How F.N.B. makes money

Period

FY2025

How does F.N.B. make money? This Sankey traces every dollar of revenue through the income statement — into cost of revenue, R&D, SG&A, and taxes — and shows what's left as profit. Pick any fiscal year, recent quarter, or the trailing twelve months. Straight from SEC filings.

F.N.B. Corporation · FY2025 · year ended 2025-12-31

Revenue$1.8BGross profit$1.8B · 100%Cost of revenue$0 · 0%Operating income$1.7B · 99%Operating expenses$20M · 1%Selling & marketing$20M · 1%Pre-tax income$669M · 38%Other expense$1.1B · 61%Net income$565M · 32%Income tax$104M · 6%

Each fiscal year from SEC filings. Percentages are share of revenue, so the green profit nodes read directly as gross / operating / net margin. Line items a company doesn't break out are derived from their siblings so the flows balance; small residuals show as “Other.” For informational purposes only.