MCHB
$14.55+2.25%
Mechanics BancorpStock · FinancialsRussell 2000 · 0.02% of IWMNasdaq Composite · 0.010% of ONEQRussell 3000 · 0.001% of IWVUS Stock Market · 0.0007% of VTI
MCHB financial statements
The full income statement, balance sheet, and cash-flow statement for Mechanics Bancorp (MCHB), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 18.9M2024-09 18.9M2024-12 18.9M2025-03 18.9M2025-06 18.9M2025-09 208.4M2025-12 222.4M2026-03 222.3M2026-06 221.4M+1074.2% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 809M+112.8% | 380M+82.1% | 209M-26.7% | 285M-17.9% | 347M-3.1% | ||
| Noninterest income | 223M+260.2% | -139M-431.9% | 41.9M-18.7% | 51.6M-57.0% | 120M-19.7% | |
| Selling, general & administrative | — | 37.2M-4.1% | 38.8M+9.7% | 35.4M+12.0% | 31.6M-5.8% | |
| General & administrative | — | 37.2M-4.1% | 38.8M+9.7% | 35.4M+12.0% | 31.6M-5.8% | |
| Selling & marketing | — | 3.00M-28.6% | 4.20M-32.3% | 6.20M+51.2% | 4.10M+78.3% | |
| Restructuring | — | — | — | — | 0.00-100.0% | |
| Amortization of intangibles | 17.1M+27.4% | 13.4M+355.7% | 2.95M+206.4% | 963K-17.8% | 1.17M-14.7% | |
| Noninterest expense | 470M+35.8% | 346M+43.0% | 242M+17.7% | 205M-4.6% | 215M-8.6% | |
| Provision for credit losses | — | 0.00+100.0% | -441K+91.5% | -5.20M+65.3% | -15.0M | |
| Interest expense | — | — | 233M+228.2% | 71.0M+311.8% | 17.2M-60.2% | |
| Interest & investment income | 812M+10.3% | 736M+84.0% | 400M+31.4% | 304M+24.6% | 244M-3.1% | |
| Net interest income | 586M+12.8% | 519M+211.3% | 167M-28.5% | 233M+2.8% | 227M+8.8% | |
| Pre-tax income | 320M+795.2% | 35.7M+209.0% | -32.8M-138.7% | 84.7M-42.3% | 147M+44.0% | |
| Income tax | 53.8M+703.4% | 6.70M+227.6% | -5.25M-129.0% | 18.1M-42.0% | 31.3M+42.7% | |
| 266M+816.4% | 29.0M+205.4% | -27.5M-141.3% | 66.5M-42.4% | 115M+44.3% | ||
| Discontinued operations | — | — | — | — | 0.00 | |
| Preferred dividends | — | — | — | — | 0.00 | |
| Net income to common | — | — | — | — | 115M+44.3% | |
| $1.27+807.1% | $0.14+109.6% | -$1.46-141.8% | $3.49-36.1% | $5.46+57.3% | ||
| EPS (basic) | $1.27+807.1% | $0.14+109.6% | -$1.46-141.6% | $3.51-36.5% | $5.53+58.0% | |
| Weighted-avg shares (basic) | 209M+3.3% | 202M+975.4% | 18.8M-0.8% | 18.9M-9.4% | 20.9M-8.7% | |
| Weighted-avg shares (diluted) | 209M+3.3% | 202M+975.7% | 18.8M-1.4% | 19.0M-9.9% | 21.1M-8.4% | |
| Dividends per share | $0.23-95.4% | $5.02+672.4% | $0.65-53.6% | $1.40+40.0% | $1.00+66.7% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 1.03B+3.0% | 1000M+363.6% | 216M+196.1% | 72.8M+11.7% | 65.2M+12.3% | |
| 22.4B+35.5% | 16.5B+75.6% | 9.39B+0.3% | 9.36B+30.0% | 7.20B-0.5% | ||
| Property, plant & equipment | 144M+22.6% | 117M+119.0% | 53.6M+4.7% | 51.2M-12.0% | 58.2M-10.7% | |
| Operating lease right-of-use | 82.1M+53.3% | 53.5M+94.0% | 27.6M-19.0% | 34.1M-10.4% | 38.0M-16.6% | |
| Goodwill | 843M+0.0% | 843M | 0.00-100.0% | 27.9M | — | |
| Intangible assets | 212M+448.4% | 38.7M | — | — | — | |
| Short-term & current debt | 0.00-100.0% | 1.00B-42.7% | 1.75B+71.8% | 1.02B+2378.0% | 41.0M-87.3% | |
| 19.5B+37.4% | 14.2B+60.2% | 8.85B+0.6% | 8.80B+35.7% | 6.49B-0.5% | ||
| Long-term debt | 192M | 0.00-100.0% | 225M+0.2% | 224M+78.1% | 126M+0.1% | |
| Operating lease liability (total) | 86.8M+54.7% | 56.1M+60.1% | 35.0M-18.2% | 42.8M-13.6% | 49.6M-20.8% | |
| Finance lease liability (total) | — | 37.0K-87.2% | 288K-19.8% | 359K-54.4% | 787K-28.3% | |
| 2.86B+24.4% | 2.30B+3.0% | 2.24B+297.7% | 562M-21.4% | 715M-0.3% | ||
| Common stock | 2.40B+13.2% | 2.12B+823.1% | 230M+1.5% | 227M-9.3% | 250M-10.3% | |
| Retained earnings | 457M+90.7% | 240M-39.4% | 395M-9.1% | 435M-2.1% | 444M+10.0% | |
| Accumulated other comprehensive income | 3.49M+105.8% | -59.8M+31.2% | -86.9M+12.7% | -99.5M-570.8% | 21.1M-40.2% | |
| Total liabilities & equity | 22.4B+35.5% | 16.5B+75.6% | 9.39B+0.3% | 9.36B+30.0% | 7.20B-0.5% | |
| Common shares issued | — | 18.9M+0.3% | 18.8M+0.4% | 18.7M-6.7% | 20.1M-7.9% | |
| Common shares outstanding | — | 18.9M+0.3% | 18.8M+0.4% | 18.7M-6.7% | 20.1M-7.9% | |
| Shares outstanding (cover) | — | 18.9M+0.3% | 18.9M+0.5% | 18.8M-2.9% | 19.3M-10.2% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 194M-33.8% | 292M+3542.4% | 8.02M-96.3% | 218M+26.2% | 173M+777.4% | ||
| Depreciation & amortization | 27.8M+321.8% | 6.58M-7.9% | 7.15M-26.4% | 9.71M-2.0% | 9.91M+5.0% | |
| Intangible amortization | 17.1M+27.4% | 13.4M+355.7% | 2.95M+206.4% | 963K-17.8% | 1.17M-14.7% | |
| Share-based compensation | 5.59M+21.8% | 4.59M+27.1% | 3.61M-12.0% | 4.11M+20.8% | 3.40M+26.2% | |
| Deferred income taxes | 11.0M+19.3% | 9.23M | — | — | — | |
| 1.55B+224.6% | 476M-1.6% | 484M+118.2% | -2.65B-2012.5% | -126M+46.0% | ||
| Capital expenditure | 6.51M+2.2% | 6.37M+67.2% | 3.81M-43.8% | 6.79M+130.7% | 2.94M-10.8% | |
| Free cash flow | 187M-34.6% | 286M+6685.9% | 4.21M-98.0% | 212M+24.4% | 170M+689.7% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 416M+25.0% | 332M | — | — | — | |
| Proceeds from sale of PP&E | 887K-66.2% | 2.62M | — | 0.00 | 0.00-100.0% | |
| -1.71B-39.4% | -1.23B-251.1% | -349M-114.3% | 2.44B+6173.4% | -40.2M-115.6% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00-100.0% | 98.0M | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 263K+11.0% | |
| Common stock repurchased | 0.00 | 0.00 | 0.00-100.0% | 75.0M-10.9% | 84.2M+45.1% | |
| Dividends paid | 48.6M-48.9% | 95.0M+671.2% | 12.3M-54.1% | 26.8M+25.8% | 21.3M+53.9% | |
| Net change in cash | 30.3M+106.6% | -458M-420.5% | 143M+1776.0% | 7.61M+6.3% | 7.17M+4139.6% | |
| Interest paid | 221M+1.6% | 217M+0.1% | 217M+227.2% | 66.4M+283.5% | 17.3M-61.1% | |
| Income taxes paid | 31.4M+782.8% | 3.56M+167.2% | -5.29M-201.7% | 5.20M-84.9% | 34.4M+64.0% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 3.25B+1405.5% | 216M+11.5% | 194M-62.5% | 516M-48.6% | 1.00B+38.3% | |
| P/E | 12.2×+64.3% | 7.5× | — | 5.9×-32.2% | 8.7×-4.1% | |
| P/S | 4.0×+607.6% | 0.6×-33.1% | 0.8×-49.8% | 1.7×-41.5% | 2.9×+42.7% | |
| P/B | 1.1×+1110.7% | 0.1×-75.7% | 0.4×-58.7% | 0.9×-33.5% | 1.4×+38.8% | |
| P/FCF | 17.4×+2200.7% | 0.8×-98.9% | 67.6×+2425.6% | 2.7×-54.7% | 5.9× | |
| Earnings yield | 8.2%-39.1% | 13.4% | — | 16.9%+47.4% | 11.5%+4.3% | |
| FCF yield | 5.8%-95.7% | 132.3%+8841.2% | 1.5%-96.0% | 37.4%+120.7% | 16.9% | |
| Dividend yield | 1.6%-96.4% | 44.0%+596.6% | 6.3%+24.3% | 5.1%+164.0% | 1.9%+8.2% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: MCHB’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all MCHB filings on SEC EDGAR → Not investment advice.