FISV
$45.18-0.40%
as of close, Sep 30, 2026
☾ AH $45.18 -0.40%
Fiserv Inc.Stock · Consumer DiscretionaryS&P 500 Equal Weight 0.2%Nasdaq Composite 0.07%S&P 500 0.04%Russell 1000 0.04%Russell 3000 0.04%MSCI World 0.03%US Stock Market 0.03%MSCI ACWI 0.03%
FISV financial statements
The full income statement, balance sheet, and cash-flow statement for Fiserv Inc. (FISV), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 575.7M2024-09 568.9M2024-12 561.3M2025-03 554.4M2025-06 543.6M2025-09 537.9M2025-12 534.8M2026-03 533.3M2026-06 531.8M-7.6% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 21.2B+3.6% | 20.5B+7.1% | 19.1B+7.6% | 17.7B+9.3% | 16.2B+9.3% | ||
| Lease income | 236M-2.9% | 243M-6.2% | 259M-7.2% | 279M-6.1% | 297M+15.6% | |
| Selling, general & administrative | 6.88B+4.9% | 6.56B-0.2% | 6.58B+8.5% | 6.06B+4.3% | 5.81B+2.8% | |
| Amortization of intangibles | 2.30B+0.0% | 2.30B-4.2% | 2.40B+0.0% | 2.40B-5.8% | 2.55B-0.6% | |
| Operating income | 5.82B-1.0% | 5.88B+17.3% | 5.01B+34.1% | 3.74B+63.5% | 2.29B+23.5% | |
| Interest expense | 1.53B+23.7% | 1.24B+23.3% | 1.00B+34.6% | 746M+7.2% | 696M-2.8% | |
| Interest & investment income | 38.0M-11.6% | 43.0M+53.6% | 28.0M+115.4% | 13.0M+333.3% | 3.00M-57.1% | |
| Net interest income | — | — | -976M-33.2% | -733M-5.8% | -693M+2.3% | |
| Other non-operating income | -61.0M+65.7% | -178M-27.1% | -140M-48.9% | -94.0M-232.4% | 71.0M+153.6% | |
| Equity-method income | 37.0M+105.4% | -685M-4466.7% | -15.0M-106.8% | 220M+120.0% | 100M | |
| Pre-tax income | 4.26B-5.4% | 4.51B+15.6% | 3.90B+33.8% | 2.91B+74.8% | 1.67B+42.3% | |
| Income tax | 811M+26.5% | 641M-15.0% | 754M+36.8% | 551M+51.8% | 363M+85.2% | |
| 3.48B+11.1% | 3.13B+2.1% | 3.07B+21.3% | 2.53B+89.7% | 1.33B+39.2% | ||
| Net income to non-controlling interest | 10.0M-79.6% | 49.0M-19.7% | 61.0M+17.3% | 52.0M-24.6% | 69.0M+305.9% | |
| $6.34+17.8% | $5.38+8.0% | $4.98+27.4% | $3.91+96.5% | $1.99+42.1% | ||
| EPS (basic) | $6.36+17.6% | $5.41+7.8% | $5.02+27.4% | $3.94+96.0% | $2.01+41.5% | |
| Weighted-avg shares (basic) | 547M-5.5% | 579M-5.4% | 612M-4.8% | 642M-3.1% | 663M-1.4% | |
| Weighted-avg shares (diluted) | 549M-5.7% | 582M-5.5% | 616M-4.9% | 648M-3.5% | 672M-1.7% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 24.7B+5.0% | 23.5B-32.6% | 34.8B+26.4% | 27.5B+46.0% | 18.9B+16.3% | ||
| Cash & equivalents | 798M-35.4% | 1.24B+2.7% | 1.20B+33.5% | 902M+8.0% | 835M-7.8% | |
| Accounts receivable | 3.98B+6.9% | 3.73B+4.0% | 3.58B-0.1% | 3.58B+25.3% | 2.86B+15.2% | |
| Prepaid expenses | 3.40B+10.0% | 3.09B+31.7% | 2.34B+48.8% | 1.57B+3.4% | 1.52B+16.3% | |
| Other current assets | 2.79B+4.1% | 2.68B+39.7% | 1.92B+67.9% | 1.14B | — | |
| 80.1B+3.8% | 77.2B-15.1% | 90.9B+8.4% | 83.9B+10.0% | 76.2B+2.2% | ||
| Property, plant & equipment | 3.08B+29.9% | 2.37B+9.9% | 2.16B+10.4% | 1.96B+12.4% | 1.74B+7.0% | |
| Operating lease right-of-use | 589M-1.0% | 595M-5.3% | 628M+7.2% | 586M+1.9% | 575M+14.1% | |
| Goodwill | 37.7B+3.1% | 36.6B-1.7% | 37.2B+1.1% | 36.8B+1.0% | 36.4B+0.3% | |
| Intangible assets | 10.2B+2.2% | 9.94B-11.3% | 11.2B-9.7% | 12.4B-11.4% | 14.0B-8.8% | |
| Deferred tax assets | 109M+43.4% | 76.0M-5.0% | 80.0M+42.9% | 56.0M+33.3% | 42.0M+50.0% | |
| Other non-current assets | 2.45B+6.4% | 2.30B+1.1% | 2.27B+24.0% | 1.83B+0.5% | 1.82B+10.9% | |
| 23.9B+7.8% | 22.2B-34.0% | 33.6B+26.8% | 26.5B+44.6% | 18.3B+17.0% | ||
| Accounts payable | 797M+56.0% | 511M+13.8% | 449M-31.1% | 652M+9.9% | 593M+35.7% | |
| Accrued liabilities | 5.31B+10.6% | 4.80B+10.2% | 4.36B+12.2% | 3.88B+9.4% | 3.55B+11.4% | |
| Deferred revenue | 865M+5.6% | 819M+7.6% | 761M+21.8% | 625M+6.8% | 585M+7.1% | |
| Short-term & current debt | 1.24B+11.6% | 1.11B+47.0% | 755M+61.3% | 468M-7.9% | 508M+32.3% | |
| Current lease liability | 126M+8.6% | 116M-1.7% | 118M-4.8% | 124M+1.6% | 122M-2.4% | |
| Finance lease liability (current) | 284M+35.9% | 209M+11.8% | 187M+19.9% | 156M+20.0% | 130M+25.0% | |
| 54.3B+9.8% | 49.5B-17.8% | 60.2B+15.4% | 52.2B+17.8% | 44.3B+7.3% | ||
| Long-term debt | 27.8B+17.0% | 23.7B+6.1% | 22.4B+6.7% | 20.9B+1.1% | 20.7B+2.1% | |
| Deferred revenue (non-current) | 259M-1.5% | 263M+5.2% | 250M+6.4% | 235M+4.4% | 225M+20.3% | |
| Non-current lease liability | 637M-2.6% | 654M-1.7% | 665M+5.9% | 628M+2.1% | 615M+30.6% | |
| Operating lease liability (total) | 763M-0.9% | 770M-1.7% | 783M+4.1% | 752M+2.0% | 737M+23.7% | |
| Finance lease liability (total) | 1.13B+79.7% | 626M+1.5% | 617M+18.2% | 522M+17.8% | 443M+18.1% | |
| Finance lease liability | 841M+101.7% | 417M-3.0% | 430M+17.5% | 366M+16.9% | 313M+15.5% | |
| Deferred tax liabilities | 1.48B-40.3% | 2.48B-19.5% | 3.08B-14.5% | 3.60B-13.7% | 4.17B-4.9% | |
| Other non-current liabilities | 939M+8.8% | 863M-11.8% | 978M+4.5% | 936M+6.6% | 878M+13.0% | |
| 25.8B-4.7% | 27.1B-9.3% | 29.9B-3.1% | 30.8B-0.4% | 31.0B-4.3% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | — | — | — | 8.00M+0.0% | 8.00M+0.0% | |
| Additional paid-in capital | 23.3B+0.8% | 23.1B-0.1% | 23.1B+0.4% | 23.0B+0.1% | 23.0B-2.8% | |
| Retained earnings | 27.1B+14.8% | 23.6B+15.3% | 20.4B+17.7% | 17.4B+17.0% | 14.8B+10.5% | |
| Treasury stock | 23.5B+29.5% | 18.2B+40.8% | 12.9B+54.2% | 8.38B+36.4% | 6.14B+40.3% | |
| Accumulated other comprehensive income | -984M+30.4% | -1.41B-80.5% | -783M+34.1% | -1.19B-59.6% | -745M-92.5% | |
| Non-controlling interest | 17.0M-97.2% | 618M-5.1% | 651M-6.9% | 699M-2.9% | 720M-2.7% | |
| Total equity incl. non-controlling | 25.8B-6.8% | 27.7B-9.3% | 30.5B-3.2% | 31.5B-0.5% | 31.7B-4.2% | |
| Total liabilities & equity | 80.1B+3.8% | 77.2B-15.1% | 90.9B+8.4% | 83.9B+10.0% | 76.2B+2.2% | |
| Common shares issued | 784M+0.0% | 784M+0.0% | 784M+0.0% | 784M+0.0% | 784M-0.6% | |
| Common shares outstanding | 784M+0.0% | 784M+0.0% | 784M+0.0% | 784M+0.0% | 784M-0.6% | |
| Shares outstanding (cover) | 535M-4.7% | 561M-4.9% | 590M-6.0% | 628M-3.7% | 652M-2.6% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 6.06B-8.6% | 6.63B+28.5% | 5.16B+11.8% | 4.62B+14.5% | 4.03B-2.7% | ||
| Depreciation & amortization | 2.97B+2.8% | 2.89B-8.6% | 3.16B-1.6% | 3.21B-1.1% | 3.25B-0.3% | |
| Intangible amortization | 2.30B+0.0% | 2.30B-4.2% | 2.40B+0.0% | 2.40B-5.8% | 2.55B-0.6% | |
| Share-based compensation | 357M-2.7% | 367M+7.3% | 342M+5.9% | 323M+35.1% | 239M-35.2% | |
| Deferred income taxes | -942M-42.3% | -662M-29.5% | -511M+8.4% | -558M-113.0% | -262M-469.0% | |
| Change in receivables | 123M-27.2% | 169M+834.8% | -23.0M-103.0% | 770M+115.1% | 358M+211.9% | |
| Other operating activities | -13.0M+23.5% | -17.0M+37.0% | -27.0M-775.0% | 4.00M+108.3% | -48.0M-200.0% | |
| -2.52B-4.8% | -2.40B-125.1% | -1.07B+49.4% | -2.11B-29.6% | -1.63B-378.0% | ||
| Capital expenditure | 1.76B+12.4% | 1.57B+13.0% | 1.39B-6.2% | 1.48B+27.5% | 1.16B+28.9% | |
| Free cash flow | 4.30B-15.1% | 5.06B+34.1% | 3.77B+20.2% | 3.14B+9.2% | 2.87B-11.5% | |
| Acquisitions | 820M | 0.00-100.0% | 13.0M-98.7% | 988M+16.5% | 848M+510.1% | |
| Purchases of investments | 81.0M-47.7% | 155M+297.4% | 39.0M-25.0% | 52.0M-79.7% | 256M+25500.0% | |
| Other investing activities | 18.0M | 0.00-100.0% | 3.00M | 0.00 | 0.00 | |
| -3.83B+8.0% | -4.17B+4.4% | -4.36B-75.8% | -2.48B-42.3% | -1.74B+49.3% | ||
| Long-term debt issued | 6.50B-4.1% | 6.78B+21.8% | 5.57B+242.8% | 1.62B-74.8% | 6.43B-27.7% | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net short-term debt | -370M-233.1% | 278M+119.1% | -1.46B-179.3% | 1.84B+5.5% | 1.74B+29116.7% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other financing activities | 5.00M+225.0% | -4.00M+88.9% | -36.0M-200.0% | 36.0M+1900.0% | -2.00M-109.1% | |
| FX effect on cash | 99.0M+409.4% | -32.0M-197.0% | 33.0M+180.5% | -41.0M-51.9% | -27.0M-268.8% | |
| Net change in cash | -191M-736.7% | 30.0M+113.1% | -229M-1661.5% | -13.0M-102.0% | 636M+62.7% | |
| Interest paid | 1.41B+22.1% | 1.15B+31.2% | 879M+25.0% | 703M+8.5% | 648M-3.7% | |
| Income taxes paid | 1.37B+17.1% | 1.17B-4.1% | 1.22B+71.9% | 709M+6.5% | 666M+326.9% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 35.9B-68.8% | 115B+44.6% | 79.7B+24.2% | 64.2B-5.2% | 67.7B-11.2% | |
| P/E | 10.3×-72.0% | 36.8×+37.6% | 26.8×-13.3% | 30.8×-39.2% | 50.7×-36.2% | |
| P/S | 1.7×-69.9% | 5.6×+30.4% | 4.3×+16.9% | 3.7×-11.4% | 4.2×-18.7% | |
| P/B | 1.4×-67.3% | 4.3×+58.0% | 2.7×+27.4% | 2.1×-3.2% | 2.2×-7.2% | |
| P/FCF | 8.4×-63.3% | 22.8×+9.6% | 20.8×-8.2% | 22.6×-3.8% | 23.6×+0.3% | |
| Earnings yield | 9.7%+256.8% | 2.7%-27.3% | 3.7%+15.3% | 3.2%+64.5% | 2.0%+56.8% | |
| FCF yield | 12.0%+172.6% | 4.4%-8.7% | 4.8%+8.9% | 4.4%+4.0% | 4.2%-0.3% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: FISV’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FISV filings on SEC EDGAR → Not investment advice.