FCF
$20.34+0.59%
First Commonwealth Financial CorporationStock · FinancialsRussell 2000 0.07%US Stock Market 0.003%Russell 3000 0.003%
FCF financial statements
The full income statement, balance sheet, and cash-flow statement for First Commonwealth Financial Corporation (FCF), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 102.4M2024-09 101.8M2024-12 101.9M2025-03 104.9M2025-06 104.5M2025-09 103.8M2025-12 102.1M2026-03 101.7M2026-06 101.1M-1.3% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 523M+9.4% | 478M-0.9% | 482M+17.4% | 411M+6.7% | 385M+6.2% | ||
| Noninterest income | 96.8M-2.4% | 99.2M+2.7% | 96.6M-2.1% | 98.7M-7.5% | 107M+13.0% | |
| Amortization of intangibles | 5.50M+9.5% | 5.02M+0.8% | 4.98M+55.9% | 3.20M-8.6% | 3.50M-5.2% | |
| Noninterest expense | 295M+8.9% | 271M+0.3% | 270M+17.5% | 230M+7.4% | 214M-0.9% | |
| Provision for credit losses | 36.7M+25.9% | 29.2M+96.9% | 14.8M-29.8% | 21.1M+1633.9% | -1.38M-102.4% | |
| Interest expense | 207M-6.8% | 222M+53.5% | 144M+713.9% | 17.7M+15.9% | 15.3M-53.6% | |
| Interest & investment income | 633M+5.4% | 600M+13.3% | 530M+60.6% | 330M+12.3% | 294M-2.4% | |
| Net interest income | 426M+12.5% | 379M-1.8% | 386M+23.5% | 312M+12.1% | 279M+3.8% | |
| Gain (loss) on equity securities | 5.15M-9.1% | 5.66M | 0.00 | 0.00 | 0.00 | |
| Pre-tax income | 191M+7.4% | 178M-9.8% | 198M+23.3% | 160M-7.3% | 173M+91.6% | |
| Income tax | 39.1M+9.6% | 35.6M-12.0% | 40.5M+26.5% | 32.0M-7.4% | 34.6M+106.3% | |
| Net income | 152M+6.8% | 143M-9.2% | 157M+22.5% | 128M-7.3% | 138M+88.2% | |
| $1.47+5.8% | $1.39-9.7% | $1.54+12.4% | $1.37-4.9% | $1.44+92.0% | ||
| EPS (basic) | $1.48+5.7% | $1.40-9.7% | $1.55+13.1% | $1.37-5.5% | $1.45+93.3% | |
| Weighted-avg shares (basic) | 103M+1.3% | 102M+0.4% | 102M+8.5% | 93.6M-2.1% | 95.6M-2.0% | |
| Weighted-avg shares (diluted) | 104M+1.3% | 102M+0.4% | 102M+8.5% | 93.9M-2.0% | 95.8M-2.0% | |
| Dividends per share | $0.54+3.9% | $0.52+4.0% | $0.49+4.2% | $0.47+4.4% | $0.46+3.4% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 180M+35.2% | 133M-9.2% | 147M-4.7% | 154M-61.0% | 395M+10.9% | |
| Short-term investments | — | — | — | — | 1.04B | |
| 12.3B+6.5% | 11.6B+1.1% | 11.5B+16.9% | 9.81B+2.7% | 9.55B+5.3% | ||
| Property, plant & equipment | 114M-1.6% | 116M-4.1% | 121M+5.1% | 115M-4.7% | 121M-3.8% | |
| Operating lease right-of-use | 38.2M-5.0% | 40.2M-10.7% | 45.0M+10.4% | 40.7M+0.5% | 40.5M-4.9% | |
| Goodwill | 378M+4.0% | 364M+0.0% | 364M+19.9% | 303M+0.0% | 303M+0.0% | |
| Intangible assets | 22.0M+12.1% | 19.6M-13.9% | 22.8M+147.9% | 9.21M-17.7% | 11.2M-17.1% | |
| Short-term & current debt | 148M+84.6% | 80.1M-86.6% | 598M+60.4% | 373M+169.5% | 138M+17.8% | |
| 10.8B+6.0% | 10.2B+0.3% | 10.1B+15.9% | 8.75B+3.8% | 8.44B+5.5% | ||
| Long-term debt | 262M-0.5% | 263M+40.8% | 187M+3.1% | 181M-0.6% | 182M-21.9% | |
| Operating lease liability (total) | 42.6M-4.5% | 44.7M-9.5% | 49.3M+9.3% | 45.1M+0.8% | 44.8M-4.3% | |
| Finance lease liability (total) | 3.72M-14.0% | 4.33M-11.6% | 4.89M-9.8% | 5.42M-8.4% | 5.92M | |
| 1.55B+10.6% | 1.41B+6.9% | 1.31B+24.9% | 1.05B-5.2% | 1.11B+3.8% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 127M+2.4% | 124M+0.0% | 124M+8.5% | 114M+0.0% | 114M+0.0% | |
| Additional paid-in capital | 676M+7.0% | 631M+0.2% | 630M+26.7% | 497M+0.3% | 496M+0.3% | |
| Retained earnings | 1.07B+10.0% | 971M+10.2% | 881M+13.7% | 775M+12.1% | 691M+15.9% | |
| Treasury stock | 251M+15.1% | 218M+4.6% | 209M+6.3% | 196M+7.3% | 183M+19.1% | |
| Accumulated other comprehensive income | -64.6M+37.0% | -103M+8.3% | -112M+18.8% | -138M-1470.4% | -8.77M-150.9% | |
| Total liabilities & equity | 12.3B+6.5% | 11.6B+1.1% | 11.5B+16.9% | 9.81B+2.7% | 9.55B+5.3% | |
| Common shares issued | 127M+2.4% | 124M+0.0% | 124M+8.5% | 114M+0.0% | 114M+0.0% | |
| Common shares outstanding | 103M+1.1% | 102M-0.3% | 102M+9.4% | 93.4M-0.9% | 94.2M-2.0% | |
| Shares outstanding (cover) | 102M+0.3% | 102M-0.4% | 102M-0.8% | 103M+9.3% | 94.3M-1.9% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 188M+44.9% | 129M-14.1% | 151M-0.4% | 151M-8.3% | 165M+56.1% | ||
| Depreciation & amortization | 6.63M+16.5% | 5.69M+38.6% | 4.10M-61.1% | 10.6M-7.8% | 11.4M-1.8% | |
| Intangible amortization | 5.50M+9.5% | 5.02M+0.8% | 4.98M+55.9% | 3.20M-8.6% | 3.50M-5.2% | |
| Deferred income taxes | 3.01M-11.7% | 3.41M-53.8% | 7.39M+467.2% | -2.01M-227.6% | 1.58M+130.3% | |
| -388M-218.9% | -122M+78.8% | -574M+2.5% | -589M-4.2% | -565M-17.0% | ||
| Capital expenditure | 16.1M+3.5% | 15.5M-29.4% | 22.0M+96.6% | 11.2M+5.3% | 10.6M+39.7% | |
| Free cash flow | 171M+50.5% | 114M-11.5% | 129M-8.2% | 140M-9.2% | 154M+57.4% | |
| Acquisitions | -4.67M | 0.00+100.0% | -14.5M | 0.00 | 0.00 | |
| Purchases of investments | — | — | — | — | 677M+64.6% | |
| Sales/maturities of investments | 281M+20.8% | 233M+136.9% | 98.3M-32.5% | 146M-66.4% | 434M-8.1% | |
| 248M+1261.3% | -21.3M-105.1% | 416M+112.1% | 196M-55.3% | 439M-28.3% | ||
| Long-term debt issued | 0.00-100.0% | 127M | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net short-term debt | 65.3M+112.6% | -518M-1087.8% | 52.4M-77.6% | 234M+1019.2% | 20.9M+124.8% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 35.8M+183.4% | 12.6M-15.6% | 15.0M-4.1% | 15.6M-50.2% | 31.3M+49.7% | |
| Dividends paid | 55.5M+5.5% | 52.6M+3.5% | 50.8M+14.0% | 44.6M+2.2% | 43.6M+1.5% | |
| Net change in cash | 47.0M+445.6% | -13.6M-87.3% | -7.25M+97.0% | -241M-721.6% | 38.8M-83.5% | |
| Interest paid | 208M-5.7% | 220M+57.4% | 140M+753.1% | 16.4M+4.9% | 15.6M-54.0% | |
| Income taxes paid | 34.7M+7.6% | 32.2M-14.2% | 37.5M+9.3% | 34.3M+53.4% | 22.4M-13.7% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 1.72B-0.1% | 1.72B+9.3% | 1.58B+20.9% | 1.30B-14.0% | 1.52B+44.2% | |
| P/E | 11.3×-6.5% | 12.1×+13.4% | 10.7×+3.9% | 10.3×-6.6% | 11.0×-23.4% | |
| P/S | 3.3×-8.6% | 3.6×+8.5% | 3.3×+0.6% | 3.3×-16.1% | 3.9×+35.8% | |
| P/B | 1.1×-9.7% | 1.2×-3.5% | 1.3×-0.4% | 1.3×-6.7% | 1.4×+38.9% | |
| P/FCF | 10.0×-33.6% | 15.1×+34.5% | 11.2×+33.1% | 8.4×-14.0% | 9.8×-8.4% | |
| Earnings yield | 8.8%+6.9% | 8.3%-11.9% | 9.4%-3.8% | 9.8%+7.0% | 9.1%+30.5% | |
| FCF yield | 10.0%+50.6% | 6.6%-25.7% | 8.9%-24.9% | 11.8%+16.3% | 10.2%+9.2% | |
| Dividend yield | 3.2%+4.3% | 3.0%-5.1% | 3.2%-5.7% | 3.4%+20.2% | 2.8%-29.7% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: FCF’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FCF filings on SEC EDGAR → Not investment advice.