FFIN
$30.47-3.55%
First Financial Bankshares Inc.Stock · FinancialsRussell 2000 0.1%Nasdaq Composite 0.01%Russell 3000 0.006%US Stock Market 0.006%
FFIN financial statements
The full income statement, balance sheet, and cash-flow statement for First Financial Bankshares Inc. (FFIN), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 142.9M2024-09 142.9M2024-12 143.0M2025-03 143.1M2025-06 143.1M2025-09 143.2M2025-12 143.2M2026-03 143.3M2026-06 143.3M+0.3% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 632M+14.7% | 551M+12.0% | 492M-7.7% | 533M+4.0% | 513M+4.6% | ||
| Noninterest income | 131M+5.4% | 124M+14.8% | 108M-18.0% | 132M-7.4% | 142M+1.6% | |
| Amortization of intangibles | 352K-43.0% | 618K-32.2% | 912K-26.7% | 1.25M-22.8% | 1.61M-18.9% | |
| Noninterest expense | 293M+10.7% | 265M+11.4% | 238M+1.3% | 235M-2.9% | 242M+6.0% | |
| Provision for credit losses | 28.6M+107.0% | 13.8M+30.0% | 10.6M-39.0% | 17.4M+1630.0% | -1.14M-105.8% | |
| Interest expense | — | — | 144M+358.8% | 31.4M+420.4% | 6.04M-57.6% | |
| Interest & investment income | 702M+11.7% | 629M+19.1% | 528M+22.0% | 433M+15.0% | 376M+3.4% | |
| Net interest income | 501M+17.4% | 427M+11.2% | 384M-4.4% | 401M+8.4% | 370M+5.9% | |
| Pre-tax income | 310M+13.9% | 272M+11.7% | 243M-13.4% | 281M+3.3% | 272M+12.2% | |
| Income tax | 56.0M+15.9% | 48.3M+9.1% | 44.3M-4.5% | 46.4M+4.5% | 44.4M+10.1% | |
| 254M+13.5% | 224M+12.3% | 199M-15.1% | 234M+3.0% | 228M+12.6% | ||
| Net income to common | 254M+13.5% | 224M+12.3% | 199M-15.1% | 234M+3.0% | 228M+12.6% | |
| $1.77+13.5% | $1.56+12.2% | $1.39-15.2% | $1.64+3.1% | $1.59+12.0% | ||
| EPS (basic) | $1.77+13.5% | $1.56+12.2% | $1.39-15.2% | $1.64+2.5% | $1.60+12.7% | |
| Weighted-avg shares (basic) | 143M+0.2% | 143M+0.1% | 143M+0.1% | 143M+0.2% | 142M+0.2% | |
| Weighted-avg shares (diluted) | 143M+0.2% | 143M+0.2% | 143M-0.2% | 143M+0.1% | 143M+0.4% | |
| Dividends per share | $0.75+4.2% | $0.72+1.4% | $0.71+7.6% | $0.66+13.8% | $0.58+13.7% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 1.08B+41.2% | 763M+42.3% | 537M+62.3% | 331M-37.4% | 529M-27.5% | |
| 15.4B+10.5% | 14.0B+6.7% | 13.1B+1.0% | 13.0B-1.0% | 13.1B+20.2% | ||
| Property, plant & equipment | 150M-1.3% | 152M+0.1% | 152M-0.8% | 153M+2.1% | 150M+5.3% | |
| Goodwill | 313M+0.0% | 313M+0.0% | 313M+0.0% | 313M+0.0% | 313M+0.0% | |
| Long-term investments | — | — | 7.15B+11.0% | 6.44B+19.5% | 5.39B+4.2% | |
| Accounts payable | — | — | — | — | 0.00-100.0% | |
| Short-term & current debt | 21.7M-84.0% | 136M+512.1% | 22.2M-6.4% | 23.7M-96.5% | 671M+56.0% | |
| Total liabilities | 13.5B+9.3% | 12.4B+6.6% | 11.6B-0.9% | 11.7B+3.2% | 11.3B+22.9% | |
| 1.92B+19.3% | 1.61B+7.2% | 1.50B+18.4% | 1.27B-28.1% | 1.76B+4.8% | ||
| Common stock | 1.43M+0.2% | 1.43M+0.1% | 1.43M+0.0% | 1.43M+0.1% | 1.43M+0.2% | |
| Additional paid-in capital | 700M+1.5% | 689M+1.2% | 681M+0.5% | 678M+0.1% | 677M+1.1% | |
| Retained earnings | 1.49B+10.9% | 1.34B+9.9% | 1.22B+8.7% | 1.12B+14.3% | 982M+17.3% | |
| Accumulated other comprehensive income | -270M+36.4% | -424M-5.2% | -403M+24.6% | -535M-639.3% | 99.3M-41.8% | |
| Total liabilities & equity | 15.4B+10.5% | 14.0B+6.7% | 13.1B+1.0% | 13.0B-1.0% | 13.1B+20.2% | |
| Common shares issued | 143M+0.2% | 143M+0.2% | 143M+0.0% | 143M+0.1% | 143M+0.3% | |
| Common shares outstanding | 143M+0.2% | 143M+0.2% | 143M+0.0% | 143M+0.1% | 143M+0.3% | |
| Shares outstanding (cover) | 143M+0.2% | 143M+0.2% | 143M+0.0% | 143M+0.1% | 143M+0.3% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 299M-3.3% | 310M+8.7% | 285M-12.2% | 324M-8.7% | 355M+68.6% | ||
| Depreciation & amortization | 13.7M+1.7% | 13.4M+6.7% | 12.6M-1.4% | 12.8M-2.3% | 13.1M+2.1% | |
| Intangible amortization | 352K-43.0% | 618K-32.2% | 912K-26.7% | 1.25M-22.8% | 1.61M-18.9% | |
| Share-based compensation | 6.92M+40.2% | 4.93M+15.9% | 4.26M+7.5% | 3.96M+22.0% | 3.25M | |
| -1.02B-37.9% | -737M-678.9% | 127M+115.2% | -838M+67.9% | -2.61B-106.9% | ||
| Capital expenditure | 13.4M-19.6% | 16.7M-3.1% | 17.3M+9.3% | 15.8M-17.8% | 19.2M+16.7% | |
| Free cash flow | 286M-2.4% | 293M+9.5% | 268M-13.3% | 308M-8.2% | 336M+73.0% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 8.12B+22.2% | 6.64B+49.5% | 4.44B+7.5% | 4.13B-51.4% | 8.50B+39.8% | |
| 1.03B+57.7% | 654M+417.2% | -206M-165.3% | 316M-84.6% | 2.06B+37.2% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net short-term debt | -112M+45.7% | -207M+13.2% | -238M-732.3% | -28.6M-111.9% | 241M+394.6% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00-100.0% | 2.74M-71.0% | 9.45M | 0.00-100.0% | |
| Dividends paid | 106M+3.0% | 103M+2.9% | 100.0M+9.5% | 91.3M+14.6% | 79.7M+13.4% | |
| Interest paid | 203M-1.3% | 205M+52.0% | 135M+342.6% | 30.5M+392.7% | 6.20M-57.2% | |
| Income taxes paid | 61.1M+48.7% | 41.1M-12.0% | 46.7M+2.7% | 45.4M+14.9% | 39.5M-10.9% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 4.28B-17.0% | 5.15B+19.2% | 4.32B-11.9% | 4.91B-32.3% | 7.25B+40.9% | |
| P/E | 16.9×-26.8% | 23.1×+12.9% | 20.4×-3.8% | 21.2×-33.4% | 31.9×+25.1% | |
| P/S | 6.8×-27.6% | 9.4×+9.3% | 8.6×-7.5% | 9.3×-34.6% | 14.1×+34.7% | |
| P/B | 2.2×-30.5% | 3.2×-8.0% | 3.5×-19.5% | 4.3×+5.1% | 4.1×+34.4% | |
| P/FCF | 15.0×-15.0% | 17.6×+13.4% | 15.5×+3.3% | 15.0×-30.4% | 21.6×-18.5% | |
| Earnings yield | 5.9%+36.7% | 4.3%-11.4% | 4.9%+3.9% | 4.7%+50.1% | 3.1%-20.1% | |
| FCF yield | 6.7%+17.6% | 5.7%-11.8% | 6.4%-3.2% | 6.7%+43.7% | 4.6%+22.8% | |
| Dividend yield | 2.5%+25.7% | 2.0%-14.8% | 2.3%+22.1% | 1.9%+68.2% | 1.1%-19.1% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: FFIN’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FFIN filings on SEC EDGAR → Not investment advice.