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NU
Nu Holdings Ltd.Stock · Finance
$13.91+$0.34 (+2.54%)as of market close, Aug 13, 2026
☾ After hours:$15.15+8.76%7:17 PM ET
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How Nu makes money

Period

How does Nu make money? This Sankey traces every dollar of revenue through the income statement — into cost of revenue, R&D, SG&A, and taxes — and shows what's left as profit. Pick any fiscal year, recent quarter, or the trailing twelve months. Straight from SEC filings.

Nu Holdings Ltd. · FY2025 · year ended 2025-12-31
Revenue$15.8BGross profit$6.6B · 42%Cost of revenue$9.1B · 58%Operating income$6.6B · 42%Operating expenses$0 · 0%Pre-tax income$3.9B · 25%Other expense$2.8B · 17%Net income$2.9B · 18%Income tax$997M · 6%

Each fiscal year from SEC filings. Percentages are share of revenue, so the green profit nodes read directly as gross / operating / net margin. Line items a company doesn't break out are derived from their siblings so the flows balance; small residuals show as “Other.” For informational purposes only.