FSBC
$43.24+1.29%
Five Star BancorpStock · FinancialsRussell 2000 · 0.03% of IWMRussell 3000 · 0.0010% of IWVUS Stock Market · 0.0009% of VTI
FSBC financial statements
The full income statement, balance sheet, and cash-flow statement for Five Star Bancorp (FSBC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 21.3M2024-09 21.3M2024-12 21.3M2025-03 21.4M2025-06 21.4M2025-09 21.4M2025-12 21.4M2026-03 21.4M2026-06 24.5M+15.1% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 158M+25.6% | 126M+6.6% | 118M+7.4% | 110M+29.8% | 84.9M+13.9% | ||
| Lease income | — | — | — | — | 21.0K | |
| Noninterest income | 6.54M+1.3% | 6.45M-14.1% | 7.51M+4.9% | 7.16M-1.7% | 7.28M-21.7% | |
| Noninterest expense | 65.0M+19.3% | 54.5M+14.1% | 47.8M+17.5% | 40.7M+12.8% | 36.0M+27.6% | |
| Provision for credit losses | 9.70M+39.6% | 6.95M+73.8% | 4.00M-40.3% | 6.70M+294.1% | 1.70M-81.1% | |
| Interest expense | — | — | 63.5M+327.7% | 14.8M+273.8% | 3.97M-56.7% | |
| Interest & investment income | 249M+20.3% | 207M+18.7% | 174M+47.9% | 118M+44.5% | 81.6M+9.7% | |
| Net interest income | 152M+26.9% | 120M+8.0% | 111M+7.6% | 103M+32.8% | 77.6M+19.0% | |
| Pre-tax income | 83.7M+29.4% | 64.7M-2.8% | 66.6M+6.0% | 62.9M+33.3% | 47.1M+26.6% | |
| Income tax | 22.1M+16.1% | 19.1M+0.9% | 18.9M+4.6% | 18.1M+283.6% | 4.71M+254.7% | |
| Net income | 61.6M+34.9% | 45.7M-4.3% | 47.7M+6.5% | 44.8M+5.6% | 42.4M+18.1% | |
| $2.90+28.3% | $2.26-18.7% | $2.78+6.5% | $2.61-7.8% | $2.83-20.7% | ||
| EPS (basic) | $2.90+28.3% | $2.26-18.7% | $2.78+6.5% | $2.61-7.8% | $2.83-20.7% | |
| Weighted-avg shares (basic) | 21.2M+5.3% | 20.2M+17.4% | 17.2M+0.2% | 17.1M+14.4% | 15.0M+48.8% | |
| Weighted-avg shares (diluted) | 21.3M+5.3% | 20.2M+17.6% | 17.2M+0.1% | 17.2M+14.5% | 15.0M+49.0% | |
| Dividends per share | $0.80+0.0% | $0.80+6.7% | $0.75-28.6% | $1.05-76.9% | $4.55+73.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 507M+43.9% | 352M+9.6% | 322M+23.7% | 260M-38.9% | 425M+46.4% | |
| 4.75B+17.3% | 4.05B+12.8% | 3.59B+11.3% | 3.23B+26.2% | 2.56B+30.9% | ||
| Property, plant & equipment | 2.11M+33.1% | 1.58M-2.4% | 1.62M+1.1% | 1.60M-9.5% | 1.77M+6.6% | |
| Operating lease right-of-use | 10.8M+73.0% | 6.25M+18.2% | 5.28M+32.7% | 3.98M | 0.00 | |
| 4.31B+17.8% | 3.66B+10.6% | 3.31B+11.2% | 2.97B+28.1% | 2.32B+27.6% | ||
| Operating lease liability (total) | 11.9M+73.1% | 6.86M+22.4% | 5.60M+32.1% | 4.24M | 0.00 | |
| 446M+12.4% | 397M+38.8% | 286M+13.0% | 253M+7.6% | 235M+75.7% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 304M+0.5% | 303M+37.2% | 221M+0.4% | 220M+0.5% | 218M+98.4% | |
| Retained earnings | 151M+41.8% | 106M+38.2% | 77.0M+64.8% | 46.7M+172.2% | 17.2M-23.2% | |
| Accumulated other comprehensive income | -9.14M+26.1% | -12.4M-5.1% | -11.8M+12.5% | -13.5M-2277.0% | -566K-142.1% | |
| Total liabilities & equity | 4.75B+17.3% | 4.05B+12.8% | 3.59B+11.3% | 3.23B+26.2% | 2.56B+30.9% | |
| Common shares issued | 21.4M+0.2% | 21.3M+23.5% | 17.3M+0.1% | 17.2M+0.1% | 17.2M+56.6% | |
| Common shares outstanding | 21.4M+0.2% | 21.3M+23.5% | 17.3M+0.1% | 17.2M+0.1% | 17.2M+56.6% | |
| Shares outstanding (cover) | 21.4M+0.2% | 21.3M+22.9% | 17.4M+0.5% | 17.3M+0.1% | 17.2M | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 72.6M+40.2% | 51.8M+33.1% | 38.9M-15.4% | 46.0M+60.4% | 28.7M-44.3% | ||
| Depreciation & amortization | 2.25M+19.7% | 1.88M+16.4% | 1.61M-1.5% | 1.64M+169.5% | 607K+31.7% | |
| Share-based compensation | 1.46M+26.2% | 1.16M+20.2% | 962K-12.5% | 1.10M-23.7% | 1.44M+355.7% | |
| Deferred income taxes | -578K-137.9% | -243K+72.9% | -897K+53.8% | -1.94M+51.5% | -4.00M | |
| -544M-21.8% | -447M-60.0% | -279M+66.6% | -837M-83.9% | -455M-22.1% | ||
| Capital expenditure | 1.20M+90.6% | 628K-3.8% | 653K+35.8% | 481K-32.9% | 717K-13.9% | |
| Free cash flow | 71.4M+39.6% | 51.2M+33.7% | 38.3M-15.9% | 45.5M+62.8% | 27.9M-44.8% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Purchases of investments | — | — | — | — | 99.7M+2.2% | |
| Sales/maturities of investments | 9.32M+10.4% | 8.45M-16.0% | 10.1M-35.2% | 15.5M-17.1% | 18.7M+16.2% | |
| 626M+47.0% | 426M+41.0% | 302M-51.7% | 626M+11.5% | 561M+29.2% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00-100.0% | 75.0M | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net short-term debt | 0.00+100.0% | -170M-342.9% | 70.0M-30.0% | 100M | — | |
| Common stock issued | 0.00-100.0% | 80.9M | 0.00 | 0.00-100.0% | 111M+730.2% | |
| Common stock repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Dividends paid | 17.1M+5.2% | 16.2M+25.5% | 12.9M-15.4% | 15.3M-70.5% | 51.9M | |
| Net change in cash | 155M+402.2% | 30.8M-50.0% | 61.6M+137.2% | -165M-222.6% | 135M+19.2% | |
| Interest paid | 97.6M+12.0% | 87.1M+40.8% | 61.9M+4498.8% | 1.34M-70.1% | 4.50M-53.6% | |
| Income taxes paid | 25.0M+47.8% | 16.9M-15.4% | 20.0M+284.0% | 5.20M-50.2% | 10.4M+531.4% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 765M+19.2% | 642M+42.1% | 452M-3.8% | 470M-9.2% | 517M | |
| P/E | 12.4×-11.7% | 14.1×+56.2% | 9.0×-18.0% | 11.0×-10.0% | 12.2× | |
| P/S | 4.8×-5.1% | 5.1×+35.7% | 3.7×-18.1% | 4.6×-24.9% | 6.1× | |
| P/B | 1.7×+6.0% | 1.6×-1.9% | 1.6×-16.0% | 2.0×-10.8% | 2.2× | |
| P/FCF | 10.7×-14.6% | 12.5×+62.4% | 7.7×-49.5% | 15.3×-17.4% | 18.5× | |
| Earnings yield | 8.1%+13.2% | 7.1%-36.0% | 11.1%+21.9% | 9.1%+11.1% | 8.2% | |
| FCF yield | 9.3%+17.1% | 8.0%-38.4% | 12.9%+97.9% | 6.5%+21.1% | 5.4% | |
| Dividend yield | 2.2%-15.9% | 2.7%-7.2% | 2.9%-25.7% | 3.9%-74.6% | 15.2% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: FSBC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FSBC filings on SEC EDGAR → Not investment advice.