MCB
$87.24-0.19%
Metropolitan Bank Holding Corp.Stock · FinancialsRussell 2000 0.04%Emerging Markets 0.02%MSCI ACWI 0.002%US Stock Market 0.002%Russell 3000 0.001%
MCB financial statements
The full income statement, balance sheet, and cash-flow statement for Metropolitan Bank Holding Corp. (MCB), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 11.2M2024-09 11.2M2024-12 11.2M2025-03 10.7M2025-06 10.4M2025-09 10.3M2025-12 10.1M2026-03 12.4M2026-06 12.4M+10.8% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 315M+13.8% | 277M+10.4% | 251M-2.0% | 256M+41.5% | 181M+27.3% | ||
| Noninterest income | 11.9M-50.2% | 23.8M-14.6% | 27.9M+4.9% | 26.6M+12.2% | 23.7M+39.4% | |
| Noninterest expense | 176M+1.4% | 174M+32.0% | 132M-11.6% | 149M+70.4% | 87.3M+17.2% | |
| Provision for credit losses | 37.6M+500.8% | 6.26M-49.1% | 12.3M+21.4% | 10.1M+165.1% | 3.82M-59.8% | |
| Interest expense | — | — | 153M+383.1% | 31.6M+94.0% | 16.3M-10.4% | |
| Interest & investment income | 515M+10.0% | 468M+24.8% | 375M+44.0% | 261M+50.5% | 173M+21.1% | |
| Net interest income | 303M+19.8% | 253M+13.6% | 223M-2.8% | 229M+46.0% | 157M+25.7% | |
| Gain (loss) on equity securities | — | — | 23.0K+108.9% | -258K-316.1% | -62.0K-229.2% | |
| Pre-tax income | 102M+4.6% | 97.1M-9.2% | 107M+10.3% | 96.9M+8.2% | 89.6M+54.6% | |
| Income tax | 30.4M+0.1% | 30.4M+2.5% | 29.6M-20.9% | 37.5M+29.2% | 29.0M+57.2% | |
| 71.1M+6.6% | 66.7M-13.7% | 77.3M+30.0% | 59.4M-1.9% | 60.6M+53.4% | ||
| Net income to common | 71.1M+6.6% | 66.7M-13.3% | 76.9M+29.7% | 59.3M-0.9% | 59.8M+52.9% | |
| $6.62+11.6% | $5.93-14.2% | $6.91+30.6% | $5.29-18.0% | $6.45+38.4% | ||
| EPS (basic) | $6.71+12.4% | $5.97-14.1% | $6.95+28.2% | $5.42-18.4% | $6.64+39.5% | |
| Weighted-avg shares (basic) | 10.6M-5.2% | 11.2M+1.1% | 11.1M+1.2% | 10.9M+21.3% | 9.01M+9.6% | |
| Weighted-avg shares (diluted) | 10.7M-4.6% | 11.3M+1.1% | 11.1M-0.6% | 11.2M+20.8% | 9.27M+10.4% | |
| Dividends per share | $0.30 | — | — | — | — | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 394M+96.5% | 200M-25.7% | 269M+4.7% | 257M-89.1% | 2.36B+173.0% | |
| 8.26B+13.1% | 7.30B+3.3% | 7.07B+12.8% | 6.27B-11.9% | 7.12B+64.3% | ||
| Property, plant & equipment | 38.3M+9.7% | 35.0M-0.3% | 35.1M+10.0% | 31.9M+110.8% | 15.1M+12.2% | |
| Operating lease right-of-use | 45.0M-5.5% | 47.6M+12.7% | 42.2M-4.7% | 44.3M | — | |
| Goodwill | 9.70M+0.0% | 9.70M+0.0% | 9.70M+0.0% | 9.70M-0.3% | 9.73M+0.0% | |
| 7.51B+14.3% | 6.57B+2.5% | 6.41B+12.6% | 5.69B-13.2% | 6.56B+64.4% | ||
| Operating lease liability (total) | 49.3M-5.0% | 51.9M+11.8% | 46.4M-4.0% | 48.4M | — | |
| 743M+1.8% | 730M+10.7% | 659M+14.4% | 576M+3.4% | 557M+63.4% | ||
| Common stock | 113K+0.9% | 112K+0.9% | 111K+1.8% | 109K+0.0% | 109K+32.9% | |
| Additional paid-in capital | 406M+1.3% | 400M+1.1% | 396M+1.7% | 389M+1.6% | 383M+75.0% | |
| Retained earnings | 451M+17.8% | 383M+21.1% | 316M+31.2% | 241M+32.8% | 181M+50.1% | |
| Treasury stock | 73.5M | — | — | — | — | |
| Accumulated other comprehensive income | -39.7M+25.2% | -53.1M-0.4% | -52.9M+2.5% | -54.3M-623.6% | -7.50M-871.2% | |
| Total liabilities & equity | 8.26B+13.1% | 7.30B+3.3% | 7.07B+12.8% | 6.27B-11.9% | 7.12B+64.3% | |
| Common shares issued | 11.3M+0.9% | 11.2M+1.2% | 11.1M+1.0% | 10.9M+0.3% | 10.9M+31.6% | |
| Common shares outstanding | 10.1M-9.9% | 11.2M+1.2% | 11.1M+1.0% | 10.9M+0.3% | 10.9M+31.6% | |
| Shares outstanding (cover) | 10.1M-9.9% | 11.2M+1.2% | 11.1M+1.2% | 11.0M+0.3% | 10.9M+31.0% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 88.7M-40.3% | 148M+249.9% | 42.4M-50.6% | 85.9M+130.4% | 37.3M-57.3% | ||
| Depreciation & amortization | 2.90M+7.4% | 2.70M+3.8% | 2.60M+4.0% | 2.50M+4.2% | 2.40M-4.0% | |
| Share-based compensation | 8.93M+0.3% | 8.90M-8.9% | 9.77M+24.6% | 7.84M+62.5% | 4.82M+45.6% | |
| Deferred income taxes | -9.26M-231.1% | -2.80M+0.1% | -2.80M+30.0% | -4.00M-3233.3% | -120K-141.4% | |
| Other operating activities | -1.17M+60.7% | -2.99M-3881.3% | -75.0K-133.3% | 225K | — | |
| -763M-106.4% | -370M+52.3% | -775M+36.9% | -1.23B+5.7% | -1.30B-166.4% | ||
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 108M+103.9% | 53.2M+25.6% | 42.3M-44.8% | 76.7M-38.2% | 124M+91.0% | |
| 868M+471.0% | 152M-79.6% | 745M+177.7% | -958M-134.7% | 2.76B+214.9% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 16.6M+44.8% | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 163M | |
| Common stock repurchased | 73.5M | 0.00 | 0.00 | 0.00 | 0.00 | |
| Dividends paid | 3.12M | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest paid | 212M-1.5% | 215M+42.3% | 151M+379.1% | 31.6M+94.5% | 16.2M-13.1% | |
| Income taxes paid | 25.9M-25.7% | 34.8M-3.8% | 36.2M+2.5% | 35.3M+46.1% | 24.2M+26.6% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 772M+17.8% | 656M+7.0% | 613M-4.5% | 641M-44.9% | 1.16B+284.8% | |
| P/E | 10.9×+10.5% | 9.8×-11.8% | 11.1×+49.6% | 7.5×-61.2% | 19.2×+150.8% | |
| P/S | 2.5×+3.6% | 2.4×-0.5% | 2.4×-11.9% | 2.7×-58.1% | 6.4×+202.2% | |
| P/B | 1.0×+15.7% | 0.9×-6.9% | 1.0×-12.4% | 1.1×-47.3% | 2.1×+135.4% | |
| P/FCF | 30.8×+17.8% | 26.1×+7.0% | 24.4×-4.5% | 25.6×-44.9% | 46.4×+284.8% | |
| Earnings yield | 9.2%-9.5% | 10.2%+13.4% | 9.0%-33.1% | 13.4%+158.0% | 5.2%-60.1% | |
| FCF yield | 3.2%-15.1% | 3.8%-6.5% | 4.1%+4.7% | 3.9%+81.6% | 2.2%-74.0% | |
| Dividend yield | 0.39% | — | — | — | — | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: MCB’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all MCB filings on SEC EDGAR → Not investment advice.