OCFC
$15.83-0.81%
OceanFirst Financial Corp.Stock · FinancialsRussell 2000 0.05%Russell 3000 0.002%US Stock Market 0.002%
OCFC financial statements
The full income statement, balance sheet, and cash-flow statement for OceanFirst Financial Corp. (OCFC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 58.5M2024-09 58.5M2024-12 58.6M2025-03 58.4M2025-06 57.4M2025-09 57.4M2025-12 57.4M2026-03 57.6M2026-06 70.2M+20.1% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 405M+5.4% | 384M-4.7% | 403M-7.6% | 437M+22.2% | 357M-7.7% | ||
| Noninterest income | 44.7M-10.9% | 50.2M+49.3% | 33.6M-43.1% | 59.1M+13.8% | 51.9M-29.8% | |
| 296M+20.5% | 246M-1.2% | 249M+6.0% | 235M+3.5% | 227M-7.9% | ||
| Selling & marketing | 5.65M+9.4% | 5.17M+21.9% | 4.24M+43.8% | 2.95M+35.9% | 2.17M-30.4% | |
| Restructuring | 11.5M | 0.00 | 0.00 | — | — | |
| Amortization of intangibles | 3.63M+9.0% | 3.33M-16.3% | 3.98M-15.6% | 4.72M | — | |
| Provision for credit losses | 16.2M+110.3% | 7.69M-56.5% | 17.7M+127.6% | 7.77M+165.7% | -11.8M-119.9% | |
| Interest expense | — | — | 238M+343.7% | 53.7M+46.1% | 36.8M-44.9% | |
| Interest & investment income | 642M+0.0% | 642M+5.6% | 608M+41.0% | 431M+26.0% | 342M-9.9% | |
| Net interest income | 360M+7.8% | 334M-9.7% | 370M-2.1% | 377M+23.6% | 305M-2.4% | |
| Gain (loss) on equity securities | 564K-86.8% | 4.27M+147.1% | 1.73M-79.2% | 8.33M+952.1% | -978K-106.2% | |
| Pre-tax income | 92.5M-29.2% | 131M-4.5% | 137M-29.5% | 194M+36.3% | 142M+75.5% | |
| Income tax | 21.5M-29.0% | 30.3M-7.4% | 32.7M-29.8% | 46.6M+44.8% | 32.2M+81.4% | |
| 71.0M-29.1% | 100M-3.8% | 104M-29.0% | 147M+33.2% | 110M+73.9% | ||
| Net income to non-controlling interest | 49.0K-84.9% | 325K+802.8% | 36.0K-95.2% | 754K | 0.00 | |
| Preferred dividends | 2.01M-50.0% | 4.02M+0.0% | 4.02M+0.0% | 4.02M+0.0% | 4.02M+91.5% | |
| Net income to common | 67.1M-30.1% | 96.0M-4.0% | 100M-29.9% | 143M+34.4% | 106M+73.3% | |
| $1.17-29.1% | $1.65-2.9% | $1.70-29.8% | $2.42+36.0% | $1.78+74.5% | ||
| EPS (basic) | $1.17-29.1% | $1.65-2.9% | $1.70-30.0% | $2.43+35.8% | $1.79+75.5% | |
| Weighted-avg shares (basic) | 57.4M-1.5% | 58.3M-1.1% | 58.9M+0.4% | 58.7M-1.1% | 59.4M-0.9% | |
| Weighted-avg shares (diluted) | 57.4M-1.5% | 58.3M-1.1% | 59.0M+0.1% | 58.9M-1.3% | 59.6M-0.7% | |
| Dividends per share | $0.80+0.0% | $0.80+0.0% | $0.80+8.1% | $0.74+8.8% | $0.68+0.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 135M+9.3% | 124M-19.6% | 154M-8.5% | 168M-25.3% | 225M-83.0% | |
| 14.6B+8.5% | 13.4B-0.9% | 13.5B+3.3% | 13.1B+11.6% | 11.7B+2.5% | ||
| Operating lease right-of-use | 17.6M+13.9% | 15.5M-18.6% | 19.0M-0.4% | 19.1M+9.2% | 17.4M-22.7% | |
| Goodwill | 517M-1.1% | 523M+3.4% | 506M+0.0% | 506M+1.2% | 500M+0.0% | |
| Intangible assets | 9.05M-28.7% | 12.7M+33.3% | 9.51M-29.5% | 13.5M-25.9% | 18.2M-23.0% | |
| 12.9B+10.1% | 11.7B-1.3% | 11.9B+3.1% | 11.5B+12.7% | 10.2B+2.6% | ||
| Long-term debt | 255M+29.2% | 198M+0.6% | 196M+0.5% | 195M-14.7% | 229M-2.7% | |
| Operating lease liability (total) | 19.0M+11.2% | 17.1M-14.5% | 20.0M-0.2% | 20.1M+11.5% | 18.0M-21.8% | |
| Finance lease liability (total) | 1.14M-19.6% | 1.42M-15.7% | 1.69M-12.9% | 1.93M+1.6% | 1.90M-9.3% | |
| 1.66B-2.3% | 1.70B+2.4% | 1.66B+4.8% | 1.58B+4.5% | 1.52B+2.2% | ||
| Preferred stock | 0.00-100.0% | 1.00K+0.0% | 1.00K+0.0% | 1.00K+0.0% | 1.00K+0.0% | |
| Common stock | 625K+2.0% | 613K+0.0% | 613K+0.2% | 612K+0.2% | 611K+0.3% | |
| Additional paid-in capital | 1.12B-4.3% | 1.17B+0.6% | 1.16B+0.6% | 1.15B+0.7% | 1.15B+0.8% | |
| Retained earnings | 663M+3.3% | 642M+8.3% | 593M+9.6% | 541M+22.2% | 442M+16.9% | |
| Treasury stock | 116M+27.5% | 90.6M+31.1% | 69.1M+0.0% | 69.1M+12.0% | 61.7M+140.6% | |
| Accumulated other comprehensive income | -2.16M+86.4% | -15.9M+24.0% | -20.9M+42.0% | -36.0M-1175.5% | -2.82M-554.3% | |
| Non-controlling interest | 0.00-100.0% | 1.11M+41.6% | 782K-2.5% | 802K | 0.00 | |
| Total equity incl. non-controlling | 1.66B-2.4% | 1.70B+2.5% | 1.66B+4.8% | 1.59B+4.5% | 1.52B+2.2% | |
| Total liabilities & equity | 14.6B+8.5% | 13.4B-0.9% | 13.5B+3.3% | 13.1B+11.6% | 11.7B+2.5% | |
| Common shares issued | 62.9M+0.4% | 62.7M+0.8% | 62.2M+0.5% | 61.9M+0.6% | 61.5M+0.8% | |
| Common shares outstanding | 57.4M-2.0% | 58.6M-1.5% | 59.4M+0.5% | 59.1M-0.1% | 59.2M-2.0% | |
| Shares outstanding (cover) | 57.4M-2.0% | 58.6M-0.7% | 59.0M-0.4% | 59.2M-0.1% | 59.2M-1.1% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 87.2M-5.5% | 92.2M-25.8% | 124M-50.4% | 250M+56.6% | 160M+20.6% | ||
| Depreciation & amortization | 10.3M-5.5% | 10.9M-11.6% | 12.3M+5.5% | 11.7M+24.9% | 9.36M+10.7% | |
| Intangible amortization | 3.63M+9.0% | 3.33M-16.3% | 3.98M-15.6% | 4.72M | — | |
| Share-based compensation | 4.87M-20.0% | 6.08M+3.9% | 5.85M-11.8% | 6.64M+22.6% | 5.42M+27.2% | |
| Deferred income taxes | 3.01M+992.9% | -337K-110.7% | 3.15M+77.3% | 1.78M-50.7% | 3.61M+178.2% | |
| -1.18B-1204.9% | 106M+121.8% | -488M+63.1% | -1.32B+10.6% | -1.48B-6566.3% | ||
| Capital expenditure | 7.70M+1.8% | 7.57M-1.8% | 7.71M-52.1% | 16.1M-61.7% | 42.0M+185.4% | |
| Free cash flow | 79.5M-6.1% | 84.7M-27.3% | 117M-50.3% | 234M+98.7% | 118M+0.0% | |
| Acquisitions | 0.00-100.0% | 68.9M | 0.00 | 0.00 | 0.00+100.0% | |
| Sales/maturities of investments | 9.91M-49.3% | 19.5M-12.7% | 22.4M-78.6% | 104M+0.7% | 104M+138.4% | |
| 1.10B+580.8% | -229M-165.5% | 349M-65.5% | 1.01B+352.6% | 224M-79.2% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net short-term debt | -6.20M+51.0% | -12.7M-420.7% | 3.95M+108.0% | -49.7M-412.9% | -9.69M+95.7% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 24.9M+16.0% | 21.5M | 0.00-100.0% | 7.40M-79.5% | 36.1M+143.4% | |
| Dividends paid | 48.2M-5.2% | 50.9M-0.8% | 51.3M+7.9% | 47.5M+6.7% | 44.5M+3.7% | |
| Net change in cash | 11.5M+138.3% | -30.1M-111.0% | -14.3M+74.9% | -56.8M+94.8% | -1.09B-192.3% | |
| Interest paid | 279M-12.8% | 320M+42.1% | 225M+353.5% | 49.7M+33.0% | 37.4M-43.7% | |
| Income taxes paid | 20.7M-38.8% | 33.8M+15.2% | 29.3M+15.6% | 25.4M-49.8% | 50.5M+779.9% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 1.03B-2.8% | 1.06B+2.7% | 1.03B-17.9% | 1.26B-4.4% | 1.32B+17.8% | |
| P/E | 14.5×+37.1% | 10.6×+33.1% | 8.0×-26.5% | 10.8×-9.3% | 11.9×-32.2% | |
| P/S | 2.5×-7.8% | 2.8×+17.0% | 2.4×-26.4% | 3.2×-13.0% | 3.7×+27.6% | |
| P/B | 0.6×-0.5% | 0.6×-1.2% | 0.6×-22.8% | 0.8×-5.9% | 0.9×+15.3% | |
| P/FCF | 13.0×+3.5% | 12.5×+122.9% | 5.6×-1.3% | 5.7×-49.0% | 11.2×+17.8% | |
| Earnings yield | 6.9%-27.0% | 9.4%-24.9% | 12.6%+36.1% | 9.2%+10.3% | 8.4%+47.6% | |
| FCF yield | 7.7%-3.4% | 8.0%-55.1% | 17.8%+1.3% | 17.6%+96.1% | 9.0%-15.1% | |
| Dividend yield | 4.5%+0.8% | 4.4%-4.1% | 4.6%+32.3% | 3.5%+13.7% | 3.1%-16.1% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: OCFC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all OCFC filings on SEC EDGAR → Not investment advice.