-5.2% | 505M+11.6% | 453M+17.6% | ||
| Noninterest income | 110M+16.7% | 94.1M+17.9% | 79.8M-9.1% | 87.8M+1.1% | 86.8M+19.9% | |
| Amortization of intangibles | 37.1M+28.1% | 28.9M+880.0% | 2.95M-10.3% | 3.29M-10.2% | 3.66M+7.0% | |
| Noninterest expense | 459M+0.2% | 458M+66.2% | 275M+5.8% | 260M+4.1% | 250M+9.8% | |
| Provision for credit losses | — | — | — | 8.39M+134.5% | -24.3M-181.9% | |
| Interest expense | — | — | 216M+344.9% | 48.6M+33.9% | 36.3M-28.4% | |
| Interest & investment income | 1.27B+21.7% | 1.05B+69.9% | 616M+32.1% | 466M+15.9% | 402M+10.7% | |
| Net interest income | 761M+26.6% | 601M+50.4% | 399M-4.3% | 418M+14.1% | 366M+17.1% | |
| Pre-tax income | 408M+172.8% | 150M-14.9% | 176M-26.8% | 240M+5.7% | 227M+78.1% | |
| Income tax | 117M+243.2% | 34.1M-28.1% | 47.4M-26.5% | 64.5M+8.9% | 59.2M+93.4% | |
| Net income | 291M+152.0% | 116M-10.0% | 128M-26.9% | 176M+4.6% | 168M+73.2% | |
| $2.23+112.4% | $1.05-38.6% | $1.71-27.2% | $2.35+7.3% | $2.19+57.6% | ||
| EPS (basic) | $2.23+112.4% | $1.05-39.0% | $1.72-26.8% | $2.35+6.8% | $2.20+58.3% | |
| Weighted-avg shares (basic) | 130M+19.0% | 110M+46.5% | 74.8M+0.2% | 74.7M-2.3% | 76.5M+10.0% | |
| Weighted-avg shares (diluted) | 131M+19.0% | 110M+46.5% | 74.9M+0.1% | 74.8M-2.3% | 76.6M+10.0% | |
| Dividends per share | $0.96+0.0% | $0.96+0.0% | $0.96+0.0% | $0.96+4.3% | $0.92+0.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 209M+1.5% | 206M+14.3% | 180M-3.4% | 186M-72.8% | 685M+63.9% | |
| 25.0B+3.9% | 24.1B+69.3% | 14.2B+3.1% | 13.8B+0.0% | 13.8B+6.7% | ||
| Property, plant & equipment | 113M-5.3% | 120M+68.5% | 71.0M-11.0% | 79.8M-0.9% | 80.6M+6.1% | |
| Operating lease right-of-use | 57.9M-6.9% | 62.3M+9.4% | 56.9M-6.1% | 60.6M+24.1% | 48.8M+18.6% | |
| Goodwill | 624M+0.0% | 624M+40.7% | 444M+0.0% | 444M+0.0% | 444M+0.1% | |
| 22.1B+3.2% | 21.5B+71.3% | 12.5B+2.7% | 12.2B+0.8% | 12.1B+6.9% | ||
| Operating lease liability (total) | 61.1M-6.3% | 65.2M+8.6% | 60.0M-5.3% | 63.4M+26.1% | 50.2M+19.5% | |
| 2.83B+8.9% | 2.60B+53.9% | 1.69B+5.8% | 1.60B-5.9% | 1.70B+4.8% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 1.38M+0.0% | 1.38M+65.4% | 832K+0.0% | 832K+0.0% | 832K+0.0% | |
| Additional paid-in capital | 1.84B+0.6% | 1.83B+85.5% | 989M+0.8% | 981M+1.2% | 970M+0.8% | |
| Retained earnings | 1.15B+16.7% | 989M+1.5% | 975M+6.1% | 918M+12.7% | 815M+13.4% | |
| Treasury stock | 91.3M+3.3% | 88.4M-30.8% | 128M+0.5% | 127M+59.7% | 79.6M+34.9% | |
| Accumulated other comprehensive income | -76.2M+43.7% | -135M+4.1% | -141M+14.5% | -165M-2504.9% | 6.86M-61.1% | |
| Total liabilities & equity | 25.0B+3.9% | 24.1B+69.3% | 14.2B+3.1% | 13.8B+0.0% | 13.8B+6.7% | |
| Common shares issued | 138M+0.0% | 138M+0.0% | 138M+65.3% | 83.2M+0.0% | 83.2M+0.0% | |
| Common shares outstanding | 131M+0.1% | 130M+72.7% | 75.5M+0.5% | 75.2M-2.3% | 77.0M+1.1% | |
| Shares outstanding (cover) | 131M+0.2% | 130M+72.6% | 75.6M+0.4% | 75.3M-2.3% | 77.1M-0.9% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 442M+3.7% | 426M+145.9% | 173M-13.4% | 200M+27.7% | 157M+51.8% | ||
| Depreciation & amortization | 51.3M+23.7% | 41.5M+254.8% | 11.7M-10.6% | 13.1M+3.3% | 12.7M+14.9% | |
| Intangible amortization | 37.1M+28.1% | 28.9M+880.0% | 2.95M-10.3% | 3.29M-10.2% | 3.66M+7.0% | |
| Deferred income taxes | 24.5M+299.3% | -12.3M-550.3% | 2.73M+22.7% | 2.22M-82.1% | 12.4M+256.6% | |
| -1.05B-307.3% | 508M+208.1% | -470M+27.5% | -648M+9.6% | -717M-42.1% | ||
| Capital expenditure | 11.5M+782.9% | 1.31M-82.5% | 7.49M-20.4% | 9.41M-31.8% | 13.8M+7.6% | |
| Free cash flow | 431M+1.3% | 425M+156.2% | 166M-13.1% | 191M+33.5% | 143M+58.1% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 512M+52.6% | 335M+76.9% | 190M-32.0% | 279M-29.1% | 393M+12.2% | |
| Proceeds from sale of PP&E | 2.35M | 0.00-100.0% | 105K+377.3% | 22.0K-47.6% | 42.0K-95.6% | |
| 616M+167.8% | -908M-413.3% | 290M+468.4% | -78.7M-110.6% | 740M-0.9% | ||
| Long-term debt issued | 0.00 | 0.00-100.0% | 535M-86.6% | 3.98B+335.8% | 914M-62.4% | |
| Long-term debt repaid | 352M-74.7% | 1.39B+2278.4% | 58.4M-98.2% | 3.25B | 0.00-100.0% | |
| Net short-term debt | 294M+1479.8% | 18.6M-88.1% | 156M+924.9% | -18.9M-124.4% | -8.44M+97.1% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00 | 0.00-100.0% | 46.5M+124.7% | 20.7M-2.1% | |
| Dividends paid | 126M+24.7% | 101M+39.4% | 72.4M+0.6% | 72.0M+0.8% | 71.5M+8.6% | |
| Net change in cash | 5.54M-78.4% | 25.7M+510.7% | -6.25M+98.8% | -526M-392.0% | 180M-47.9% | |
| Interest paid | 494M+24.4% | 397M+88.9% | 210M+348.5% | 46.9M+30.6% | 35.9M-27.3% | |
| Income taxes paid | 103M+183.7% | 36.2M-22.1% | 46.5M-9.0% | 51.0M-11.2% | 57.5M+57.4% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 2.58B+4.8% | 2.46B+80.6% | 1.36B-15.2% | 1.61B-13.9% | 1.87B+33.7% | |
| P/E | 8.9×-58.4% | 21.3×+134.7% | 9.1×-7.4% | 9.8×-11.8% | 11.1×-22.8% | |
| P/S | 3.0×-16.3% | 3.5×+29.2% | 2.7×-16.8% | 3.3×-20.0% | 4.1×+13.7% | |
| P/B | 0.9×-3.8% | 0.9×+12.7% | 0.8×-19.0% | 1.0×-5.8% | 1.1×+27.6% | |
| P/FCF | 6.0×+3.5% | 5.8×-31.1% | 8.4×-6.4% | 9.0×-31.2% | 13.1×-15.4% | |
| Earnings yield | 11.3%+140.4% | 4.7%-57.4% | 11.0%+8.0% | 10.2%+13.4% | 9.0%+29.6% | |
| FCF yield | 16.7%-3.3% | 17.3%+45.2% | 11.9%+6.9% | 11.1%+45.3% | 7.7%+18.2% | |
| Dividend yield | 4.9%-4.5% | 5.1%-4.5% | 5.3%+18.5% | 4.5%+18.3% | 3.8%-25.8% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: PFS’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all PFS filings on SEC EDGAR → Not investment advice.