CLBK financial statements
The full income statement, balance sheet, and cash-flow statement for Columbia Financial Inc. (CLBK), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 259M+43.8% | 180M-22.9% | 233M-21.5% | 297M+9.3% | 272M+7.6% | ||
| Noninterest income | 37.1M+1857.2% | 1.89M-93.1% | 27.4M-9.9% | 30.4M-21.7% | 38.8M+24.2% | |
| Amortization of intangibles | 2.17M-0.9% | 2.19M-6.8% | 2.35M+18.7% | 1.98M+93.2% | 1.02M-2.2% | |
| Noninterest expense | 181M-0.2% | 181M-0.6% | 182M+4.3% | 175M+12.3% | 156M-1.5% | |
| Provision for credit losses | 9.82M-32.0% | 14.5M+201.9% | 4.79M-12.7% | 5.49M+155.1% | -9.95M-154.0% | |
| Interest expense | — | — | 189M+340.9% | 42.9M+15.9% | 37.0M-50.1% | |
| Interest & investment income | 471M+4.3% | 451M+14.3% | 395M+27.5% | 310M+14.6% | 270M-8.6% | |
| Net interest income | 222M+24.5% | 178M-13.5% | 206M-22.8% | 267M+14.4% | 233M+5.2% | |
| Gain (loss) on equity securities | 873K-66.3% | 2.59M+273.2% | 695K+273.3% | -401K+77.6% | -1.79M-333.6% | |
| Pre-tax income | 68.0M+527.3% | -15.9M-134.5% | 46.1M-60.6% | 117M-7.4% | 126M+65.5% | |
| Income tax | 16.2M+481.1% | -4.26M-142.7% | 9.96M-67.5% | 30.7M-10.0% | 34.1M+83.0% | |
| Net income | 51.8M+544.2% | -11.7M-132.3% | 36.1M-58.1% | 86.2M-6.4% | 92.0M+59.8% | |
| $0.51+563.6% | -$0.11-131.4% | $0.35-56.8% | $0.81-8.0% | $0.88+69.2% | ||
| EPS (basic) | $0.51+563.6% | -$0.11-131.4% | $0.35-57.3% | $0.82-6.8% | $0.88+69.2% | |
| Weighted-avg shares (basic) | 102M+0.1% | 102M-1.0% | 103M-2.8% | 106M+1.4% | 104M-5.1% | |
| Weighted-avg shares (diluted) | 102M-0.0% | 102M-1.0% | 103M-3.1% | 106M+2.0% | 104M-5.1% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 341M+17.8% | 289M-31.7% | 423M+136.2% | 179M+152.6% | 71.0M-83.2% | |
| 11.0B+5.2% | 10.5B-1.6% | 10.6B+2.3% | 10.4B+12.8% | 9.22B+4.8% | ||
| Property, plant & equipment | 83.0M+1.5% | 81.8M-2.2% | 83.6M-0.4% | 83.9M+6.6% | 78.7M+3.6% | |
| Goodwill | 111M+0.0% | 111M+0.0% | 111M+0.0% | 111M+29.8% | 85.3M+6.3% | |
| 9.86B+4.9% | 9.40B-2.2% | 9.61B+2.7% | 9.35B+14.9% | 8.15B+4.6% | ||
| Long-term debt | 1.18B+9.5% | 1.08B-29.3% | 1.53B+35.6% | 1.13B+198.7% | 377M-52.8% | |
| Operating lease liability (total) | 16.5M-7.3% | 17.8M+7.8% | 16.5M-11.2% | 18.6M-5.0% | 19.6M-2.4% | |
| 1.16B+7.4% | 1.08B+3.8% | 1.04B-1.3% | 1.05B-2.4% | 1.08B+6.7% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 1.32M+0.2% | 1.31M+0.2% | 1.31M+0.2% | 1.31M+5.1% | 1.25M+2.1% | |
| Additional paid-in capital | 807M+0.9% | 799M+1.0% | 791M+1.3% | 781M+17.0% | 668M+9.6% | |
| Retained earnings | 934M+5.9% | 882M-1.3% | 894M+4.2% | 858M+12.1% | 765M+13.7% | |
| Treasury stock | 476M+3.3% | 461M+1.5% | 454M+22.2% | 372M+36.8% | 272M+66.6% | |
| Accumulated other comprehensive income | -76.0M+31.2% | -110M+30.5% | -159M+11.5% | -179M-290.5% | -45.9M+34.0% | |
| Total liabilities & equity | 11.0B+5.2% | 10.5B-1.6% | 10.6B+2.3% | 10.4B+12.8% | 9.22B+4.8% | |
| Common shares issued | 132M+0.2% | 131M+0.2% | 131M+0.2% | 131M+5.0% | 125M+2.1% | |
| Common shares outstanding | 104M-0.7% | 105M-0.2% | 105M-3.7% | 109M+1.4% | 107M-3.2% | |
| Shares outstanding (cover) | 104M-0.6% | 105M-0.2% | 105M-2.8% | 108M+1.2% | 107M-2.7% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 68.4M+105.3% | 33.3M-18.2% | 40.7M-71.4% | 142M+44.0% | 98.7M+101.3% | ||
| Depreciation & amortization | 8.60M+4.9% | 8.20M+5.1% | 7.80M+6.8% | 7.30M+9.0% | 6.70M+3.1% | |
| Intangible amortization | 2.17M-0.9% | 2.19M-6.8% | 2.35M+18.7% | 1.98M+93.2% | 1.02M-2.2% | |
| Share-based compensation | 4.74M-27.1% | 6.50M-18.6% | 7.98M+7.2% | 7.44M-16.2% | 8.88M+1.0% | |
| Deferred income taxes | 14.2M+336.4% | -5.99M-277.4% | 3.38M-73.6% | 12.8M-27.9% | 17.7M+81.9% | |
| -454M-1250.7% | 39.5M-0.4% | 39.6M+106.4% | -615M-38.6% | -444M-272.2% | ||
| Capital expenditure | 9.84M+32.1% | 7.45M-2.5% | 7.63M+6.0% | 7.20M+31.2% | 5.49M+18.8% | |
| Free cash flow | 58.6M+126.3% | 25.9M-21.8% | 33.1M-75.5% | 135M+44.8% | 93.2M+109.8% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00+100.0% | -20.4M+86.8% | |
| Sales/maturities of investments | 214M+35.9% | 158M+56.2% | 101M-64.2% | 282M-23.4% | 368M+48.5% | |
| Proceeds from sale of PP&E | 0.00-100.0% | 1.22M | 0.00-100.0% | 1.77M-5.7% | 1.88M | |
| 437M+311.5% | -207M-226.4% | 164M-71.8% | 581M+8288.8% | -7.09M-117.4% | ||
| Long-term debt issued | 175M-35.4% | 271M-49.4% | 536M+59.6% | 336M+804.9% | 37.1M-58.8% | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00-100.0% | |
| Net short-term debt | 32.0M+113.4% | -238M-155.3% | -93.2M-120.9% | 447M+283.1% | -244M+35.1% | |
| Common stock issued | 0.00 | 0.00-100.0% | 10.0K | 0.00 | 0.00 | |
| Common stock repurchased | 13.4M+126.5% | 5.89M-92.7% | 80.5M-14.4% | 94.0M-12.8% | 108M-0.4% | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net change in cash | 51.6M+138.5% | -134M-154.9% | 244M+125.4% | 108M+130.8% | -352M-201.3% | |
| Interest paid | 250M-8.9% | 274M+49.5% | 184M+346.9% | 41.1M+8.4% | 37.9M-49.8% | |
| Income taxes paid | 2.00K-99.8% | 940K-89.8% | 9.25M-41.2% | 15.7M-3.3% | 16.3M+54.5% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| P/E | 13.9× | — | 17.7×+50.3% | 11.8×+9.6% | 10.8×-20.8% | |
| Earnings yield | 7.2% | — | 5.6%-33.5% | 8.5%-8.8% | 9.3%+26.2% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
One company, more than one SEC registrant: these statements were filed by Columbia Financial, Inc. until Jul 21, 2026 and by a successor registrant of the same name since.
About this data
Source: CLBK’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all CLBK filings on SEC EDGAR → Not investment advice.
