CNO financial statements
The full income statement, balance sheet, and cash-flow statement for CNO Financial Group Inc. (CNO), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Revenue | 4.49B+0.9% | 4.45B+7.3% | 4.15B+15.9% | 3.58B-13.2% | 4.12B+7.9% | |
| Operating income | 553M+0.4% | 551M+19.9% | 460M-1.5% | 467M-9.3% | 515M+11.0% | |
| Interest expense | 231M-9.2% | 254M+6.6% | 239M+74.2% | 137M+43.6% | 95.4M-12.3% | |
| Pre-tax income | 293M-45.7% | 540M+51.3% | 357M-56.3% | 817M+11.4% | 733M+112.9% | |
| Income tax | 64.1M-46.2% | 119M+48.3% | 80.3M-56.8% | 186M+14.2% | 163M+283.1% | |
| 229M-45.5% | 421M+52.2% | 277M-56.2% | 631M+10.6% | 570M+89.0% | ||
| Net income to common | 229M-45.5% | 421M+52.2% | 277M-56.2% | 631M+10.6% | 570M+89.0% | |
| $2.30-40.9% | $3.89+62.1% | $2.40-55.2% | $5.36+23.2% | $4.35+106.2% | ||
| EPS (basic) | $2.35-40.7% | $3.96+62.3% | $2.44-55.2% | $5.45+22.7% | $4.44+109.4% | |
| Weighted-avg shares (basic) | 97.8M-7.9% | 106M-6.3% | 113M-2.1% | 116M-9.9% | 128M-9.6% | |
| Weighted-avg shares (diluted) | 99.8M-7.7% | 108M-6.1% | 115M-2.2% | 118M-10.2% | 131M-8.4% | |
| Dividends per share | $0.67+6.3% | $0.63+6.8% | $0.59+7.3% | $0.55+7.8% | $0.51+8.5% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 984M-50.8% | 2.00B+124.7% | 889M+37.9% | 645M-11.9% | 732M-26.2% | |
| 38.8B+2.5% | 37.8B+8.1% | 35.0B+5.7% | 33.1B-8.5% | 36.2B+2.4% | ||
| Operating lease right-of-use | 83.6M-7.8% | 90.7M+6.3% | 85.3M+83.0% | 46.6M-3.3% | 48.2M-11.9% | |
| 36.2B+2.3% | 35.3B+7.7% | 32.8B+4.6% | 31.4B+1.4% | 30.9B+3.6% | ||
| Long-term debt | 1.34B-27.2% | 1.83B+60.8% | 1.14B+0.1% | 1.14B+0.1% | 1.14B+0.1% | |
| Operating lease liability (total) | 92.7M-4.4% | 97.0M+6.9% | 90.7M+82.9% | 49.6M-5.2% | 52.3M-12.8% | |
| 2.64B+4.9% | 2.52B+13.5% | 2.22B+25.3% | 1.77B-52.0% | 3.68B-32.8% | ||
| Common stock | 900K-10.0% | 1.00M-9.1% | 1.10M+0.0% | 1.10M-8.3% | 1.20M-7.7% | |
| Additional paid-in capital | 1.34B-18.1% | 1.63B-13.7% | 1.89B-7.0% | 2.03B-6.9% | 2.18B-14.2% | |
| Retained earnings | 2.42B+7.2% | 2.25B+18.6% | 1.90B+12.3% | 1.69B+50.0% | 1.13B+49.8% | |
| Accumulated other comprehensive income | -1.11B+18.7% | -1.37B+13.0% | -1.58B+19.4% | -1.96B-200.5% | 1.95B-10.9% | |
| Total liabilities & equity | 38.8B+2.5% | 37.8B+8.1% | 35.0B+5.7% | 33.1B-8.5% | 36.2B+2.4% | |
| Common shares issued | 94.5M-7.0% | 102M-7.1% | 109M-4.4% | 114M-5.0% | 120M-11.0% | |
| Common shares outstanding | 94.5M-7.0% | 102M-7.1% | 109M-4.4% | 114M-5.0% | 120M-11.0% | |
| Shares outstanding (cover) | 94.3M-6.5% | 101M-7.4% | 109M-4.6% | 114M-3.6% | 118M-12.0% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 676M+7.6% | 628M+7.7% | 583M+17.7% | 495M-17.2% | 598M-18.7% | ||
| Depreciation & amortization | 319M+8.9% | 292M+9.3% | 267M+7.6% | 249M+5.0% | 237M-22.1% | |
| Deferred income taxes | 400K-99.6% | 92.7M+672.5% | 12.0M-92.2% | 154M+56.1% | 98.7M-1.8% | |
| Other operating activities | 48.2M+5.5% | 45.7M-4.4% | 47.8M+148.2% | -99.1M-1026.2% | 10.7M-87.1% | |
| -1.67B-12.0% | -1.49B-70.7% | -872M+51.0% | -1.78B-16.7% | -1.53B-150.8% | ||
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other investing activities | 3.20M-76.3% | 13.5M-63.1% | 36.6M-40.2% | 61.2M-18.7% | 75.3M+89.2% | |
| -22.6M-101.1% | 1.97B+269.2% | 534M-55.5% | 1.20B+79.6% | 668M+217.8% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 11.6M+3.6% | 11.2M-15.2% | 13.2M-2.2% | 13.5M-37.2% | 21.5M+13.2% | |
| Common stock repurchased | 331M+10.4% | 300M+80.7% | 166M-12.6% | 190M-53.4% | 408M+52.0% | |
| Dividends paid | 66.2M-2.2% | 67.7M-0.6% | 68.1M+5.1% | 64.8M-1.4% | 65.7M-1.9% | |
| Net change in cash | -1.01B-191.5% | 1.11B+354.2% | 244M+381.2% | -86.8M+66.6% | -260M-177.2% | |
| Interest paid | 230M-11.1% | 259M+11.5% | 233M+92.3% | 121M+30.3% | 92.8M-16.5% | |
| Income taxes paid | 37.7M-31.6% | 55.1M-6.8% | 59.1M+74.3% | 33.9M+271.2% | -19.8M-169.7% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 4.00B+6.7% | 3.75B+19.9% | 3.13B+19.7% | 2.61B-7.4% | 2.82B-5.6% | |
| P/E | 17.5×+95.8% | 8.9×-20.7% | 11.2×+204.8% | 3.7×-25.5% | 5.0×-50.1% | |
| P/S | 0.9×+5.8% | 0.8×+6.5% | 0.8×+11.5% | 0.7×+3.7% | 0.7×-12.5% | |
| P/B | 1.5×+1.7% | 1.5×-9.9% | 1.7×+18.0% | 1.4×+83.0% | 0.8×+40.4% | |
| Earnings yield | 5.7%-48.9% | 11.2%+26.1% | 8.9%-67.2% | 27.1%+34.2% | 20.2%+100.3% | |
| Dividend yield | 1.6%-6.8% | 1.7%-19.9% | 2.1%-12.1% | 2.4%+12.5% | 2.1%+1.2% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: CNO’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all CNO filings on SEC EDGAR → Not investment advice.