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EFX financial statements

The full income statement, balance sheet, and cash-flow statement for Equifax Inc. (EFX), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

Financial overview#

Revenue

5Y CAGR +8.0%5Y CAGR +8.0%YoY +9.6%
$6.6B TTM$1.7B Q3 '26
FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Operating income

5Y CAGR +10.1%10Y CAGR +4.7%YoY +34.4%
$1.2B TTM$355.3M Q3 '26
FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q4 '16Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Net income

5Y CAGR +4.9%10Y CAGR +4.4%YoY +32.1%
$742.9M TTM$211.7M Q3 '26
FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q4 '16Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

EPS (diluted)

5Y CAGR +4.6%10Y CAGR +4.1%YoY +38.8%
$6.19 TTM$1.79 Q3 '26
FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q4 '16Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Operating cash flow

5Y CAGR +11.3%10Y CAGR +7.7%YoY +0.1%
$1.6B TTM$560.4M Q3 '26
FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q4 '16Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Capital expenditure

5Y CAGR +2.7%10Y CAGR +12.7%YoY +1.2%
$508.9M TTM$123.5M Q3 '26
FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q4 '16Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Free cash flow

5Y CAGR +16.7%10Y CAGR +6.2%YoY −0.2%
$1.1B TTM$436.9M Q3 '26
FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q4 '16Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Shares (diluted)

5Y +1.1%10Y +2.6%YoY −4.8%
120.1M TTM118.1M Q3 '26
FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q4 '16Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Dividend per share

5Y CAGR +3.9%10Y CAGR +5.0%YoY +12.0%
$2.18 TTM$0.56 Q3 '26
FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25TTM
Q4 '16Q1 '17Q2 '17Q3 '17Q4 '17Q1 '18Q2 '18Q3 '18Q4 '18Q1 '19Q2 '19Q3 '19Q4 '19Q1 '20Q2 '20Q3 '20Q4 '20Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Every EFX chart on Trends →

Shares outstanding (point-in-time)

2024-09 124.0M2024-12 124.0M2025-03 124.2M2025-06 123.8M2025-09 122.4M2025-12 120.3M2026-03 119.1M2026-06 117.5M2026-09 117.0M-5.6% over 8 periods

SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.

PeriodRangeOrderChangeFiguresAs-reported fiscal years.
Line itemTrendFY2025FY2024FY2023FY2022FY2021
Income Statementas ofDec 31 ’25as ofDec 31 ’24as ofDec 31 ’23as ofDec 31 ’22as ofDec 31 ’21
Revenue6.07B+6.9%5.68B+7.9%5.27B+2.8%5.12B+4.0%4.92B+19.3%
Selling, general & administrative1.61B+11.3%1.45B+4.7%1.39B+4.3%1.33B+0.3%1.32B+0.2%
Restructuring49.9M+4.0%48.0M+27.7%37.6M+56.7%24.0M—
Amortization of intangibles250M-4.2%261M+4.1%251M+5.9%237M+34.2%176M+24.4%
Provision for credit losses32.9M+115.0%15.3M+34.2%11.4M+34.1%8.50M+2733.3%300K-95.2%
Operating income1.10B+5.1%1.04B+11.6%934M-11.6%1.06B-7.2%1.14B+68.2%
Interest expense212M-7.3%229M-5.1%241M+31.9%183M+25.7%146M+2.8%
Other non-operating income12.0M+580.0%-2.50M-109.7%25.7M-54.7%56.7M+231.3%-43.2M-128.8%
Gain (loss) on equity securities—0.00-100.0%13.8M-62.5%36.8M+157.9%-63.6M-142.5%
Pre-tax income895M+10.4%811M+12.9%718M-22.8%930M-2.1%949M+38.5%
Income tax231M+13.5%203M+22.3%166M-27.6%230M+14.3%201M+26.2%
660M+9.3%604M+10.8%545M-21.7%696M-6.4%744M+43.1%
Net income to non-controlling interest4.00M+25.0%3.20M-50.0%6.40M+60.0%4.00M-7.0%4.30M-29.5%
Net income to common660M+9.3%604M+10.8%545M-21.7%696M-6.4%744M+43.1%
$5.32+9.9%$4.84+10.0%$4.40-22.1%$5.65-6.1%$6.02+42.0%
EPS (basic)$5.36+9.8%$4.88+9.9%$4.44-22.0%$5.69-6.9%$6.11+42.8%
Weighted-avg shares (basic)123M-0.5%124M+0.7%123M+0.4%122M+0.4%122M+0.3%
Weighted-avg shares (diluted)124M-0.6%125M+0.8%124M+0.5%123M-0.2%124M+0.7%
Dividends per share$1.89+21.2%$1.56+0.0%$1.56+0.0%$1.56+0.0%$1.56+0.0%
Balance Sheetas ofDec 31 ’25as ofDec 31 ’24as ofDec 31 ’23as ofDec 31 ’22as ofDec 31 ’21
1.41B+3.8%1.36B+0.3%1.36B-1.0%1.37B+22.3%1.12B-54.8%
Cash & equivalents181M+6.4%170M-21.6%217M-24.0%285M+26.9%225M-86.7%
Accounts receivable1.01B+5.8%958M+5.4%908M+5.9%858M+17.9%728M+15.4%
Prepaid expenses144M+6.9%135M-5.3%143M+6.1%134M+23.9%108M+4.1%
Other current assets74.5M-24.1%98.2M+10.6%88.8M-4.8%93.3M+55.0%60.2M+2.0%
11.9B+0.9%11.8B-4.2%12.3B+6.3%11.5B+4.6%11.0B+14.9%
Property, plant & equipment1.93B+2.1%1.89B+3.2%1.83B+15.6%1.59B+20.6%1.32B+15.5%
Goodwill6.75B+3.0%6.55B-4.1%6.83B+7.0%6.38B+2.0%6.26B+39.2%
Intangible assets1.33B-12.5%1.52B-18.2%1.86B+2.2%1.82B-4.2%1.90B+90.2%
Deferred tax assets39.1M+15.7%33.8M+231.4%10.2M+54.5%6.60M-26.7%9.00M-2.2%
Other non-current assets348M+1.3%343M+12.1%306M+4.4%293M-17.0%353M-12.9%
2.34B+28.9%1.81B-10.3%2.02B+0.2%2.02B-12.0%2.29B-7.7%
Accounts payable206M+49.3%138M-30.1%198M-21.2%251M+18.5%212M+33.0%
Accrued liabilities276M+10.0%251M+2.4%245M+7.0%229M-3.6%238M-5.7%
Deferred revenue101M-12.4%116M+5.5%110M-17.6%133M+9.6%121M+12.0%
Short-term & current debt1.04B+50.9%688M-28.6%963M-0.4%967M+17.3%825M-25.1%
Other current liabilities427M+6.0%403M+20.5%335M+12.8%297M-53.5%638M+4.2%
7.13B+4.2%6.84B-9.9%7.59B+0.2%7.57B+1.8%7.44B+16.2%
Long-term debt4.06B-6.2%4.32B-9.0%4.75B-1.5%4.82B+7.8%4.47B+36.4%
Deferred tax liabilities391M+11.1%352M-26.0%475M+3.2%460M+28.5%358M+7.8%
Other non-current liabilities241M-2.5%247M-1.4%251M+40.4%179M-6.0%190M+6.7%
4.60B-4.0%4.80B+5.8%4.53B+14.6%3.96B+10.4%3.58B+13.1%
Preferred stock0.000.000.000.000.00
Common stock237M+0.0%237M+0.0%237M+0.0%237M+0.0%237M+0.0%
Additional paid-in capital2.02B+5.6%1.92B+8.7%1.76B+10.5%1.59B+3.7%1.54B+4.5%
Retained earnings6.45B+7.1%6.02B+7.3%5.61B+6.7%5.26B+10.6%4.75B+13.5%
Treasury stock3.58B+35.3%2.64B+0.4%2.64B-0.6%2.65B+0.4%2.64B+3.6%
Accumulated other comprehensive income-517M+28.4%-723M-67.6%-431M+9.0%-474M-60.4%-295M-72.3%
Non-controlling interest19.5M+11.4%17.5M-4.4%18.3M+8.9%16.8M+0.0%16.8M-59.9%
Total equity incl. non-controlling4.62B-4.0%4.81B+5.8%4.55B+14.6%3.97B+10.3%3.60B+12.2%
Total liabilities & equity11.9B+0.9%11.8B-4.2%12.3B+6.3%11.5B+4.6%11.0B+14.9%
Common shares issued189M+0.0%189M+0.0%189M+0.0%189M+0.0%189M+0.0%
Common shares outstanding120M-2.9%124M+0.6%123M+0.7%123M+0.3%122M+0.2%
Shares outstanding (cover)120M-3.0%124M+0.1%124M+1.2%122M+0.3%122M+0.2%
Treasury shares68.3M+5.6%64.7M-1.1%65.4M-1.2%66.2M-0.6%66.6M-0.4%
Shares held in employee trust600K+0.0%600K+0.0%600K+0.0%600K+0.0%600K+0.0%
Cash Flowas ofDec 31 ’25as ofDec 31 ’24as ofDec 31 ’23as ofDec 31 ’22as ofDec 31 ’21
1.62B+22.0%1.32B+18.6%1.12B+47.5%757M-43.3%1.33B+41.1%
Depreciation & amortization727M+6.8%681M+9.8%620M+9.0%569M+16.1%490M+22.6%
Intangible amortization250M-4.2%261M+4.1%251M+5.9%237M+34.2%176M+24.4%
Share-based compensation78.4M-3.9%81.6M+13.6%71.8M+14.7%62.6M+14.0%54.9M+0.4%
Deferred income taxes30.2M+145.1%-66.9M+4.7%-70.2M-179.7%88.1M+847.3%9.30M-86.0%
Change in receivables40.9M-38.3%66.3M+184.5%23.3M-83.2%139M+109.4%66.2M-29.3%
-554M-8.4%-512M+41.8%-878M+8.5%-960M+71.8%-3.40B-589.7%
Capital expenditure481M-5.9%512M-14.9%601M-3.7%625M+33.2%469M+11.3%
Free cash flow1.13B+39.5%813M+57.7%516M+288.8%133M-84.7%866M+64.9%
Acquisitions74.1M0.00-100.0%284M-34.6%434M-85.2%2.94B+4681.1%
-1.06B-25.2%-846M-176.4%-306M-211.9%274M-55.7%618M-23.8%
Long-term debt issued1.70M-99.7%650M-25.6%873M+16.5%749M-55.8%1.70B+51.1%
Long-term debt repaid400M-72.3%1.45B+149.5%579M+15.9%500M-54.6%1.10B+780.2%
Net short-term debt475M+420.5%91.2M+124.6%-371M-253.3%242M-25.1%323M+46300.0%
Common stock issued0.000.000.000.000.00
Common stock repurchased928M0.000.000.00-100.0%69.9M
Dividends paid233M+20.5%193M+0.7%192M+0.4%191M+0.6%190M+0.3%
Other financing activities———0.000.00-100.0%
FX effect on cash9.20M+168.1%-13.5M-1587.5%-800K+92.6%-10.8M+23.9%-14.2M-174.7%
Net change in cash10.9M+123.2%-46.9M+31.4%-68.4M-213.1%60.5M+104.1%-1.46B-213.8%
Interest paid210M-2.4%215M-7.2%232M+43.2%162M+15.7%140M+6.7%
Income taxes paid198M-26.3%268M+31.9%203M+33.3%152M-20.7%192M+154.4%
Valuation Ratiosas ofDec 31 ’25as ofDec 31 ’24as ofDec 31 ’23as ofDec 31 ’22as ofDec 31 ’21
Market cap26.1B-17.3%31.6B+3.7%30.5B+28.0%23.8B-33.4%35.7B+52.2%
P/E39.6×-24.4%52.3×-10.5%58.5×+74.5%33.5×-30.2%48.0×+6.4%
P/S4.3×-22.7%5.6×-6.2%5.9×+29.1%4.6×-36.7%7.3×+27.6%
P/B5.7×-13.9%6.6×-7.2%7.1×+12.1%6.3×-36.5%10.0×+34.5%
P/FCF23.0×-40.7%38.9×-35.1%59.9×-46.5%112.0×+171.2%41.3×-7.7%
Earnings yield2.5%+32.2%1.9%+11.8%1.7%-42.7%3.0%+43.4%2.1%-6.0%
FCF yield4.3%+68.8%2.6%+54.2%1.7%+86.9%0.89%-63.1%2.4%+8.4%
Dividend yield0.87%+42.3%0.61%-3.0%0.63%-21.4%0.80%+50.6%0.53%-34.1%
Source filing10-K10-K10-K10-K10-K
Fiscal yearCEOTotal, as reportedActually paidOther executives, average$100 in the stock$100 in peers
FY2025Mark W. Begor$23.4M−$3.7M$6.3M$116.66$169.26
FY2024—$14.8M$13.1M$6.6M$135.92$150.17
FY2023—$13M$32.1M$6.2M$131.10$120.91
FY2022—$37.2M−$19M$3.7M$102.27$114.59
FY2021—$16.1M$84.9M$4M$152.84$134.02
FY2020Mark W. Begor$13.7M$50.1M$3.5M——

From the pay-versus-performance table of each proxy statement (DEF 14A), the newest that states the year. “Actually paid” values stock awards at the year’s closing price, so it falls when the stock does. A year two chief executives shared lists each one’s pay, as reported / actually paid, and the totals are both. $100 in the stock and in the peer group the proxy names are the newest proxy’s, from the start of its first year.

About this data

Source: EFX’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all EFX filings on SEC EDGAR → Not investment advice.