FBP
$27.58+1.66%
First BanCorp. NewStock · Financials
FBP financial statements
The full income statement, balance sheet, and cash-flow statement for First BanCorp. New (FBP), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 163.9M2024-09 163.9M2024-12 163.9M2025-03 161.5M2025-06 160.5M2025-09 157.9M2025-12 156.6M2026-03 154.7M2026-06 152.7M-6.8% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 1.00B+6.7% | 938M+0.9% | 930M+1.2% | 918M+7.9% | 851M+19.6% | ||
| Noninterest income | 132M+0.9% | 131M-1.5% | 133M+7.8% | 123M+1.6% | 121M+8.9% | |
| Amortization of intangibles | 3.51M-45.3% | 6.42M-17.1% | 7.74M-12.3% | 8.82M-22.7% | 11.4M+92.9% | |
| Noninterest expense | 498M+2.3% | 487M+3.3% | 471M+6.4% | 443M-9.4% | 489M+15.3% | |
| Provision for credit losses | 86.0M+43.5% | 59.9M-1.7% | 60.9M+120.0% | 27.7M+142.2% | -65.7M-138.4% | |
| Interest expense | — | — | 226M+236.3% | 67.3M+3.9% | 64.8M-30.1% | |
| Interest & investment income | 1.12B+2.6% | 1.10B+7.0% | 1.02B+18.6% | 863M+8.5% | 795M+14.7% | |
| Net interest income | 869M+7.6% | 807M+1.3% | 797M+0.2% | 795M+9.0% | 730M+21.6% | |
| Gain (loss) on equity securities | 125K+757.9% | -19.0K-190.5% | 21.0K+104.0% | -522K-411.8% | -102K-368.4% | |
| Pre-tax income | 417M+6.5% | 391M-1.6% | 397M-11.2% | 448M+4.6% | 428M+267.8% | |
| Income tax | 71.9M-22.3% | 92.5M-2.2% | 94.6M-33.6% | 143M-2.9% | 147M+944.8% | |
| 345M+15.4% | 299M-1.4% | 303M-0.7% | 305M+8.6% | 281M+174.8% | ||
| Net income to common | 345M+15.4% | 299M-1.4% | 303M-0.7% | 305M+10.0% | 277M+178.5% | |
| $2.15+18.8% | $1.81+5.8% | $1.71+7.5% | $1.59+21.4% | $1.31+184.8% | ||
| EPS (basic) | $2.16+18.7% | $1.82+5.8% | $1.72+7.5% | $1.60+21.2% | $1.32+187.0% | |
| Weighted-avg shares (basic) | 160M-2.8% | 165M-6.8% | 177M-7.5% | 191M-9.2% | 210M-3.1% | |
| Weighted-avg shares (diluted) | 161M-2.7% | 165M-6.7% | 177M-7.7% | 192M-9.1% | 211M-2.9% | |
| Dividends per share | $0.72+12.5% | $0.64+14.3% | $0.56+21.7% | $0.46+48.4% | $0.31+55.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 659M-43.2% | 1.16B+74.8% | 663M+38.0% | 481M-81.1% | 2.54B+70.2% | |
| 19.1B-0.8% | 19.3B+2.0% | 18.9B+1.5% | 18.6B-10.3% | 20.8B+10.6% | ||
| Property, plant & equipment | 127M-4.9% | 133M-6.0% | 142M-0.6% | 143M-2.4% | 146M-7.5% | |
| Operating lease right-of-use | 72.2M+14.3% | 63.2M-7.8% | 68.5M-13.1% | 78.9M-12.7% | 90.3M-12.5% | |
| Goodwill | 38.6M+0.0% | 38.6M+0.0% | 38.6M+0.0% | 38.6M+0.0% | 38.6M-0.1% | |
| Intangible assets | 3.46M-50.4% | 6.97M-47.9% | 13.4M-36.6% | 21.1M-29.5% | 29.9M-26.8% | |
| Deferred tax assets | 149M+9.3% | 136M-9.2% | 150M-3.5% | 156M-25.4% | 208M-36.7% | |
| Short-term & current debt | 0.00 | — | — | — | — | |
| 17.2B-2.6% | 17.6B+1.2% | 17.4B+0.6% | 17.3B-7.4% | 18.7B+13.1% | ||
| Long-term debt | 290M-48.4% | 562M-15.1% | 662M | — | — | |
| Operating lease liability (total) | 74.4M+13.0% | 65.8M-7.9% | 71.4M-12.9% | 82.0M-12.6% | 93.8M-12.0% | |
| Finance lease liability (total) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 1.97B+17.8% | 1.67B+11.5% | 1.50B+13.0% | 1.33B-36.9% | 2.10B-7.6% | ||
| Preferred stock | — | — | — | — | 0.00-100.0% | |
| Common stock | 22.4M+0.0% | 22.4M+0.0% | 22.4M+0.0% | 22.4M+0.0% | 22.4M+0.3% | |
| Additional paid-in capital | 964M-0.1% | 965M-0.1% | 966M-0.5% | 971M-0.2% | 973M+2.8% | |
| Retained earnings | 2.27B+11.2% | 2.04B+10.4% | 1.85B+12.3% | 1.64B+15.2% | 1.43B+17.4% | |
| Treasury stock | 933M+18.0% | 790M+13.3% | 697M+37.6% | 507M+114.4% | 236M+49158.8% | |
| Accumulated other comprehensive income | -355M+37.4% | -567M+11.4% | -639M+20.6% | -805M-858.1% | -84.0M-251.5% | |
| Total liabilities & equity | 19.1B-0.8% | 19.3B+2.0% | 18.9B+1.5% | 18.6B-10.3% | 20.8B+10.6% | |
| Common shares issued | 224M+0.0% | 224M+0.0% | 224M+0.0% | 224M+0.0% | 224M+0.3% | |
| Common shares outstanding | 157M-4.4% | 164M-3.2% | 169M-7.3% | 183M-9.5% | 202M-7.5% | |
| Shares outstanding (cover) | 157M-4.5% | 164M-2.1% | 167M-7.3% | 181M-9.0% | 198M-9.1% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 449M+11.0% | 404M+11.3% | 363M-17.6% | 440M+10.2% | 400M+34.3% | ||
| Depreciation & amortization | 17.2M-7.5% | 18.6M-9.3% | 20.5M-8.1% | 22.3M-10.8% | 25.0M+24.4% | |
| Intangible amortization | 3.51M-45.3% | 6.42M-17.1% | 7.74M-12.3% | 8.82M-22.7% | 11.4M+92.9% | |
| Share-based compensation | 10.1M+16.0% | 8.71M+11.6% | 7.80M+44.2% | 5.41M-1.0% | 5.46M+6.7% | |
| Deferred income taxes | -12.4M-187.9% | 14.1M+131.5% | 6.11M-88.7% | 54.2M-54.2% | 118M+2807.0% | |
| -170M-225.1% | 136M+273.7% | -78.5M+88.5% | -681M+46.0% | -1.26B-1.9% | ||
| Capital expenditure | 11.0M+10.2% | 10.0M-55.7% | 22.6M+10.5% | 20.5M+53.3% | 13.3M-16.9% | |
| Free cash flow | 438M+11.0% | 394M+15.8% | 340M-19.0% | 420M+8.7% | 386M+37.2% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 2.16B+117.0% | 997M+81.4% | 550M-12.3% | 627M-56.6% | 1.45B+13.2% | |
| -779M-1665.2% | -44.1M+56.7% | -102M+94.4% | -1.82B-195.2% | 1.91B+6.8% | ||
| Long-term debt issued | 0.00 | 0.00-100.0% | 300M+50.0% | 200M | 0.00 | |
| Long-term debt repaid | 270M+178.2% | 97.0M+390.0% | 19.8M-96.0% | 500M+108.3% | 240M+151.9% | |
| Net short-term debt | — | — | — | — | 0.00+100.0% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 154M+50.1% | 102M-49.6% | 203M-26.8% | 278M+28.3% | 217M+105007.8% | |
| Dividends paid | 116M+9.4% | 106M+5.9% | 99.7M+13.5% | 87.8M+35.1% | 65.0M+49.8% | |
| Interest paid | 251M-11.0% | 282M+35.6% | 208M+215.0% | 66.0M-3.9% | 68.7M-27.6% | |
| Income taxes paid | 72.5M-22.2% | 93.2M-14.9% | 110M+111.4% | 51.8M+234.7% | 15.5M-7.4% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 3.25B+6.5% | 3.05B+7.3% | 2.84B+20.9% | 2.35B-14.1% | 2.73B+35.9% | |
| P/E | 9.4×-7.7% | 10.2×+6.5% | 9.6×+24.5% | 7.7×-21.0% | 9.7×-50.5% | |
| P/S | 3.2×-0.1% | 3.2×+6.9% | 3.0×+16.1% | 2.6×-18.6% | 3.2×+13.6% | |
| P/B | 1.7×-9.6% | 1.8×-16.2% | 2.2×+17.4% | 1.9×+42.7% | 1.3×+47.1% | |
| P/FCF | 7.4×-4.0% | 7.7×-0.8% | 7.8×+36.9% | 5.7×-19.6% | 7.1×-0.9% | |
| Earnings yield | 10.6%+8.4% | 9.8%-6.1% | 10.4%-19.7% | 13.0%+26.6% | 10.3%+102.2% | |
| FCF yield | 13.5%+4.2% | 12.9%+0.8% | 12.8%-27.0% | 17.6%+24.4% | 14.1%+0.9% | |
| Dividend yield | 3.5%+0.9% | 3.4%+1.1% | 3.4%-5.9% | 3.6%+60.8% | 2.2%+3.7% | |
| Source filing | 10-K | 10-K | 10-K | 10-K/A | 10-K |
About this data
Source: FBP’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FBP filings on SEC EDGAR → Not investment advice.