LKFN
$58.00+0.16%
Lakeland Financial CorporationStock · FinancialsRussell 2000 0.05%Nasdaq Composite 0.006%US Stock Market 0.002%Russell 3000 0.002%
LKFN financial statements
The full income statement, balance sheet, and cash-flow statement for Lakeland Financial Corporation (LKFN), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 25.5M2024-09 25.5M2024-12 25.6M2025-03 25.6M2025-06 25.5M2025-09 25.5M2025-12 25.3M2026-03 24.9M2026-06 24.9M-2.5% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 269M+6.1% | 254M+2.7% | 247M+0.9% | 245M+9.8% | 223M+6.2% | ||
| Noninterest income | 48.0M-15.6% | 56.8M+14.0% | 49.9M+19.1% | 41.9M-6.4% | 44.7M-4.5% | |
| Noninterest expense | 132M+5.2% | 125M-4.3% | 131M+18.6% | 110M+5.7% | 104M+14.3% | |
| Provision for credit losses | — | — | — | — | 1.08M-92.7% | |
| Interest expense | — | — | 146M+298.7% | 36.7M+142.4% | 15.1M-49.7% | |
| Interest & investment income | 374M+0.2% | 373M+8.7% | 343M+43.3% | 240M+24.0% | 193M+0.1% | |
| Net interest income | 221M+12.4% | 197M-0.2% | 197M-2.9% | 203M+13.9% | 178M+9.3% | |
| Gain (loss) on equity securities | 0.00-100.0% | 9.00M | 0.00 | 0.00 | — | |
| Pre-tax income | 126M+12.4% | 112M+1.2% | 110M-11.8% | 125M+6.6% | 117M+13.1% | |
| Income tax | 22.2M+22.0% | 18.2M+9.9% | 16.6M-22.4% | 21.3M-1.7% | 21.7M+11.1% | |
| Net income | 103M+10.6% | 93.5M-0.3% | 93.8M-9.7% | 104M+8.4% | 95.7M+13.5% | |
| $4.01+10.5% | $3.63-0.5% | $3.65-9.7% | $4.04+8.0% | $3.74+13.3% | ||
| EPS (basic) | $4.02+10.4% | $3.64-0.8% | $3.67-9.8% | $4.07+8.2% | $3.76+13.6% | |
| Weighted-avg shares (basic) | 25.7M+0.0% | 25.7M+0.3% | 25.6M+0.3% | 25.5M+0.2% | 25.5M+0.0% | |
| Weighted-avg shares (diluted) | 25.8M+0.1% | 25.8M+0.2% | 25.7M+0.0% | 25.7M+0.4% | 25.6M+0.2% | |
| Dividends per share | $2.00+4.2% | $1.92+4.3% | $1.84+15.0% | $1.60+17.6% | $1.36+13.3% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 141M-16.0% | 168M+10.8% | 152M+16.5% | 130M-80.9% | 683M+173.4% | |
| 6.99B+4.7% | 6.68B+2.4% | 6.52B+1.4% | 6.43B-1.9% | 6.56B+12.5% | ||
| Property, plant & equipment | 65.5M+8.4% | 60.5M+4.5% | 57.9M-0.3% | 58.1M-2.0% | 59.3M+0.0% | |
| Operating lease right-of-use | 7.10M+4.8% | 6.78M+44.3% | 4.70M-11.3% | 5.30M+25.6% | 4.22M-9.8% | |
| Goodwill | 4.97M+0.0% | 4.97M+0.0% | 4.97M+0.0% | 4.97M+0.0% | 4.97M+0.0% | |
| 6.23B+3.9% | 5.99B+2.0% | 5.87B+0.2% | 5.86B+0.2% | 5.85B+13.1% | ||
| Long-term debt | — | — | 50.0M-83.2% | 297M+296.0% | 75.0M | |
| Operating lease liability (total) | 7.10M+4.8% | 6.78M+44.3% | 4.70M-11.3% | 5.30M+25.6% | 4.22M-9.8% | |
| 762M+11.5% | 684M+5.3% | 650M+14.2% | 569M-19.3% | 705M+7.3% | ||
| Common stock | 137M+5.6% | 130M+1.5% | 128M+0.5% | 127M+5.3% | 121M+4.9% | |
| Retained earnings | 788M+7.1% | 736M+6.3% | 693M+7.2% | 646M+10.8% | 583M+10.2% | |
| Treasury stock | 35.8M+127.1% | 15.8M+1.3% | 15.6M+1.1% | 15.4M+2.4% | 15.0M+3.0% | |
| Accumulated other comprehensive income | -127M+23.6% | -167M-7.3% | -155M+17.9% | -189M-1273.9% | 16.1M-42.0% | |
| Non-controlling interest | 89.0K+0.0% | 89.0K+0.0% | 89.0K+0.0% | 89.0K+0.0% | 89.0K+0.0% | |
| Total equity incl. non-controlling | 762M+11.5% | 684M+5.3% | 650M+14.2% | 569M-19.3% | 705M+7.3% | |
| Total liabilities & equity | 6.99B+4.7% | 6.68B+2.4% | 6.52B+1.4% | 6.43B-1.9% | 6.56B+12.5% | |
| Common shares issued | 26.0M+0.2% | 26.0M+0.3% | 25.9M+0.3% | 25.8M+0.2% | 25.8M+0.2% | |
| Common shares outstanding | 25.2M-1.1% | 25.5M+0.3% | 25.4M+0.3% | 25.3M+0.2% | 25.3M+0.2% | |
| Shares outstanding (cover) | 25.3M-1.1% | 25.6M+0.2% | 25.5M+0.3% | 25.4M+0.3% | 25.3M+0.2% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 115M+12.1% | 102M-10.1% | 114M-32.7% | 169M+48.8% | 114M+30.4% | ||
| Depreciation & amortization | 5.98M+0.4% | 5.95M-3.6% | 6.17M+2.5% | 6.02M-1.4% | 6.11M+1.0% | |
| Share-based compensation | 8.56M+86.6% | 4.59M+25.5% | 3.65M-53.2% | 7.81M+9.1% | 7.16M+299.9% | |
| -325M-98.1% | -164M-199.0% | -54.9M+91.2% | -627M-89.0% | -332M+53.4% | ||
| Capital expenditure | 11.1M+28.8% | 8.63M+44.1% | 5.99M+24.3% | 4.82M-21.8% | 6.17M+7.8% | |
| Free cash flow | 104M+10.6% | 93.9M-13.1% | 108M-34.4% | 165M+52.9% | 108M+32.0% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 66.8M+12.0% | 59.7M-16.9% | 71.8M-33.6% | 108M-21.5% | 138M+40.6% | |
| Proceeds from sale of PP&E | 6.00K-40.0% | 10.0K-23.1% | 13.0K+116.7% | 6.00K-25.0% | 8.00K-98.8% | |
| 184M+135.1% | 78.1M+308.3% | -37.5M+60.8% | -95.8M-114.7% | 651M-16.0% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net short-term debt | 13.0M | 0.00+100.0% | -22.0M-200.0% | 22.0M+309.5% | -10.5M-200.0% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 20.4M+3344.4% | 592K+3.0% | 575K-0.7% | 579K+3.6% | 559K-94.7% | |
| Dividends paid | 51.4M+4.3% | 49.3M+4.6% | 47.1M+15.3% | 40.8M+17.9% | 34.6M+13.3% | |
| Net change in cash | -26.9M-264.1% | 16.4M-24.0% | 21.5M+103.9% | -553M-227.6% | 433M+187.8% | |
| Interest paid | 159M-14.2% | 185M+44.1% | 129M+255.9% | 36.1M+95.5% | 18.5M-48.3% | |
| Income taxes paid | 16.7M-29.5% | 23.8M+68.7% | 14.1M-31.6% | 20.6M-20.7% | 25.9M+34.1% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 1.44B-18.0% | 1.76B+6.0% | 1.66B-10.4% | 1.85B-8.9% | 2.03B+49.9% | |
| P/E | 13.9×-25.8% | 18.8×+2.2% | 18.4×+1.5% | 18.1×-14.6% | 21.2×+32.1% | |
| P/S | 5.4×-22.7% | 6.9×+3.9% | 6.7×-16.3% | 8.0×-12.6% | 9.1×+41.2% | |
| P/B | 1.9×-26.4% | 2.6×-13.6% | 3.0×-16.5% | 3.6×+23.7% | 2.9×+39.7% | |
| P/FCF | 13.9×-25.8% | 18.7×+30.9% | 14.3×+22.3% | 11.7×-38.0% | 18.9×+13.5% | |
| Earnings yield | 7.2%+34.8% | 5.3%-2.2% | 5.4%-1.5% | 5.5%+17.1% | 4.7%-24.3% | |
| FCF yield | 7.2%+34.8% | 5.3%-23.6% | 7.0%-18.3% | 8.6%+61.4% | 5.3%-11.9% | |
| Dividend yield | 3.5%+25.5% | 2.8%-1.1% | 2.8%+28.8% | 2.2%+29.2% | 1.7%-24.2% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: LKFN’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all LKFN filings on SEC EDGAR → Not investment advice.