IBOC
$67.34-0.46%
International Bancshares CorporationStock · FinancialsRussell 2000 0.1%Nasdaq Composite 0.01%US Stock Market 0.006%Russell 3000 0.006%
IBOC financial statements
The full income statement, balance sheet, and cash-flow statement for International Bancshares Corporation (IBOC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 62.2M2024-09 62.2M2024-12 62.2M2025-03 62.1M2025-06 62.2M2025-09 62.2M2025-12 62.2M2026-03 62.2M2026-06 62.2M-0.0% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 842M+1.0% | 834M+0.0% | 833M+23.5% | 675M+13.7% | 594M+10.2% | ||
| Noninterest income | 170M-4.1% | 177M+4.1% | 170M-9.2% | 187M-15.8% | 222M+47.6% | |
| Amortization of intangibles | — | — | 0.00 | 0.00 | 0.00 | |
| Noninterest expense | 307M+4.6% | 293M+6.5% | 275M+1.8% | 270M+2.7% | 263M-6.4% | |
| Interest expense | — | — | 137M+258.2% | 38.2M+42.2% | 26.8M-31.4% | |
| Interest & investment income | 886M+2.3% | 866M+8.2% | 800M+52.2% | 526M+32.1% | 398M-6.8% | |
| Net interest income | 672M+2.4% | 657M-1.0% | 664M+36.1% | 488M+31.3% | 371M-4.3% | |
| Equity-method income | 5.50M-25.2% | 7.36M+648.7% | 983K-93.8% | 15.9M-76.6% | 68.0M+92037.8% | |
| Gain (loss) on equity securities | 180K+850.0% | -24.0K-140.7% | 59.0K+108.2% | -721K-486.2% | -123K-215.0% | |
| Pre-tax income | 520M+2.3% | 509M-2.8% | 524M+36.8% | 383M+18.7% | 322M+52.2% | |
| Income tax | 108M+8.6% | 99.6M-10.9% | 112M+35.6% | 82.4M+20.5% | 68.4M+53.9% | |
| Net income | 412M+0.8% | 409M-0.6% | 412M+37.1% | 300M+18.2% | 254M+51.8% | |
| $6.62+0.8% | $6.57-0.8% | $6.62+38.5% | $4.78+19.5% | $4.00+52.7% | ||
| EPS (basic) | $6.63+0.8% | $6.58-0.8% | $6.63+38.4% | $4.79+19.5% | $4.01+52.5% | |
| Weighted-avg shares (basic) | 62.2M-0.0% | 62.2M+0.2% | 62.1M-0.9% | 62.7M-1.1% | 63.4M-0.6% | |
| Weighted-avg shares (diluted) | 62.3M-0.1% | 62.3M+0.1% | 62.2M-0.9% | 62.8M-1.1% | 63.5M-0.6% | |
| Dividends per share | $1.40+6.1% | $1.32+4.8% | $1.26+5.0% | $1.20+4.3% | $1.15+4.5% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 536M+52.1% | 353M-45.8% | 651M-68.8% | 2.09B-34.9% | 3.21B+60.7% | |
| Short-term investments | 4.98B-0.4% | 5.00B+3.4% | 4.83B+9.1% | 4.43B+4.8% | 4.22B+36.7% | |
| 16.6B+5.3% | 15.7B+4.5% | 15.1B-2.8% | 15.5B-3.4% | 16.0B+14.4% | ||
| Property, plant & equipment | 423M-1.2% | 428M-2.0% | 437M+1.3% | 432M-3.5% | 447M-6.8% | |
| Goodwill | 283M+0.0% | 283M+0.0% | 283M+0.0% | 283M+0.0% | 283M+0.0% | |
| Total liabilities | 13.3B+3.0% | 12.9B+2.6% | 12.6B-6.2% | 13.5B-2.0% | 13.7B+15.9% | |
| 3.25B+16.3% | 2.80B+14.3% | 2.45B+19.7% | 2.04B-11.4% | 2.31B+6.0% | ||
| Common stock | 96.7M+0.0% | 96.6M+0.2% | 96.5M+0.0% | 96.4M+0.1% | 96.4M+0.1% | |
| Additional paid-in capital | 161M+1.0% | 159M+2.5% | 156M+0.9% | 154M+1.3% | 152M+1.9% | |
| Retained earnings | 3.68B+9.7% | 3.36B+10.8% | 3.03B+12.4% | 2.70B+9.1% | 2.47B+7.9% | |
| Treasury stock | 441M+1.1% | 436M+0.2% | 435M+1.1% | 431M+13.7% | 379M+0.2% | |
| Accumulated other comprehensive income | -246M+35.0% | -379M+4.7% | -398M+15.4% | -470M-1371.2% | -32.0M-253.6% | |
| Total liabilities & equity | 16.6B+5.3% | 15.7B+4.5% | 15.1B-2.8% | 15.5B-3.4% | 16.0B+14.4% | |
| Common shares issued | 96.7M+0.0% | 96.6M+0.2% | 96.5M+0.0% | 96.4M+0.1% | 96.4M+0.1% | |
| Shares outstanding (cover) | 62.2M-0.1% | 62.2M+0.1% | 62.2M+0.0% | 62.1M-1.9% | 63.4M+0.1% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 491M+3.6% | 474M-0.1% | 474M+22.3% | 388M+33.0% | 292M-4.4% | ||
| Intangible amortization | — | — | 0.00 | 0.00 | 0.00 | |
| Share-based compensation | 104K-51.4% | 214K-35.2% | 330K-26.5% | 449K-11.3% | 506K-31.9% | |
| Deferred income taxes | 14.1M+222.7% | -11.5M-150.0% | 22.9M+116.1% | 10.6M+199.8% | 3.54M+213.5% | |
| -592M+39.9% | -985M+7.7% | -1.07B-7.6% | -992M-8.3% | -916M-166.5% | ||
| Capital expenditure | 18.1M+28.1% | 14.1M-48.6% | 27.5M+43.1% | 19.2M+84.9% | 10.4M+54.5% | |
| Free cash flow | 473M+2.9% | 460M+2.9% | 447M+21.2% | 369M+31.1% | 281M-5.7% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | — | — | 2.04M+155.6% | 800K-86.4% | 5.89M-86.1% | |
| Proceeds from sale of PP&E | 23.0K-97.4% | 874K+224.9% | 269K-98.0% | 13.5M+17.9% | 11.4M+1166.2% | |
| 284M+33.7% | 213M+125.2% | -844M-63.1% | -517M-128.2% | 1.84B+3.2% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00-100.0% | 25.8M | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 4.61M+378.5% | 963K-79.1% | 4.61M-91.1% | 52.0M+7169.3% | 716K-98.5% | |
| Dividends paid | 87.1M+6.1% | 82.1M+4.9% | 78.2M+3.8% | 75.4M+3.5% | 72.8M+4.2% | |
| Net change in cash | 184M+161.6% | -298M+79.2% | -1.44B-28.1% | -1.12B-192.5% | 1.21B-30.4% | |
| Interest paid | 217M+7.3% | 202M+71.1% | 118M+224.4% | 36.4M+25.3% | 29.0M-30.9% | |
| Income taxes paid | — | 51.2M-26.6% | 69.8M+215.6% | 22.1M-53.3% | 47.4M+36.1% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 4.13B+5.1% | 3.93B+16.6% | 3.37B+18.6% | 2.84B+5.8% | 2.69B+13.4% | |
| P/E | 10.0×+4.3% | 9.6×+17.0% | 8.2×-27.4% | 11.3×+6.9% | 10.6×-25.3% | |
| P/S | 4.9×+4.1% | 4.7×+15.7% | 4.1×-13.3% | 4.7×+3.8% | 4.5×+2.8% | |
| P/B | 1.3×-9.6% | 1.4×-8.6% | 1.5×+5.7% | 1.5×+25.0% | 1.2×+7.0% | |
| P/FCF | 8.7×+2.2% | 8.5×+5.4% | 8.1×-3.4% | 8.4×-12.1% | 9.6×+20.3% | |
| Earnings yield | 10.0%-4.2% | 10.4%-14.6% | 12.2%+37.8% | 8.8%-6.4% | 9.5%+33.9% | |
| FCF yield | 11.4%-2.2% | 11.7%-5.1% | 12.3%+3.5% | 11.9%+13.8% | 10.5%-16.8% | |
| Dividend yield | 2.1%+0.8% | 2.1%-9.9% | 2.3%-11.5% | 2.6%-3.3% | 2.7%-7.7% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: IBOC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all IBOC filings on SEC EDGAR → Not investment advice.