NCNO
$21.60+6.14%
NCNO financial statements
The full income statement, balance sheet, and cash-flow statement for nCino Inc. (NCNO), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-07 115.6M2024-10 115.8M2025-01 116.4M2025-04 115.9M2025-07 115.8M2025-10 114.7M2026-01 114.5M2026-04 109.6M2026-07 105.7M-8.5% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|---|
| Income Statement | as ofJan 31 ’26 | as ofJan 31 ’25 | as ofJan 31 ’24 | as ofJan 31 ’23 | as ofJan 31 ’22 | |
| Revenue | 595M+10.0% | 541M+13.5% | 477M+16.7% | 408M+49.1% | 274M+34.1% | |
| 360M+10.9% | 325M+13.9% | 285M+19.4% | 239M+46.9% | 162M+39.9% | ||
| Cost of revenue | 235M+8.7% | 216M+12.7% | 191M+12.9% | 170M+52.2% | 111M+26.4% | |
| 356M+3.9% | 343M+5.6% | 325M-2.4% | 333M+42.3% | 234M+47.3% | ||
| Research & development | 128M-1.5% | 129M+10.3% | 117M-3.5% | 122M+53.2% | 79.4M+36.2% | |
| Selling, general & administrative | 92.4M+2.3% | 90.3M+17.6% | 76.7M-8.1% | 83.5M+16.7% | 71.5M+75.5% | |
| General & administrative | 92.4M+2.3% | 90.3M+17.6% | 76.7M-8.1% | 83.5M+16.7% | 71.5M+75.5% | |
| Selling & marketing | 137M+10.8% | 123M-5.6% | 131M+2.3% | 128M+54.0% | 82.9M+38.8% | |
| Restructuring | 10.1M | 0.00-100.0% | 627K-87.0% | 4.81M | — | |
| Amortization of intangibles | 36.5M+21.2% | 30.1M-19.2% | 37.2M+32.0% | 28.2M+474.7% | 4.91M+53.1% | |
| Provision for credit losses | 1.72M+1918.8% | 85.0K-92.1% | 1.08M+34.1% | 806K+795.6% | 90.0K-10.0% | |
| Operating income | 3.73M+120.6% | -18.1M+54.1% | -39.5M+58.0% | -94.0M-31.8% | -71.4M-67.5% | |
| Interest expense | 17.5M+99.2% | 8.76M+111.9% | 4.13M+47.3% | 2.81M+85.4% | 1.51M+1064.6% | |
| Interest & investment income | 1.43M-18.9% | 1.76M-31.4% | 2.57M+537.0% | 403K+107.7% | 194K-46.3% | |
| Other non-operating income | 19.0M+282.3% | -10.4M-1118.1% | -856K+36.9% | -1.36M-6.2% | -1.28M-175.4% | |
| Pre-tax income | 6.71M+118.9% | -35.6M+15.2% | -41.9M+57.1% | -97.8M-32.2% | -74.0M-81.8% | |
| Income tax | -3.00M-19.3% | -2.51M-257.9% | 1.59M-60.9% | 4.07M+117.1% | -23.8M-4167.1% | |
| 5.18M+113.7% | -37.9M+10.6% | -42.3M+58.8% | -103M-107.7% | -49.4M-22.0% | ||
| Net income to non-controlling interest | 141K+129.9% | -472K+57.4% | -1.11M+0.9% | -1.12M+28.7% | -1.57M-38.8% | |
| $0.05+115.2% | -$0.33+13.2% | -$0.38+59.1% | -$0.93-82.4% | -$0.51-10.9% | ||
| EPS (basic) | $0.05+115.2% | -$0.33+13.2% | -$0.38+59.1% | -$0.93-82.4% | -$0.51-10.9% | |
| Weighted-avg shares (basic) | 113M-2.0% | 115M+2.2% | 113M+1.9% | 111M+14.4% | 96.7M+10.3% | |
| Weighted-avg shares (diluted) | 114M-0.7% | 115M+2.2% | 113M+1.9% | 111M+14.4% | 96.7M+10.3% | |
| Balance Sheet | as ofJan 31 ’26 | as ofJan 31 ’25 | as ofJan 31 ’24 | as ofJan 31 ’23 | as ofJan 31 ’22 | |
| 294M-2.9% | 302M+20.5% | 251M+21.0% | 207M+12.9% | 184M-58.5% | ||
| Cash & equivalents | 88.4M-26.9% | 121M+7.9% | 112M+36.6% | 82.0M-6.8% | 88.0M-76.3% | |
| Accounts receivable | 167M+13.5% | 147M+29.9% | 113M+13.5% | 99.5M+33.5% | 74.5M+34.2% | |
| Prepaid expenses | 21.4M+1.5% | 21.1M+38.9% | 15.2M-6.8% | 16.3M+21.6% | 13.4M+28.4% | |
| Other current assets | 2.13M+58.7% | 1.34M | — | — | — | |
| 1.65B+2.3% | 1.61B+20.1% | 1.34B+1.0% | 1.33B+2.0% | 1.30B+130.9% | ||
| Property, plant & equipment | 75.6M+0.9% | 75.0M-5.3% | 79.1M-6.3% | 84.4M+39.2% | 60.7M+102.6% | |
| Operating lease right-of-use | 12.7M-20.8% | 16.0M-16.8% | 19.3M+83.3% | 10.5M-20.2% | 13.2M | |
| Goodwill | 1.08B+5.7% | 1.02B+21.5% | 839M-0.1% | 839M-0.2% | 841M+1372.4% | |
| Intangible assets | 136M-12.2% | 155M+33.7% | 116M-24.4% | 153M-15.2% | 180M+678.5% | |
| Long-term investments | 7.26M-21.9% | 9.29M+0.0% | 9.29M+42.3% | 6.53M+62.0% | 4.03M | |
| Deferred tax assets | 12.4M+100.3% | 6.20M+49.9% | 4.14M+355.1% | 909K+757.5% | 106K | |
| Other non-current assets | — | — | — | 8.10M+401.6% | 1.61M+115.3% | |
| 294M+17.1% | 252M+17.0% | 215M+4.8% | 205M+17.7% | 174M+50.7% | ||
| Accounts payable | 14.5M+6.5% | 13.6M+15.2% | 11.8M-0.3% | 11.9M+4.5% | 11.4M+595.6% | |
| Deferred revenue | 211M+10.1% | 191M+11.8% | 171M+10.4% | 155M+26.3% | 123M+37.6% | |
| Short-term & current debt | 0.00 | — | — | — | — | |
| Current lease liability | 4.23M-17.9% | 5.15M+41.2% | 3.65M-5.8% | 3.87M+9.2% | 3.55M | |
| Finance lease liability (current) | 818K-51.3% | 1.68M+14.0% | 1.47M+45.2% | 1.01M+63.4% | 621K+91.7% | |
| 579M+13.0% | 513M+78.2% | 288M-3.9% | 300M+30.0% | 231M+71.5% | ||
| Long-term debt | 214M | — | — | — | — | |
| Deferred revenue (non-current) | 170K-36.8% | 269K | 0.00 | 0.00-100.0% | 44.0K-95.3% | |
| Non-current lease liability | 9.75M-24.0% | 12.8M-21.9% | 16.4M+125.5% | 7.28M-35.0% | 11.2M | |
| Operating lease liability (total) | 14.0M-22.2% | 18.0M-10.5% | 20.1M+79.9% | 11.2M-24.3% | 14.7M | |
| Finance lease liability (total) | 51.2M-3.1% | 52.9M-2.4% | 54.2M-2.2% | 55.4M+62.4% | 34.1M | |
| Finance lease liability | 50.4M-1.5% | 51.2M-2.9% | 52.7M-3.1% | 54.4M+62.4% | 33.5M+110.0% | |
| Deferred tax liabilities | 7.02M-49.3% | 13.9M+275.7% | 3.69M+31.8% | 2.80M+67.0% | 1.68M+355.2% | |
| Other non-current liabilities | 4.12M-76.0% | 17.2M | 0.00 | — | — | |
| 1.06B-3.1% | 1.09B+3.8% | 1.05B+2.5% | 1.02B-4.1% | 1.07B+151.1% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 59.0K+1.7% | 58.0K+1.8% | 57.0K+1.8% | 56.0K+1.8% | 55.0K+17.0% | |
| Additional paid-in capital | 1.55B+5.1% | 1.47B+5.2% | 1.40B+5.0% | 1.33B+4.4% | 1.28B+118.0% | |
| Retained earnings | -376M+2.5% | -385M-9.2% | -353M-13.7% | -310M-48.1% | -210M-30.1% | |
| Treasury stock | 126M | 0.00 | — | — | — | |
| Accumulated other comprehensive income | 7.04M+3901.1% | 176K-82.3% | 996K+43.5% | 694K+1063.9% | -72.0K-130.0% | |
| Total equity incl. non-controlling | — | — | — | — | 1.07B+151.1% | |
| Total liabilities & equity | 1.65B+2.3% | 1.61B+20.1% | 1.34B+1.0% | 1.33B+2.0% | 1.30B+130.9% | |
| Common shares issued | 119M+2.5% | 116M+2.0% | 114M+2.0% | 111M+1.5% | 110M+17.2% | |
| Common shares outstanding | 114M-1.8% | 116M+2.0% | 114M+2.0% | 111M+1.5% | 110M+17.2% | |
| Shares outstanding (cover) | 115M-1.6% | 116M+2.0% | 114M+2.1% | 112M+1.7% | 110M+16.5% | |
| Cash Flow | as ofJan 31 ’26 | as ofJan 31 ’25 | as ofJan 31 ’24 | as ofJan 31 ’23 | as ofJan 31 ’22 | |
| 90.1M+63.2% | 55.2M-3.6% | 57.3M+472.4% | -15.4M+20.0% | -19.2M-308.5% | ||
| Depreciation & amortization | 42.3M+16.3% | 36.3M-19.7% | 45.3M+30.6% | 34.7M+246.3% | 10.0M+34.7% | |
| Intangible amortization | 36.5M+21.2% | 30.1M-19.2% | 37.2M+32.0% | 28.2M+474.7% | 4.91M+53.1% | |
| Share-based compensation | 73.9M+3.2% | 71.6M+23.4% | 58.0M+15.5% | 50.2M+76.4% | 28.5M+13.0% | |
| Deferred income taxes | -6.19M+13.1% | -7.12M-204.2% | -2.34M-243.8% | 1.63M+106.7% | -24.3M-14382.4% | |
| Change in receivables | 16.2M-48.5% | 31.4M+119.1% | 14.3M-46.5% | 26.8M+98.4% | 13.5M-34.5% | |
| -54.1M+75.3% | -219M-3363.6% | -6.33M+69.5% | -20.7M+92.6% | -278M-6319.7% | ||
| Capital expenditure | 7.50M+313.1% | 1.82M-48.3% | 3.52M-80.8% | 18.3M+235.7% | 5.46M+25.9% | |
| Free cash flow | 82.6M+54.7% | 53.4M-0.7% | 53.8M+259.5% | -33.7M-36.6% | -24.7M-605.6% | |
| Acquisitions | 50.3M-76.8% | 217M | 0.00+100.0% | -676K-100.3% | 269M | |
| Purchases of investments | 0.00 | 0.00-100.0% | 2.50M+0.0% | 2.50M-38.0% | 4.03M | |
| Proceeds from sale of PP&E | 0.00 | 0.00-100.0% | 43.0K | 0.00 | 0.00 | |
| -73.0M-142.8% | 170M+907.5% | -21.1M-157.5% | 36.7M+130.6% | 15.9M-94.2% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 125M | 0.00 | 0.00 | 0.00 | 0.00 | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| FX effect on cash | 4.46M+266.8% | -2.68M-1570.9% | 182K+111.5% | -1.59M-28.9% | -1.23M-199.6% | |
| Net change in cash | -32.6M-952.3% | 3.82M-87.3% | 30.0M+3160.8% | -981K+99.7% | -283M-201.0% | |
| Interest paid | 16.0M+82.7% | 8.74M+102.7% | 4.32M+64.9% | 2.62M+72.9% | 1.51M+1064.6% | |
| Income taxes paid | 4.37M+21.3% | 3.60M+12.5% | 3.20M+381.9% | 664K-33.8% | 1.00M+59.0% | |
| Valuation Ratios | as ofJan 31 ’26 | as ofJan 31 ’25 | as ofJan 31 ’24 | as ofJan 31 ’23 | as ofJan 31 ’22 | |
| Market cap | 2.45B-38.2% | 3.96B+10.1% | 3.60B+12.4% | 3.20B-36.5% | 5.04B-23.8% | |
| P/S | 4.2×-43.0% | 7.3×-2.9% | 7.5×-3.7% | 7.8×-57.4% | 18.4×-48.2% | |
| P/B | 2.4×-35.3% | 3.6×+6.1% | 3.4×+9.7% | 3.1×-33.8% | 4.7×-69.6% | |
| P/FCF | 41.0×-44.7% | 74.2×+10.9% | 66.9× | — | — | |
| FCF yield | 2.4%+80.9% | 1.3%-9.9% | 1.5% | — | — | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
One company, more than one SEC registrant: these statements were filed by nCino OpCo, Inc. until Jan 10, 2022 and by nCino, Inc. since.
About this data
Source: NCNO’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all NCNO filings on SEC EDGAR → Not investment advice.