FNB
$17.23+0.41%
FNB financial statements
The full income statement, balance sheet, and cash-flow statement for F.N.B. Corporation (FNB), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 359.6M2024-09 359.6M2024-12 359.7M2025-03 359.8M2025-06 359.1M2025-09 358.1M2025-12 357.4M2026-03 356.0M2026-06 353.0M-1.8% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 1.76B+10.6% | 1.60B+1.6% | 1.57B+8.9% | 1.44B+16.7% | 1.24B+1.7% | ||
| Noninterest income | 369M+16.8% | 316M+24.4% | 254M-21.4% | 323M-2.1% | 330M+12.2% | |
| Selling & marketing | 20.0M-4.8% | 21.0M+23.5% | 17.0M+6.3% | 16.0M+14.3% | 14.0M+7.7% | |
| Amortization of intangibles | 16.0M-11.1% | 18.0M-10.0% | 20.0M+42.9% | 14.0M+16.7% | 12.0M-7.7% | |
| Noninterest expense | 1.01B+5.1% | 961M+5.0% | 915M+10.8% | 826M+12.7% | 733M-2.3% | |
| Provision for credit losses | — | — | — | — | 1.00M-99.2% | |
| Interest expense | — | — | 656M+297.6% | 165M+68.4% | 98.0M-52.9% | |
| Interest & investment income | 2.33B+3.3% | 2.25B+14.1% | 1.97B+53.5% | 1.28B+27.9% | 1.00B-11.1% | |
| Net interest income | 1.40B+9.1% | 1.28B-2.8% | 1.32B+17.6% | 1.12B+23.5% | 907M-1.6% | |
| Pre-tax income | 669M+20.5% | 555M-5.0% | 584M+5.6% | 553M+9.9% | 503M+46.6% | |
| Income tax | 104M+15.6% | 90.0M-9.1% | 99.0M-13.2% | 114M+16.3% | 98.0M+71.9% | |
| 565M+21.5% | 465M-4.1% | 485M+10.5% | 439M+8.4% | 405M+41.6% | ||
| Preferred dividends | — | — | 8.00M+0.0% | 8.00M+0.0% | 8.00M+0.0% | |
| Net income to common | 565M+23.1% | 459M-3.8% | 477M+10.7% | 431M+8.6% | 397M+42.8% | |
| $1.56+22.8% | $1.27-3.1% | $1.31+7.4% | $1.22-0.8% | $1.23+44.7% | ||
| EPS (basic) | $1.57+23.6% | $1.27-3.8% | $1.32+7.3% | $1.23-0.8% | $1.24+44.2% | |
| Weighted-avg shares (basic) | 361M-0.2% | 361M+0.2% | 361M+3.1% | 350M+9.4% | 320M-1.1% | |
| Weighted-avg shares (diluted) | 362M-0.2% | 363M-0.1% | 363M+2.5% | 354M+9.5% | 323M-0.6% | |
| Dividends per share | $0.48+0.0% | $0.48+0.0% | $0.48+0.0% | $0.48+0.0% | $0.48+0.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 2.50B+3.3% | 2.42B+53.5% | 1.58B-5.9% | 1.67B-52.1% | 3.49B+152.6% | |
| 50.2B+3.3% | 48.6B+5.3% | 46.2B+5.6% | 43.7B+10.7% | 39.5B+5.8% | ||
| Operating lease right-of-use | 195M-0.2% | 196M+6.0% | 185M+36.4% | 135M-3.1% | 140M+10.3% | |
| Goodwill | 2.48B+0.1% | 2.48B+0.0% | 2.48B+0.0% | 2.48B+9.5% | 2.26B+0.0% | |
| Intangible assets | 36.0M-29.4% | 51.0M-26.1% | 69.0M-22.5% | 89.0M+111.9% | 42.0M-22.2% | |
| Short-term & current debt | 2.02B+60.6% | 1.26B-49.9% | 2.51B+82.7% | 1.37B-10.7% | 1.54B-14.9% | |
| 43.5B+2.7% | 42.3B+5.5% | 40.1B+5.3% | 38.1B+10.8% | 34.4B+6.1% | ||
| Long-term debt | 1.90B-36.9% | 3.01B+52.8% | 1.97B+80.3% | 1.09B+60.3% | 682M-37.7% | |
| Operating lease liability (total) | 236M-0.1% | 237M+9.9% | 215M+47.9% | 146M-2.0% | 149M+10.6% | |
| Finance lease liability (total) | 35.5M-13.6% | 41.1M+25.7% | 32.7M+44.1% | 22.7M+89.2% | 12.0M | |
| 6.76B+7.3% | 6.30B+4.2% | 6.05B+7.0% | 5.65B+9.8% | 5.15B+3.9% | ||
| Preferred stock | — | 0.00-100.0% | 107M+0.0% | 107M+0.0% | 107M+0.0% | |
| Common stock | 4.00M+0.0% | 4.00M+0.0% | 4.00M+0.0% | 4.00M+33.3% | 3.00M+0.0% | |
| Additional paid-in capital | 4.70B+0.0% | 4.70B+0.1% | 4.69B-0.1% | 4.70B+14.3% | 4.11B+0.5% | |
| Retained earnings | 2.34B+20.0% | 1.95B+17.0% | 1.67B+21.8% | 1.37B+23.4% | 1.11B+27.7% | |
| Treasury stock | 220M+22.2% | 180M-3.7% | 187M+12.0% | 167M+42.7% | 117M+72.1% | |
| Accumulated other comprehensive income | -63.0M+62.7% | -169M+28.1% | -235M+34.2% | -357M-475.8% | -62.0M-59.0% | |
| Total liabilities & equity | 50.2B+3.3% | 48.6B+5.3% | 46.2B+5.6% | 43.7B+10.7% | 39.5B+5.8% | |
| Common shares issued | 375M+0.0% | 375M+0.0% | 375M+0.0% | 375M+13.8% | 329M+0.4% | |
| Shares outstanding (cover) | 357M-0.6% | 360M+0.2% | 359M-0.5% | 361M+2.1% | 353M+9.8% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 482M-24.9% | 642M+51.8% | 423M-65.3% | 1.22B+129.8% | 530M+369.0% | ||
| Depreciation & amortization | 77.0M+14.9% | 67.0M-14.1% | 78.0M+6.8% | 73.0M+630.0% | 10.0M+433.3% | |
| Intangible amortization | 16.0M-11.1% | 18.0M-10.0% | 20.0M+42.9% | 14.0M+16.7% | 12.0M-7.7% | |
| Deferred income taxes | 46.0M+2.2% | 45.0M+850.0% | -6.00M-154.5% | 11.0M-26.7% | 15.0M+178.9% | |
| -1.49B+12.7% | -1.70B+24.7% | -2.26B+26.0% | -3.06B-1896.7% | -153M+91.6% | ||
| Capital expenditure | 106M-23.7% | 139M+58.0% | 88.0M-7.4% | 95.0M+63.8% | 58.0M+41.5% | |
| Free cash flow | 376M-25.2% | 503M+50.1% | 335M-70.2% | 1.12B+137.9% | 472M+555.6% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 774M-10.0% | 860M+66.3% | 517M-29.7% | 735M-55.0% | 1.63B-27.2% | |
| Other investing activities | 2.00M | 0.00 | 0.00 | — | 0.00 | |
| 1.08B-43.1% | 1.90B+9.4% | 1.74B+9566.7% | 18.0M-99.0% | 1.73B-30.5% | ||
| Long-term debt issued | 638M-53.7% | 1.38B+12.1% | 1.23B+222.8% | 381M+1424.0% | 25.0M-92.4% | |
| Long-term debt repaid | 1.75B+413.5% | 341M-3.1% | 352M+52.4% | 231M-47.3% | 438M-23.7% | |
| Net short-term debt | 761M+160.9% | -1.25B-210.1% | 1.13B+733.5% | -179M+33.0% | -267M+81.1% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 50.0M+1566.7% | 3.00M-91.7% | 36.0M-16.3% | 43.0M+0.0% | 43.0M+13.2% | |
| Dividends paid | 174M-0.6% | 175M+0.6% | 174M+1.8% | 171M+9.6% | 156M-0.6% | |
| Other financing activities | 10.0M-16.7% | 12.0M+50.0% | 8.00M-27.3% | 11.0M-31.3% | 16.0M-5.9% | |
| Net change in cash | 79.0M-90.6% | 843M+960.2% | -98.0M+94.6% | -1.82B-186.2% | 2.11B+169.1% | |
| Interest paid | 942M-3.2% | 973M+57.2% | 619M+329.9% | 144M+42.6% | 101M-53.2% | |
| Income taxes paid | -22.6M-139.0% | 58.0M-38.3% | 94.0M+16.0% | 81.0M+9.5% | 74.0M+29.8% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 6.11B+14.9% | 5.32B+7.6% | 4.94B+7.9% | 4.58B+16.8% | 3.92B+28.3% | |
| P/E | 10.8×-5.4% | 11.4×+32.6% | 8.6×-24.8% | 11.5×+18.6% | 9.7×-9.4% | |
| P/S | 3.5×+3.9% | 3.3×+11.1% | 3.0×-12.8% | 3.4×+8.6% | 3.2×+26.1% | |
| P/B | 0.9×+7.2% | 0.8×+0.6% | 0.8×-1.0% | 0.8×+11.3% | 0.8×+23.5% | |
| P/FCF | 16.3×+53.8% | 10.6×+13.8% | 9.3×+122.0% | 4.2×-49.6% | 8.3×-80.4% | |
| Earnings yield | 9.2%+5.7% | 8.7%-24.6% | 11.6%+33.0% | 8.7%-15.7% | 10.3%+10.4% | |
| FCF yield | 6.2%-35.0% | 9.5%-12.1% | 10.8%-54.9% | 23.9%+98.4% | 12.0%+411.0% | |
| Dividend yield | 2.8%-13.6% | 3.2%-6.8% | 3.5%-5.2% | 3.7%-7.0% | 4.0%-21.7% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: FNB’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FNB filings on SEC EDGAR → Not investment advice.