JCAP financial statements
The full income statement, balance sheet, and cash-flow statement for Jefferson Capital Inc. (JCAP), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | |
| Revenue | 613M+41.5% | 433M+34.1% | 323M | |
| 294M+40.5% | 210M+34.8% | 155M | ||
| Amortization of intangibles | 3.83M+198.2% | 1.28M+542.0% | 200K | |
| Provision for credit losses | 2.36M-32.5% | 3.50M-0.8% | 3.52M | |
| Operating income | 316M+43.7% | 220M+34.3% | 164M | |
| Interest expense | 106M+37.0% | 77.2M+60.6% | 48.1M | |
| Other non-operating income | -98.1M-18.6% | -82.7M-90.3% | -43.5M | |
| Pre-tax income | 218M+58.8% | 138M+14.1% | 121M | |
| Income tax | 30.5M+251.7% | 8.66M-4.2% | 9.04M | |
| 188M+45.8% | 129M+15.6% | 112M | ||
| Net income to non-controlling interest | — | — | 20.0K | |
| Net income to common | 169M+31.4% | 129M+15.6% | 112M | |
| $5.64 | — | — | ||
| EPS (basic) | $5.64 | — | — | |
| Weighted-avg shares (basic) | 30.0M | — | — | |
| Weighted-avg shares (diluted) | 30.0M | — | — | |
| Dividends per share | $0.98 | — | — | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | |
| Cash & equivalents | 23.2M-34.6% | 35.5M+147.1% | 14.4M | |
| 2.09B+26.2% | 1.65B | — | ||
| Property, plant & equipment | 1.70M-25.5% | 2.27M | — | |
| Operating lease right-of-use | 3.66M-17.8% | 4.45M | — | |
| Goodwill | 58.0M+0.6% | 57.7M+0.9% | 57.2M | |
| Intangible assets | 6.54M | — | — | |
| 1.61B+26.7% | 1.27B | — | ||
| Long-term debt | 1.75B+46.8% | 1.19B | — | |
| Operating lease liability (total) | 4.18M-14.0% | 4.86M | — | |
| Deferred tax liabilities | 102M+4549.2% | 2.19M | — | |
| 476M+24.5% | 383M+26.0% | 304M | ||
| Common stock | 6.00K | — | — | |
| Additional paid-in capital | -49.5M | — | — | |
| Retained earnings | 523M+31.3% | 398M | — | |
| Accumulated other comprehensive income | 3.05M+119.5% | -15.6M | — | |
| Total liabilities & equity | 2.09B+26.2% | 1.65B | — | |
| Common shares issued | 58.3M | — | — | |
| Common shares outstanding | 58.3M | — | — | |
| Shares outstanding (cover) | 55.3M | — | — | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | |
| 269M+59.8% | 168M+39.9% | 120M | ||
| Depreciation & amortization | 5.25M+101.5% | 2.61M+9.9% | 2.37M | |
| Intangible amortization | 3.83M+198.2% | 1.28M+542.0% | 200K | |
| Share-based compensation | 17.2M | 0.00 | — | |
| Deferred income taxes | 21.5M | — | — | |
| Change in receivables | -4.59M-162.7% | 7.33M+141.0% | -17.9M | |
| -402M+25.9% | -542M-34.4% | -403M | ||
| Acquisitions | 0.00 | 0.00-100.0% | 5.60M | |
| 150M-61.5% | 389M+34.1% | 290M | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 10.0M | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00 | 0.00 | |
| Dividends paid | 63.5M+76.3% | 36.0M+17.8% | 30.6M | |
| FX effect on cash | -7.26M-344.1% | 2.98M+343.9% | -1.22M | |
| Net change in cash | 9.31M-47.2% | 17.6M+223.8% | 5.45M | |
| Interest paid | 95.5M+64.3% | 58.1M+28.8% | 45.1M | |
| Income taxes paid | 8.43M-2.7% | 8.67M-4.1% | 9.04M | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | |
| Market cap | 1.24B | — | — | |
| P/E | 6.6× | — | — | |
| P/S | 2.0× | — | — | |
| P/B | 2.6× | — | — | |
| Earnings yield | 15.2% | — | — | |
| Dividend yield | 4.4% | — | — | |
| Source filing | 10-K | 10-K | 10-K |
About this data
Source: JCAP’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all JCAP filings on SEC EDGAR → Not investment advice.