GABC
$50.36+1.51%
German American Bancorp Inc.Stock · FinancialsRussell 2000 · 0.06% of IWMNasdaq Composite · 0.007% of ONEQRussell 3000 · 0.003% of IWVUS Stock Market · 0.002% of VTI
GABC financial statements
The full income statement, balance sheet, and cash-flow statement for German American Bancorp Inc. (GABC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 29.7M2024-09 29.7M2024-12 37.4M2025-03 37.5M2025-06 37.5M2025-09 37.5M2025-12 37.5M2026-03 37.6M2026-06 37.6M+26.6% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 361M+42.7% | 253M+1.0% | 251M-3.5% | 260M+17.9% | 220M+5.0% | ||
| Noninterest income | 67.3M+7.4% | 62.7M+4.0% | 60.3M+1.9% | 59.1M-0.6% | 59.5M+9.2% | |
| Amortization of intangibles | 10.1M+399.4% | 2.03M-28.5% | 2.84M-23.5% | 3.71M+35.9% | 2.73M-22.8% | |
| Noninterest expense | 202M+38.0% | 146M+1.3% | 144M-6.3% | 154M+24.3% | 124M+5.9% | |
| Interest expense | — | — | 66.2M+261.0% | 18.3M+92.1% | 9.55M-50.1% | |
| Interest & investment income | 420M+44.3% | 291M+13.4% | 257M+17.2% | 219M+28.5% | 170M-2.3% | |
| Net interest income | 294M+54.3% | 191M+0.1% | 190M-5.1% | 201M+24.7% | 161M+3.6% | |
| Pre-tax income | 140M+34.6% | 104M+0.4% | 104M+4.5% | 99.2M-3.5% | 103M+37.0% | |
| Income tax | 27.4M+35.2% | 20.3M+14.2% | 17.8M+2.4% | 17.4M-7.0% | 18.6M+45.3% | |
| Net income | 113M+34.4% | 83.8M-2.4% | 85.9M+5.0% | 81.8M-2.7% | 84.1M+35.2% | |
| $3.06+8.1% | $2.83-2.7% | $2.91+4.7% | $2.78-12.3% | $3.17+35.5% | ||
| EPS (basic) | $3.06+8.1% | $2.83-2.7% | $2.91+4.7% | $2.78-12.3% | $3.17+35.5% | |
| Weighted-avg shares (basic) | 36.8M+24.1% | 29.7M+0.3% | 29.6M+0.3% | 29.5M+11.0% | 26.5M-0.0% | |
| Weighted-avg shares (diluted) | 36.8M+24.1% | 29.7M+0.3% | 29.6M+0.3% | 29.5M+11.0% | 26.5M-0.0% | |
| Dividends per share | $1.16+7.4% | $1.08+8.0% | $1.00+8.7% | $0.92+9.5% | $0.84+10.5% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 118M-37.3% | 189M+63.7% | 115M-1.7% | 117M-70.3% | 395M+14.9% | |
| 8.39B+33.2% | 6.30B+2.3% | 6.15B-0.1% | 6.16B+9.8% | 5.61B+12.7% | ||
| Operating lease right-of-use | 5.58M+29.4% | 4.32M-16.7% | 5.18M-17.7% | 6.30M+3.0% | 6.12M-25.6% | |
| Goodwill | 375M+109.7% | 179M-0.7% | 180M+0.0% | 180M+48.1% | 122M-0.2% | |
| Intangible assets | 33.8M+741.0% | 4.02M-36.3% | 6.31M-33.1% | 9.43M+61.3% | 5.84M-34.9% | |
| Short-term & current debt | — | — | — | — | 68.3M+29.2% | |
| 7.23B+29.5% | 5.58B+1.7% | 5.49B-1.9% | 5.60B+13.3% | 4.94B+13.5% | ||
| Long-term debt | 100M-12.8% | 115M+28.0% | 89.5M+38.9% | 64.5M-23.1% | 83.9M-40.8% | |
| Operating lease liability (total) | 5.76M+28.5% | 4.48M-16.0% | 5.34M-17.2% | 6.45M+3.5% | 6.23M-25.2% | |
| Finance lease liability (total) | 2.14M-11.1% | 2.40M-9.0% | 2.64M-7.5% | 2.86M-6.4% | 3.05M-5.4% | |
| Finance lease liability | — | — | — | — | 3.05M-5.4% | |
| 1.16B+62.5% | 715M+7.8% | 664M+18.8% | 558M-16.5% | 668M+7.0% | ||
| Common stock | 37.5M+26.3% | 29.7M+0.3% | 29.6M+0.3% | 29.5M+11.1% | 26.6M+0.2% | |
| Additional paid-in capital | 707M+80.2% | 392M+0.7% | 389M+0.6% | 387M+40.3% | 276M+0.6% | |
| Retained earnings | 583M+13.5% | 514M+11.3% | 462M+13.9% | 405M+15.6% | 350M+21.5% | |
| Accumulated other comprehensive income | -165M+25.2% | -220M-1.6% | -217M+17.6% | -263M-1801.4% | 15.5M-56.2% | |
| Total liabilities & equity | 8.39B+33.2% | 6.30B+2.3% | 6.15B-0.1% | 6.16B+9.8% | 5.61B+12.7% | |
| Common shares issued | 37.5M+26.3% | 29.7M+0.3% | 29.6M+0.3% | 29.5M+11.1% | 26.6M+0.2% | |
| Common shares outstanding | 37.5M+26.3% | 29.7M+0.3% | 29.6M+0.3% | 29.5M+11.1% | 26.6M+0.2% | |
| Shares outstanding (cover) | 37.5M+0.2% | 37.4M+26.5% | 29.6M+0.3% | 29.5M+0.2% | 29.4M+11.0% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 159M+66.4% | 95.8M-10.7% | 107M-2.5% | 110M+9.1% | 101M+9.1% | ||
| Depreciation & amortization | 18.7M+101.7% | 9.28M-3.0% | 9.56M-5.5% | 10.1M+15.3% | 8.77M-7.0% | |
| Intangible amortization | 10.1M+399.4% | 2.03M-28.5% | 2.84M-23.5% | 3.71M+35.9% | 2.73M-22.8% | |
| Share-based compensation | 2.87M-2.5% | 2.95M+26.4% | 2.33M+0.1% | 2.33M+35.2% | 1.72M+64.0% | |
| -60.3M+26.9% | -82.4M-402.3% | 27.3M+212.7% | -24.2M+96.2% | -640M-85.0% | ||
| Capital expenditure | 5.32M+5.3% | 5.05M-12.1% | 5.75M-26.8% | 7.85M+67.6% | 4.69M-33.7% | |
| Free cash flow | 154M+69.8% | 90.7M-10.6% | 101M-0.7% | 102M+6.3% | 96.2M+12.7% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 566M+58.7% | 356M+24.2% | 287M+100.2% | 143M-31.1% | 208M+3.6% | |
| -169M-382.0% | 60.1M+144.0% | -137M+62.5% | -364M-161.6% | 591M+19.2% | ||
| Long-term debt issued | 25.0M-66.7% | 75.0M+200.0% | 25.0M | 0.00 | 0.00 | |
| Long-term debt repaid | 64.5M+28.6% | 50.2M+37897.7% | 132K-99.7% | 41.7M-28.2% | 58.1M+43.0% | |
| Net short-term debt | -16.9M-86.0% | -9.11M+74.1% | -35.2M-218.0% | 29.8M+93.3% | 15.4M+113.4% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Dividends paid | 43.3M+35.9% | 31.8M+8.2% | 29.4M+8.9% | 27.0M+21.6% | 22.2M+10.3% | |
| Net change in cash | -70.4M-195.8% | 73.5M+3681.8% | -2.05M+99.3% | -278M-643.2% | 51.1M-78.9% | |
| Interest paid | 124M+25.4% | 99.1M+63.3% | 60.7M+247.8% | 17.4M+74.1% | 10.0M-51.1% | |
| Income taxes paid | 18.9M+6.2% | 17.8M+15.9% | 15.4M+32.0% | 11.6M-19.3% | 14.4M+25.5% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 1.47B-2.4% | 1.51B+57.0% | 959M-12.8% | 1.10B-4.1% | 1.15B+30.8% | |
| P/E | 13.0×-27.4% | 18.0×+66.3% | 10.8×-24.7% | 14.3×+5.2% | 13.6×-3.3% | |
| P/S | 4.1×-31.6% | 5.9×+58.4% | 3.8×-15.0% | 4.4×-15.3% | 5.2×+24.5% | |
| P/B | 1.3×-39.9% | 2.1×+18.2% | 1.8×-19.9% | 2.2×+29.6% | 1.7×+22.2% | |
| P/FCF | 9.5×-42.5% | 16.6×+69.9% | 9.8×-10.1% | 10.9×-8.9% | 11.9×+16.1% | |
| Earnings yield | 7.7%+37.7% | 5.6%-39.9% | 9.3%+32.9% | 7.0%-5.0% | 7.3%+3.4% | |
| FCF yield | 10.5%+73.9% | 6.0%-41.1% | 10.2%+11.2% | 9.2%+9.8% | 8.4%-13.9% | |
| Dividend yield | 3.0%+10.3% | 2.7%-13.0% | 3.1%+25.1% | 2.5%+14.5% | 2.2%-6.2% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: GABC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all GABC filings on SEC EDGAR → Not investment advice.