ESQ
$118.89-0.05%
Esquire Financial Holdings Inc.Stock · FinancialsRussell 2000 0.03%Russell 3000 0.001%US Stock Market 0.001%
ESQ financial statements
The full income statement, balance sheet, and cash-flow statement for Esquire Financial Holdings Inc. (ESQ), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 8.3M2024-09 8.3M2024-12 8.4M2025-03 8.5M2025-06 8.5M2025-09 8.6M2025-12 8.6M2026-03 8.6M2026-06 12.1M+45.6% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 147M+17.4% | 125M+10.0% | 114M+34.7% | 84.3M+30.2% | 64.7M+24.3% | ||
| Noninterest income | 25.1M+0.7% | 24.9M-16.3% | 29.8M+19.4% | 24.9M+18.6% | 21.0M+43.5% | |
| Noninterest expense | 71.2M+17.1% | 60.8M+14.5% | 53.1M+26.5% | 42.0M+19.7% | 35.1M+22.3% | |
| Provision for credit losses | 9.68M+105.9% | 4.70M+3.9% | 4.53M+29.7% | 3.49M-49.8% | 6.96M+11.3% | |
| Interest expense | — | — | 8.12M+392.7% | 1.65M+98.9% | 828K-30.4% | |
| Interest & investment income | 139M+23.0% | 113M+23.4% | 91.9M+50.7% | 61.0M+37.0% | 44.5M+15.3% | |
| Net interest income | 121M+21.6% | 99.9M+19.3% | 83.8M+41.2% | 59.3M+35.8% | 43.7M+16.7% | |
| Pre-tax income | 65.7M+10.7% | 59.3M+6.1% | 55.9M+44.0% | 38.8M+70.9% | 22.7M+32.3% | |
| Income tax | 14.8M-5.1% | 15.6M+5.1% | 14.9M+44.6% | 10.3M+115.0% | 4.78M+5.1% | |
| 50.8M+16.4% | 43.7M+6.5% | 41.0M+43.8% | 28.5M+59.1% | 17.9M+42.1% | ||
| Net income to common | — | 43.7M+6.5% | 41.0M+43.8% | 28.5M+59.1% | 17.9M+42.1% | |
| $5.87+14.2% | $5.14+4.7% | $4.91+41.5% | $3.47+53.5% | $2.26+37.0% | ||
| EPS (basic) | $6.30+12.9% | $5.58+5.1% | $5.31+42.4% | $3.73+55.4% | $2.40+41.2% | |
| Weighted-avg shares (basic) | 8.06M+3.1% | 7.82M+1.3% | 7.72M+1.0% | 7.64M+2.3% | 7.47M+0.8% | |
| Weighted-avg shares (diluted) | 8.66M+2.1% | 8.49M+1.7% | 8.35M+1.6% | 8.21M+3.4% | 7.95M+4.0% | |
| Dividends per share | $0.70+16.7% | $0.60+26.3% | $0.47+69.6% | $0.28 | — | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 236M+86.7% | 126M-23.5% | 165M+0.7% | 164M+10.0% | 149M+128.8% | |
| 2.37B+25.0% | 1.89B+17.0% | 1.62B+15.9% | 1.40B+18.4% | 1.18B+25.8% | ||
| Property, plant & equipment | 4.38M+79.8% | 2.44M-6.4% | 2.60M-3.8% | 2.70M-18.9% | 3.33M+10.5% | |
| Operating lease right-of-use | 2.10M-34.1% | 3.19M+84.9% | 1.72M-24.7% | 2.29M-3.5% | 2.37M-18.4% | |
| Deferred tax assets | 11.1M-15.3% | 13.1M+12.9% | 11.6M+21.4% | 9.57M+236.4% | 2.85M+9.5% | |
| 2.08B+25.4% | 1.66B+16.7% | 1.42B+14.6% | 1.24B+19.6% | 1.04B+27.7% | ||
| Operating lease liability (total) | 2.60M-25.7% | 3.50M+60.2% | 2.18M-22.3% | 2.81M-6.0% | 2.99M-15.4% | |
| 290M+22.1% | 237M+19.4% | 199M+26.0% | 158M+9.6% | 144M+14.0% | ||
| Common stock | 87.0K+2.4% | 85.0K+1.2% | 84.0K+2.4% | 82.0K+1.2% | 81.0K+3.8% | |
| Additional paid-in capital | 110M+5.6% | 104M+4.4% | 99.7M+3.5% | 96.4M+3.0% | 93.6M+2.2% | |
| Retained earnings | 198M+29.3% | 153M+33.8% | 114M+47.0% | 77.7M+51.0% | 51.5M+53.5% | |
| Treasury stock | 9.68M+70.1% | 5.69M+150.8% | 2.27M+150.3% | 906K+59.8% | 567K+0.0% | |
| Accumulated other comprehensive income | -8.49M+40.6% | -14.3M-7.9% | -13.2M+12.4% | -15.1M-1678.5% | -850K-160.4% | |
| Total liabilities & equity | 2.37B+25.0% | 1.89B+17.0% | 1.62B+15.9% | 1.40B+18.4% | 1.18B+25.8% | |
| Common shares issued | 8.71M+2.8% | 8.47M+1.3% | 8.36M+1.5% | 8.24M+1.4% | 8.12M+3.8% | |
| Common shares outstanding | 8.55M+2.4% | 8.35M+0.8% | 8.29M+1.1% | 8.20M+1.3% | 8.09M+3.8% | |
| Shares outstanding (cover) | 8.64M+2.4% | 8.43M+1.8% | 8.28M+1.0% | 8.20M+1.4% | 8.09M+3.5% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 59.8M+41.8% | 42.2M-0.4% | 42.4M+9.3% | 38.8M+29.0% | 30.1M+92.9% | ||
| Depreciation & amortization | 1.22M+38.4% | 880K+24.5% | 707K+0.6% | 703K+2.3% | 687K+21.0% | |
| Deferred income taxes | 20.0K+101.8% | -1.10M+56.7% | -2.55M-91.4% | -1.33M-304.1% | 653K+168.4% | |
| -362M-17.5% | -308M-43.1% | -215M+2.8% | -222M-29.9% | -170M-25.9% | ||
| Capital expenditure | 3.16M+342.7% | 714K+18.0% | 605K+728.8% | 73.0K-92.7% | 1.00M+33.9% | |
| Free cash flow | 56.7M+36.6% | 41.5M-0.7% | 41.8M+7.9% | 38.7M+33.2% | 29.1M+95.9% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 50.3M+37.9% | 36.4M+197.6% | 12.2M-41.0% | 20.8M-60.2% | 52.2M-22.2% | |
| 412M+81.3% | 227M+30.5% | 174M-11.9% | 198M-11.9% | 224M+82.1% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00-100.0% | 286K | 0.00 | 0.00-100.0% | |
| Dividends paid | 5.86M+20.9% | 4.85M+30.3% | 3.72M+73.1% | 2.15M | 0.00 | |
| Interest paid | 18.0M+33.7% | 13.4M+65.1% | 8.13M+402.7% | 1.62M+95.4% | 828K-31.1% | |
| Income taxes paid | 15.3M-15.0% | 18.0M+2.4% | 17.6M+103.2% | 8.65M+45.2% | 5.96M-4.6% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 882M+31.5% | 670M+63.5% | 410M+16.3% | 353M+38.4% | 255M+70.0% | |
| P/E | 17.3×+13.0% | 15.4×+50.7% | 10.2×-24.5% | 13.5×-5.1% | 14.2×+19.6% | |
| P/S | 6.0×+12.0% | 5.4×+43.7% | 3.7×-19.4% | 4.6×+17.8% | 3.9×+36.8% | |
| P/B | 3.0×+7.7% | 2.8×+28.0% | 2.2×-7.0% | 2.4×+33.9% | 1.8×+49.1% | |
| P/FCF | 15.6×-3.7% | 16.2×+34.2% | 12.0×+28.3% | 9.4×+7.1% | 8.8×-13.2% | |
| Earnings yield | 5.8%-11.5% | 6.5%-33.7% | 9.8%+32.4% | 7.4%+5.4% | 7.0%-16.4% | |
| FCF yield | 6.4%+3.9% | 6.2%-25.5% | 8.3%-22.0% | 10.7%-6.7% | 11.4%+15.3% | |
| Dividend yield | 0.69%-9.1% | 0.75%-20.6% | 0.95%+46.9% | 0.65% | — | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: ESQ’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all ESQ filings on SEC EDGAR → Not investment advice.