FISV financial statements

The full income statement, balance sheet, and cash-flow statement for Fiserv Inc. (FISV), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

Shares outstanding (point-in-time)

2024-06 575.7M2024-09 568.9M2024-12 561.3M2025-03 554.4M2025-06 543.6M2025-09 537.9M2025-12 534.8M2026-03 533.3M2026-06 531.8M-7.6% over 8 periods

SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.

PeriodRangeOrderChangeYoYQoQFiguresAs-reported fiscal years.

Line item	FY2025	FY2024	FY2023	FY2022	FY2021
Income Statement	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	21.2B YoY+3.6%	20.5B YoY+7.1%	19.1B YoY+7.6%	17.7B YoY+9.3%	16.2B YoY+9.3%
Lease income	236M YoY-2.9%	243M YoY-6.2%	259M YoY-7.2%	279M YoY-6.1%	297M YoY+15.6%
Selling, general & administrative	6.88B YoY+4.9%	6.56B YoY-0.2%	6.58B YoY+8.5%	6.06B YoY+4.3%	5.81B YoY+2.8%
Amortization of intangibles	2.30B YoY+0.0%	2.30B YoY-4.2%	2.40B YoY+0.0%	2.40B YoY-5.8%	2.55B YoY-0.6%
Operating income	5.82B YoY-1.0%	5.88B YoY+17.3%	5.01B YoY+34.1%	3.74B YoY+63.5%	2.29B YoY+23.5%
Interest expense	1.53B YoY+23.7%	1.24B YoY+23.3%	1.00B YoY+34.6%	746M YoY+7.2%	696M YoY-2.8%
Interest & investment income	38.0M YoY-11.6%	43.0M YoY+53.6%	28.0M YoY+115.4%	13.0M YoY+333.3%	3.00M YoY-57.1%
Net interest income	—	—	-976M YoY-33.2%	-733M YoY-5.8%	-693M YoY+2.3%
Other non-operating income	-61.0M YoY+65.7%	-178M YoY-27.1%	-140M YoY-48.9%	-94.0M YoY-232.4%	71.0M YoY+153.6%
Equity-method income	37.0M YoY+105.4%	-685M YoY-4466.7%	-15.0M YoY-106.8%	220M YoY+120.0%	100M
Pre-tax income	4.26B YoY-5.4%	4.51B YoY+15.6%	3.90B YoY+33.8%	2.91B YoY+74.8%	1.67B YoY+42.3%
Income tax	811M YoY+26.5%	641M YoY-15.0%	754M YoY+36.8%	551M YoY+51.8%	363M YoY+85.2%
	3.48B YoY+11.1%	3.13B YoY+2.1%	3.07B YoY+21.3%	2.53B YoY+89.7%	1.33B YoY+39.2%
Net income to non-controlling interest	10.0M YoY-79.6%	49.0M YoY-19.7%	61.0M YoY+17.3%	52.0M YoY-24.6%	69.0M YoY+305.9%
	$6.34 YoY+17.8%	$5.38 YoY+8.0%	$4.98 YoY+27.4%	$3.91 YoY+96.5%	$1.99 YoY+42.1%
EPS (basic)	$6.36 YoY+17.6%	$5.41 YoY+7.8%	$5.02 YoY+27.4%	$3.94 YoY+96.0%	$2.01 YoY+41.5%
	547M YoY-5.5%	579M YoY-5.4%	612M YoY-4.8%	642M YoY-3.1%	663M YoY-1.4%
	549M YoY-5.7%	582M YoY-5.5%	616M YoY-4.9%	648M YoY-3.5%	672M YoY-1.7%
Balance Sheet	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	24.7B YoY+5.0%	23.5B YoY-32.6%	34.8B YoY+26.4%	27.5B YoY+46.0%	18.9B YoY+16.3%
Cash & equivalents	798M YoY-35.4%	1.24B YoY+2.7%	1.20B YoY+33.5%	902M YoY+8.0%	835M YoY-7.8%
Accounts receivable	3.98B YoY+6.9%	3.73B YoY+4.0%	3.58B YoY-0.1%	3.58B YoY+25.3%	2.86B YoY+15.2%
Prepaid expenses	3.40B YoY+10.0%	3.09B YoY+31.7%	2.34B YoY+48.8%	1.57B YoY+3.4%	1.52B YoY+16.3%
Other current assets	2.79B YoY+4.1%	2.68B YoY+39.7%	1.92B YoY+67.9%	1.14B	—
	80.1B YoY+3.8%	77.2B YoY-15.1%	90.9B YoY+8.4%	83.9B YoY+10.0%	76.2B YoY+2.2%
Property, plant & equipment	3.08B YoY+29.9%	2.37B YoY+9.9%	2.16B YoY+10.4%	1.96B YoY+12.4%	1.74B YoY+7.0%
Operating lease right-of-use	589M YoY-1.0%	595M YoY-5.3%	628M YoY+7.2%	586M YoY+1.9%	575M YoY+14.1%
Goodwill	37.7B YoY+3.1%	36.6B YoY-1.7%	37.2B YoY+1.1%	36.8B YoY+1.0%	36.4B YoY+0.3%
Intangible assets	10.2B YoY+2.2%	9.94B YoY-11.3%	11.2B YoY-9.7%	12.4B YoY-11.4%	14.0B YoY-8.8%
Deferred tax assets	109M YoY+43.4%	76.0M YoY-5.0%	80.0M YoY+42.9%	56.0M YoY+33.3%	42.0M YoY+50.0%
Other non-current assets	2.45B YoY+6.4%	2.30B YoY+1.1%	2.27B YoY+24.0%	1.83B YoY+0.5%	1.82B YoY+10.9%
	23.9B YoY+7.8%	22.2B YoY-34.0%	33.6B YoY+26.8%	26.5B YoY+44.6%	18.3B YoY+17.0%
Accounts payable	797M YoY+56.0%	511M YoY+13.8%	449M YoY-31.1%	652M YoY+9.9%	593M YoY+35.7%
Accrued liabilities	5.31B YoY+10.6%	4.80B YoY+10.2%	4.36B YoY+12.2%	3.88B YoY+9.4%	3.55B YoY+11.4%
Deferred revenue	865M YoY+5.6%	819M YoY+7.6%	761M YoY+21.8%	625M YoY+6.8%	585M YoY+7.1%
Short-term & current debt	1.24B YoY+11.6%	1.11B YoY+47.0%	755M YoY+61.3%	468M YoY-7.9%	508M YoY+32.3%
Current lease liability	126M YoY+8.6%	116M YoY-1.7%	118M YoY-4.8%	124M YoY+1.6%	122M YoY-2.4%
Finance lease liability (current)	284M YoY+35.9%	209M YoY+11.8%	187M YoY+19.9%	156M YoY+20.0%	130M YoY+25.0%
	54.3B YoY+9.8%	49.5B YoY-17.8%	60.2B YoY+15.4%	52.2B YoY+17.8%	44.3B YoY+7.3%
Long-term debt	27.8B YoY+17.0%	23.7B YoY+6.1%	22.4B YoY+6.7%	20.9B YoY+1.1%	20.7B YoY+2.1%
Deferred revenue (non-current)	259M YoY-1.5%	263M YoY+5.2%	250M YoY+6.4%	235M YoY+4.4%	225M YoY+20.3%
Non-current lease liability	637M YoY-2.6%	654M YoY-1.7%	665M YoY+5.9%	628M YoY+2.1%	615M YoY+30.6%
Operating lease liability (total)	763M YoY-0.9%	770M YoY-1.7%	783M YoY+4.1%	752M YoY+2.0%	737M YoY+23.7%
Finance lease liability (total)	1.13B YoY+79.7%	626M YoY+1.5%	617M YoY+18.2%	522M YoY+17.8%	443M YoY+18.1%
Finance lease liability	841M YoY+101.7%	417M YoY-3.0%	430M YoY+17.5%	366M YoY+16.9%	313M YoY+15.5%
Deferred tax liabilities	1.48B YoY-40.3%	2.48B YoY-19.5%	3.08B YoY-14.5%	3.60B YoY-13.7%	4.17B YoY-4.9%
Other non-current liabilities	939M YoY+8.8%	863M YoY-11.8%	978M YoY+4.5%	936M YoY+6.6%	878M YoY+13.0%
	25.8B YoY-4.7%	27.1B YoY-9.3%	29.9B YoY-3.1%	30.8B YoY-0.4%	31.0B YoY-4.3%
Preferred stock	0.00	0.00	0.00	0.00	0.00
Common stock	—	—	—	8.00M YoY+0.0%	8.00M YoY+0.0%
Additional paid-in capital	23.3B YoY+0.8%	23.1B YoY-0.1%	23.1B YoY+0.4%	23.0B YoY+0.1%	23.0B YoY-2.8%
Retained earnings	27.1B YoY+14.8%	23.6B YoY+15.3%	20.4B YoY+17.7%	17.4B YoY+17.0%	14.8B YoY+10.5%
Treasury stock	23.5B YoY+29.5%	18.2B YoY+40.8%	12.9B YoY+54.2%	8.38B YoY+36.4%	6.14B YoY+40.3%
Accumulated other comprehensive income	-984M YoY+30.4%	-1.41B YoY-80.5%	-783M YoY+34.1%	-1.19B YoY-59.6%	-745M YoY-92.5%
Non-controlling interest	17.0M YoY-97.2%	618M YoY-5.1%	651M YoY-6.9%	699M YoY-2.9%	720M YoY-2.7%
Total equity incl. non-controlling	25.8B YoY-6.8%	27.7B YoY-9.3%	30.5B YoY-3.2%	31.5B YoY-0.5%	31.7B YoY-4.2%
Total liabilities & equity	80.1B YoY+3.8%	77.2B YoY-15.1%	90.9B YoY+8.4%	83.9B YoY+10.0%	76.2B YoY+2.2%
	784M YoY+0.0%	784M YoY+0.0%	784M YoY+0.0%	784M YoY+0.0%	784M YoY-0.6%
	784M YoY+0.0%	784M YoY+0.0%	784M YoY+0.0%	784M YoY+0.0%	784M YoY-0.6%
	535M YoY-4.7%	561M YoY-4.9%	590M YoY-6.0%	628M YoY-3.7%	652M YoY-2.6%
Cash Flow	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	6.06B YoY-8.6%	6.63B YoY+28.5%	5.16B YoY+11.8%	4.62B YoY+14.5%	4.03B YoY-2.7%
Depreciation & amortization	2.97B YoY+2.8%	2.89B YoY-8.6%	3.16B YoY-1.6%	3.21B YoY-1.1%	3.25B YoY-0.3%
Intangible amortization	2.30B YoY+0.0%	2.30B YoY-4.2%	2.40B YoY+0.0%	2.40B YoY-5.8%	2.55B YoY-0.6%
Share-based compensation	357M YoY-2.7%	367M YoY+7.3%	342M YoY+5.9%	323M YoY+35.1%	239M YoY-35.2%
Deferred income taxes	-942M YoY-42.3%	-662M YoY-29.5%	-511M YoY+8.4%	-558M YoY-113.0%	-262M YoY-469.0%
Change in receivables	123M YoY-27.2%	169M YoY+834.8%	-23.0M YoY-103.0%	770M YoY+115.1%	358M YoY+211.9%
Other operating activities	-13.0M YoY+23.5%	-17.0M YoY+37.0%	-27.0M YoY-775.0%	4.00M YoY+108.3%	-48.0M YoY-200.0%
	-2.52B YoY-4.8%	-2.40B YoY-125.1%	-1.07B YoY+49.4%	-2.11B YoY-29.6%	-1.63B YoY-378.0%
Capital expenditure	1.76B YoY+12.4%	1.57B YoY+13.0%	1.39B YoY-6.2%	1.48B YoY+27.5%	1.16B YoY+28.9%
Free cash flow	4.30B YoY-15.1%	5.06B YoY+34.1%	3.77B YoY+20.2%	3.14B YoY+9.2%	2.87B YoY-11.5%
Acquisitions	820M	0.00 YoY-100.0%	13.0M YoY-98.7%	988M YoY+16.5%	848M YoY+510.1%
Purchases of investments	81.0M YoY-47.7%	155M YoY+297.4%	39.0M YoY-25.0%	52.0M YoY-79.7%	256M YoY+25500.0%
Other investing activities	18.0M	0.00 YoY-100.0%	3.00M	0.00	0.00
	-3.83B YoY+8.0%	-4.17B YoY+4.4%	-4.36B YoY-75.8%	-2.48B YoY-42.3%	-1.74B YoY+49.3%
Long-term debt issued	6.50B YoY-4.1%	6.78B YoY+21.8%	5.57B YoY+242.8%	1.62B YoY-74.8%	6.43B YoY-27.7%
Long-term debt repaid	0.00	0.00	0.00	0.00	0.00
Net short-term debt	-370M YoY-233.1%	278M YoY+119.1%	-1.46B YoY-179.3%	1.84B YoY+5.5%	1.74B YoY+29116.7%
Common stock issued	0.00	0.00	0.00	0.00	0.00
Common stock repurchased	0.00	0.00	0.00	0.00	0.00
Dividends paid	0.00	0.00	0.00	0.00	0.00
Other financing activities	5.00M YoY+225.0%	-4.00M YoY+88.9%	-36.0M YoY-200.0%	36.0M YoY+1900.0%	-2.00M YoY-109.1%
FX effect on cash	99.0M YoY+409.4%	-32.0M YoY-197.0%	33.0M YoY+180.5%	-41.0M YoY-51.9%	-27.0M YoY-268.8%
Net change in cash	-191M YoY-736.7%	30.0M YoY+113.1%	-229M YoY-1661.5%	-13.0M YoY-102.0%	636M YoY+62.7%
Interest paid	1.41B YoY+22.1%	1.15B YoY+31.2%	879M YoY+25.0%	703M YoY+8.5%	648M YoY-3.7%
Income taxes paid	1.37B YoY+17.1%	1.17B YoY-4.1%	1.22B YoY+71.9%	709M YoY+6.5%	666M YoY+326.9%
Valuation Ratios	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Market cap	35.9B YoY-68.8%	115B YoY+44.6%	79.7B YoY+24.2%	64.2B YoY-5.2%	67.7B YoY-11.2%
P/E	10.3× YoY-72.0%	36.8× YoY+37.6%	26.8× YoY-13.3%	30.8× YoY-39.2%	50.7× YoY-36.2%
P/S	1.7× YoY-69.9%	5.6× YoY+30.4%	4.3× YoY+16.9%	3.7× YoY-11.4%	4.2× YoY-18.7%
P/B	1.4× YoY-67.3%	4.3× YoY+58.0%	2.7× YoY+27.4%	2.1× YoY-3.2%	2.2× YoY-7.2%
P/FCF	8.4× YoY-63.3%	22.8× YoY+9.6%	20.8× YoY-8.2%	22.6× YoY-3.8%	23.6× YoY+0.3%
	9.7% YoY+256.8%	2.7% YoY-27.3%	3.7% YoY+15.3%	3.2% YoY+64.5%	2.0% YoY+56.8%
	12.0% YoY+172.6%	4.4% YoY-8.7%	4.8% YoY+8.9%	4.4% YoY+4.0%	4.2% YoY-0.3%
Source filing	10-K	10-K	10-K	10-K	10-K

About this data

Source: FISV's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FISV filings on SEC EDGAR → Not investment advice.