FFBC
$31.48+0.22%
First Financial Bancorp.Stock · FinancialsRussell 2000 0.1%Nasdaq Composite 0.010%US Stock Market 0.005%Russell 3000 0.004%
FFBC financial statements
The full income statement, balance sheet, and cash-flow statement for First Financial Bancorp. (FFBC), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 95.5M2024-09 95.5M2024-12 95.4M2025-03 95.7M2025-06 95.8M2025-09 98.5M2025-12 97.6M2026-03 104.9M2026-06 105.0M+9.9% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 899M+7.6% | 836M-0.5% | 840M+18.5% | 709M+13.7% | 624M-3.4% | ||
| Lease income | 80.0M+18.3% | 67.6M+31.8% | 51.3M+62.5% | 31.6M | 0.00 | |
| Noninterest income | 257M+15.1% | 224M+5.2% | 212M+12.0% | 190M+10.6% | 172M-9.3% | |
| Selling & marketing | 10.2M+12.7% | 9.03M-6.4% | 9.65M+10.3% | 8.74M+9.5% | 7.98M+24.5% | |
| Amortization of intangibles | 11.0M+16.0% | 9.49M-8.8% | 10.4M-7.0% | 11.2M+13.7% | 9.84M-11.6% | |
| Noninterest expense | 541M+4.0% | 520M+8.6% | 478M+5.1% | 455M+13.6% | 401M+2.6% | |
| Provision for credit losses | 37.7M-21.0% | 47.7M+10.6% | 43.1M+268.0% | 11.7M+164.6% | -18.1M-125.7% | |
| Interest expense | — | — | 275M+317.9% | 65.9M+111.8% | 31.1M-54.6% | |
| Interest & investment income | 1.00B-0.0% | 1.00B+11.0% | 903M+54.4% | 585M+21.1% | 483M-8.0% | |
| Net interest income | 642M+4.9% | 612M-2.5% | 628M+20.9% | 519M+14.8% | 452M-1.0% | |
| Gain (loss) on equity securities | 2.20M+0.0% | 2.20M+968.0% | 206K+132.2% | -639K-191.0% | 702K-92.2% | |
| Pre-tax income | 321M+19.7% | 268M-15.8% | 319M+31.8% | 242M+0.3% | 241M+30.7% | |
| Income tax | 65.7M+66.3% | 39.5M-37.0% | 62.7M+160.2% | 24.1M-32.6% | 35.8M+25.1% | |
| Net income | 256M+11.7% | 229M-10.6% | 256M+17.6% | 218M+6.1% | 205M+31.7% | |
| $2.66+10.8% | $2.40-10.8% | $2.69+17.0% | $2.30+7.5% | $2.14+34.6% | ||
| EPS (basic) | $2.68+10.7% | $2.42-11.0% | $2.72+16.7% | $2.33+7.9% | $2.16+35.0% | |
| Weighted-avg shares (basic) | 95.3M+0.9% | 94.4M+0.5% | 93.9M+0.4% | 93.5M-1.6% | 95.0M-2.4% | |
| Weighted-avg shares (diluted) | 96.2M+0.8% | 95.4M+0.3% | 95.1M+0.5% | 94.6M-1.4% | 95.9M-2.2% | |
| Dividends per share | $0.98+4.3% | $0.94+2.2% | $0.92+0.0% | $0.92+0.0% | $0.92+0.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 179M+2.5% | 174M-18.2% | 213M+2.7% | 208M-5.7% | 220M-4.8% | |
| 21.1B+13.8% | 18.6B+5.9% | 17.5B+3.1% | 17.0B+4.1% | 16.3B+2.2% | ||
| Property, plant & equipment | 205M+3.4% | 198M+1.7% | 195M+3.0% | 189M-2.1% | 193M-6.8% | |
| Operating lease right-of-use | 48.6M-2.5% | 49.9M-8.0% | 54.2M-0.1% | 54.3M-5.1% | 57.2M-10.5% | |
| Goodwill | 1.10B+9.1% | 1.01B+0.2% | 1.01B+0.4% | 1.00B+0.1% | 1.00B+6.7% | |
| Intangible assets | 119M+49.9% | 79.3M-5.5% | 83.9M | — | — | |
| Short-term & current debt | 675M-10.6% | 755M-19.4% | 938M-27.1% | 1.29B+334.6% | 296M+77.8% | |
| 18.4B+13.8% | 16.1B+5.7% | 15.3B+2.0% | 15.0B+6.3% | 14.1B+2.8% | ||
| Long-term debt | 514M+47.9% | 348M+1.0% | 344M-0.7% | 347M-15.4% | 410M-47.2% | |
| Operating lease liability (total) | 58.1M-2.8% | 59.8M-7.3% | 64.5M-0.0% | 64.5M-4.6% | 67.6M-5.7% | |
| Finance lease liability (total) | 1.15M-24.4% | 1.52M-5.6% | 1.61M-5.1% | 1.70M-4.7% | 1.78M-4.2% | |
| 2.77B+13.6% | 2.44B+7.5% | 2.27B+11.1% | 2.04B-9.6% | 2.26B-1.0% | ||
| Common stock | 1.65B+0.3% | 1.64B+0.2% | 1.64B+0.3% | 1.63B-0.4% | 1.64B+0.1% | |
| Retained earnings | 1.44B+12.6% | 1.28B+12.3% | 1.14B+17.4% | 968M+15.6% | 837M+16.2% | |
| Treasury stock | 126M-34.0% | 191M-3.7% | 198M-2.4% | 203M-7.2% | 218M+73.4% | |
| Accumulated other comprehensive income | -190M+34.5% | -290M+6.5% | -310M+13.6% | -359M-82732.1% | -433K-100.9% | |
| Total liabilities & equity | 21.1B+13.8% | 18.6B+5.9% | 17.5B+3.1% | 17.0B+4.1% | 16.3B+2.2% | |
| Common shares issued | 104M+0.0% | 104M+0.0% | 104M+0.0% | 104M+0.0% | 104M+0.0% | |
| Shares outstanding (cover) | 105M+9.6% | 95.4M+0.4% | 95.1M+0.2% | 94.9M+0.8% | 94.1M-3.3% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 338M+28.9% | 262M-46.2% | 487M+142.5% | 201M-48.3% | 388M+258.2% | ||
| Depreciation & amortization | 31.8M+5.0% | 30.3M+1.0% | 30.0M-3.7% | 31.2M-3.0% | 32.1M-3.6% | |
| Intangible amortization | 11.0M+16.0% | 9.49M-8.8% | 10.4M-7.0% | 11.2M+13.7% | 9.84M-11.6% | |
| Share-based compensation | 15.6M-0.7% | 15.7M+5.3% | 14.9M+11.4% | 13.4M+38.9% | 9.63M+25.5% | |
| Deferred income taxes | 18.9M-10.8% | 21.2M+58.6% | 13.4M+481.3% | -3.50M-129.0% | 12.1M+244.2% | |
| -547M+45.3% | -1.00B-42.6% | -701M+20.6% | -883M-73.1% | -510M+57.6% | ||
| Capital expenditure | 20.8M-1.5% | 21.1M-12.7% | 24.1M+75.2% | 13.8M-10.1% | 15.3M-6.9% | |
| Free cash flow | 317M+31.5% | 241M-47.9% | 463M+147.4% | 187M-49.8% | 373M+305.7% | |
| Acquisitions | 187M+93.2% | 96.9M+2640.8% | 3.54M | 0.00-100.0% | 109M | |
| Sales/maturities of investments | 655M+35.8% | 483M+9.5% | 441M-37.4% | 704M-38.2% | 1.14B+25.9% | |
| Other investing activities | 0.00-100.0% | 16.0K | 0.00-100.0% | 1.01M | 0.00 | |
| 213M-69.5% | 699M+218.0% | 220M-67.2% | 670M+504.2% | 111M-90.1% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00-100.0% | 3.31M-94.8% | 64.0M-86.2% | 463M-32.0% | |
| Net short-term debt | -159M+13.1% | -182M+47.8% | -349M-135.3% | 991M+664.6% | 130M+111.3% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 108M+547.7% | |
| Dividends paid | 94.6M+5.7% | 89.5M+2.7% | 87.2M+0.6% | 86.6M-0.8% | 87.3M-2.6% | |
| Net change in cash | 4.29M+111.1% | -38.8M-798.1% | 5.56M+144.4% | -12.5M-13.7% | -11.0M-136.3% | |
| Interest paid | 365M-8.3% | 398M+69.5% | 235M+294.8% | 59.5M+81.2% | 32.8M-56.7% | |
| Income taxes paid | 9.21M-66.5% | 27.5M+173.2% | 10.1M+76.9% | 5.70M-67.8% | 17.7M-45.7% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 2.44B-4.8% | 2.56B+13.5% | 2.26B-1.7% | 2.30B+0.1% | 2.30B+34.5% | |
| P/E | 9.6×-14.8% | 11.2×+33.1% | 8.4×-28.4% | 11.8×+5.1% | 11.2×+2.1% | |
| P/S | 2.7×-11.6% | 3.1×+16.0% | 2.6×-25.0% | 3.5×-4.1% | 3.7×+39.2% | |
| P/B | 0.9×-16.2% | 1.1×-0.8% | 1.1×-7.9% | 1.2×+13.4% | 1.0×+35.8% | |
| P/FCF | 7.7×-27.6% | 10.6×+76.7% | 6.0×-30.6% | 8.7×+40.9% | 6.2×-66.9% | |
| Earnings yield | 10.5%+17.3% | 8.9%-24.9% | 11.9%+39.6% | 8.5%-4.8% | 8.9%-2.1% | |
| FCF yield | 13.0%+38.1% | 9.4%-43.4% | 16.6%+44.1% | 11.5%-29.0% | 16.2%+201.7% | |
| Dividend yield | 3.9%+12.0% | 3.5%-9.7% | 3.9%+2.0% | 3.8%+0.6% | 3.8%-28.1% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: FFBC’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FFBC filings on SEC EDGAR → Not investment advice.