CHCO
$141.69+0.53%
City Holding CompanyStock · FinancialsRussell 2000 0.06%Nasdaq Composite 0.007%Russell 3000 0.003%US Stock Market 0.002%
CHCO financial statements
The full income statement, balance sheet, and cash-flow statement for City Holding Company (CHCO), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 14.7M2024-09 14.7M2024-12 14.7M2025-03 14.5M2025-06 14.5M2025-09 14.4M2025-12 14.4M2026-03 14.1M2026-06 14.0M-4.5% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 314M+7.0% | 294M+1.3% | 290M+15.0% | 252M+11.9% | 225M-5.1% | ||
| Noninterest income | 77.8M+6.0% | 73.3M+3.8% | 70.6M-2.0% | 72.1M+3.5% | 69.6M-15.8% | |
| Amortization of intangibles | 2.17M-8.9% | 2.38M-0.6% | 2.40M+73.1% | 1.39M-5.8% | 1.47M-10.7% | |
| Noninterest expense | 154M+4.7% | 147M+2.6% | 144M+15.5% | 124M+6.1% | 117M+1.6% | |
| Interest expense | — | — | 52.0M+438.8% | 9.65M-2.4% | 9.89M-58.1% | |
| Interest & investment income | 321M+4.8% | 306M+13.0% | 271M+43.0% | 190M+14.6% | 165M-7.2% | |
| Net interest income | 236M+7.3% | 220M+0.5% | 219M+21.8% | 180M+15.7% | 156M+0.6% | |
| Gain (loss) on equity securities | -588K-436.0% | 175K-59.5% | 432K+127.3% | -1.58M-414.5% | 504K+158.4% | |
| Pre-tax income | 161M+11.7% | 145M+1.0% | 143M+12.4% | 127M+14.5% | 111M-0.1% | |
| Income tax | 31.0M+13.0% | 27.4M-4.6% | 28.7M+13.8% | 25.3M+9.3% | 23.1M+6.4% | |
| 130M+11.4% | 117M+2.4% | 114M+12.0% | 102M+15.9% | 88.1M-1.7% | ||
| Net income to common | 129M+11.5% | 116M+2.4% | 113M+12.1% | 101M+15.9% | 87.2M-1.7% | |
| $8.93+13.2% | $7.89+3.7% | $7.61+11.9% | $6.80+20.1% | $5.66+2.0% | ||
| EPS (basic) | $8.94+13.0% | $7.91+3.8% | $7.62+11.9% | $6.81+20.1% | $5.67+2.2% | |
| Weighted-avg shares (basic) | 14.5M-1.4% | 14.7M-1.3% | 14.9M+0.1% | 14.8M-3.5% | 15.4M-3.7% | |
| Weighted-avg shares (diluted) | 14.5M-1.5% | 14.7M-1.3% | 14.9M+0.1% | 14.9M-3.5% | 15.4M-3.7% | |
| Dividends per share | $3.32+10.3% | $3.01+10.3% | $2.73+9.2% | $2.50+6.8% | $2.34+2.2% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 192M-14.8% | 225M+44.2% | 156M-21.9% | 200M-68.5% | 635M+20.0% | |
| 6.72B+4.1% | 6.46B+4.7% | 6.17B+4.9% | 5.88B-2.1% | 6.00B+4.3% | ||
| Property, plant & equipment | 69.1M-2.0% | 70.5M-2.2% | 72.1M+1.9% | 70.8M-4.4% | 74.1M-3.7% | |
| Goodwill | 150M+0.0% | 150M-0.1% | 150M+37.6% | 109M+0.0% | 109M+0.0% | |
| Intangible assets | 8.11M-21.1% | 10.3M-18.8% | 12.7M+86.5% | 6.79M-16.9% | 8.18M-15.3% | |
| Deferred tax assets | 30.0M-28.1% | 41.7M-1.2% | 42.2M-5.9% | 44.9M+71144.4% | 63.0K | |
| 5.91B+3.2% | 5.73B+4.3% | 5.49B+3.6% | 5.30B-0.4% | 5.32B+5.2% | ||
| Long-term debt | 150M+0.0% | 150M+50.0% | 100M | 0.00 | — | |
| Deferred tax liabilities | — | — | — | — | 0.00-100.0% | |
| 810M+10.8% | 731M+7.9% | 677M+17.2% | 578M-15.2% | 681M-2.9% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 47.6M+0.0% | 47.6M+0.0% | 47.6M+0.0% | 47.6M+0.0% | 47.6M+0.0% | |
| Additional paid-in capital | 175M-1.1% | 177M-0.5% | 177M+3.8% | 171M+0.0% | 171M-0.2% | |
| Retained earnings | 935M+9.6% | 853M+9.3% | 780M+10.4% | 707M+10.1% | 642M+8.8% | |
| Treasury stock | 271M+17.6% | 230M+5.9% | 218M+0.8% | 216M+11.6% | 194M+39.2% | |
| Accumulated other comprehensive income | -76.6M+33.8% | -116M-4.7% | -111M+15.9% | -131M-1022.1% | 14.3M-54.3% | |
| Total liabilities & equity | 6.72B+4.1% | 6.46B+4.7% | 6.17B+4.9% | 5.88B-2.1% | 6.00B+4.3% | |
| Common shares issued | 19.0M+0.0% | 19.0M+0.0% | 19.0M+0.0% | 19.0M+0.0% | 19.0M+0.0% | |
| Shares outstanding (cover) | 14.4M-2.2% | 14.7M-1.0% | 14.8M+0.5% | 14.7M-2.2% | 15.1M-4.2% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 131M-0.4% | 132M-4.1% | 138M+18.8% | 116M+13.2% | 102M+13.9% | ||
| Depreciation & amortization | 6.46M-2.1% | 6.60M-5.1% | 6.96M+3.6% | 6.71M-8.1% | 7.30M-1.8% | |
| Intangible amortization | 2.17M-8.9% | 2.38M-0.6% | 2.40M+73.1% | 1.39M-5.8% | 1.47M-10.7% | |
| Share-based compensation | 3.38M-3.9% | 3.52M+9.6% | 3.21M-1.9% | 3.28M+5.0% | 3.12M-4.1% | |
| Deferred income taxes | -50.0K-113.1% | 381K+113.8% | -2.76M-288.2% | 1.47M-32.8% | 2.19M-17.2% | |
| -270M-7.0% | -252M-1818.4% | 14.7M+103.6% | -410M-114.7% | -191M+33.0% | ||
| Capital expenditure | 2.92M+8.1% | 2.71M-8.6% | 2.96M+38.3% | 2.14M-35.6% | 3.32M-40.1% | |
| Free cash flow | 128M-0.6% | 129M-4.0% | 135M+18.4% | 114M+14.9% | 99.0M+17.4% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 235M+38.8% | 169M+42.1% | 119M-43.5% | 211M-27.7% | 292M+109.9% | |
| 105M-44.5% | 189M+196.7% | -196M-40.0% | -140M-171.8% | 195M-66.6% | ||
| Long-term debt issued | 0.00-100.0% | 50.0M-50.0% | 100M | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net short-term debt | 42.0M+556.7% | -9.20M-124.6% | 37.4M+274.0% | -21.5M-230.3% | 16.5M-80.5% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 45.8M+155.7% | 17.9M-70.2% | 60.1M+127.4% | 26.4M-54.9% | 58.7M+60.8% | |
| Dividends paid | 47.3M+8.8% | 43.5M+8.7% | 40.0M+9.0% | 36.7M+1.6% | 36.1M-1.5% | |
| Other financing activities | -742K-16.7% | -636K-159.4% | 1.07M+240.6% | -762K+7.5% | -824K-26.4% | |
| Net change in cash | -33.5M-148.4% | 69.1M+258.1% | -43.7M+89.9% | -435M-510.1% | 106M-72.7% | |
| Interest paid | 85.8M+2.4% | 83.8M+70.6% | 49.1M+419.0% | 9.47M-14.7% | 11.1M-56.3% | |
| Income taxes paid | 35.8M+27.7% | 28.0M-14.5% | 32.8M+46.3% | 22.4M+21.3% | 18.5M-30.7% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 1.71B-1.6% | 1.74B+6.3% | 1.64B+18.3% | 1.38B+12.2% | 1.23B+12.6% | |
| P/E | 13.1×-11.7% | 14.8×+6.7% | 13.9×-4.7% | 14.6×+4.3% | 14.0×+14.5% | |
| P/S | 5.4×-8.0% | 5.9×+5.5% | 5.6×-2.7% | 5.8×+5.4% | 5.5×+18.7% | |
| P/B | 2.1×-11.2% | 2.4×-11.3% | 2.7×+6.3% | 2.5×+39.4% | 1.8×+15.9% | |
| P/FCF | 13.3×-1.0% | 13.5×+11.2% | 12.1×-5.3% | 12.8×+2.6% | 12.5×-4.1% | |
| Earnings yield | 7.6%+13.2% | 6.7%-6.3% | 7.2%+4.9% | 6.9%-4.1% | 7.1%-12.7% | |
| FCF yield | 7.5%+1.0% | 7.4%-10.1% | 8.3%+5.6% | 7.8%-2.5% | 8.0%+4.3% | |
| Dividend yield | 2.8%+9.6% | 2.5%+2.6% | 2.5%-7.8% | 2.7%-6.1% | 2.9%-13.1% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: CHCO’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all CHCO filings on SEC EDGAR → Not investment advice.