CASH
$72.93+1.12%
Pathward Financial Inc.Stock · FinancialsRussell 2000 0.06%Nasdaq Composite 0.006%Russell 3000 0.003%US Stock Market 0.002%
CASH financial statements
The full income statement, balance sheet, and cash-flow statement for Pathward Financial Inc. (CASH), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 25.0M2024-09 24.1M2024-12 23.8M2025-03 23.8M2025-06 22.8M2025-09 22.3M2025-12 21.8M2026-03 21.1M2026-06 20.8M-16.8% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| 840M+5.3% | 797M+9.6% | 728M+21.1% | 601M+9.3% | 550M+10.2% | ||
| Noninterest income | 328M+9.5% | 300M-5.4% | 317M+7.8% | 294M+8.5% | 271M+13.0% | |
| Selling, general & administrative | 0.00 | 0.00 | 0.00 | — | — | |
| Amortization of intangibles | 3.46M-16.3% | 4.13M-16.9% | 4.97M-24.5% | 6.58M-22.9% | 8.54M-22.3% | |
| Noninterest expense | 560M+7.6% | 521M+12.4% | 463M+21.5% | 381M+10.9% | 344M+7.7% | |
| Provision for credit losses | — | — | — | 28.5M-42.7% | 49.8M-23.2% | |
| Interest expense | — | — | 10.9M+123.2% | 4.87M-29.0% | 6.86M-79.7% | |
| Interest & investment income | 523M+0.8% | 519M+23.0% | 422M+28.1% | 329M+15.2% | 286M-2.4% | |
| Net interest income | 512M+2.8% | 498M+21.1% | 411M+26.7% | 325M+16.3% | 279M+7.7% | |
| Pre-tax income | 223M+2.0% | 219M+41.0% | 155M-14.0% | 180M+15.2% | 156M+36.0% | |
| Income tax | 36.3M+6.3% | 34.1M+255.8% | 9.59M-63.4% | 26.2M+144.8% | 10.7M+89.0% | |
| 186M+1.4% | 183M+27.9% | 143M-5.2% | 151M+6.7% | 142M+35.3% | ||
| Net income to non-controlling interest | 915K-29.2% | 1.29M-41.0% | 2.19M-26.1% | 2.97M-26.5% | 4.04M-12.7% | |
| Net income to common | 185M+2.0% | 182M+28.6% | 141M-5.1% | 149M+6.9% | 139M+35.9% | |
| $7.87+9.3% | $7.20+37.4% | $5.24+2.9% | $5.09+16.2% | $4.38+49.0% | ||
| EPS (basic) | $7.91+9.7% | $7.21+37.1% | $5.26+3.3% | $5.09+16.2% | $4.38+49.0% | |
| Weighted-avg shares (basic) | 23.4M-7.0% | 25.2M-6.2% | 26.8M-8.2% | 29.2M-7.9% | 31.7M-8.9% | |
| Weighted-avg shares (diluted) | 23.5M-6.7% | 25.2M-6.4% | 26.9M-7.9% | 29.2M-7.9% | 31.8M-8.8% | |
| Dividends per share | $0.20+0.0% | $0.20+0.0% | $0.20+0.0% | $0.20+0.0% | $0.20+0.0% | |
| Balance Sheet | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| Cash & equivalents | 121M-23.9% | 158M-57.8% | 376M-3.2% | 388M+23.6% | 314M-26.5% | |
| 7.17B-4.8% | 7.53B+0.4% | 7.50B+11.4% | 6.74B+0.7% | 6.69B+9.8% | ||
| Property, plant & equipment | 40.6M+4.0% | 39.1M-0.3% | 39.2M-6.1% | 41.7M-7.1% | 44.9M+7.9% | |
| Operating lease right-of-use | 22.7M-7.0% | 24.4M-9.3% | 26.9M-10.6% | 30.1M-12.5% | 34.4M+33.3% | |
| Goodwill | 298M-3.7% | 310M+0.0% | 310M+0.0% | 310M+0.0% | 310M+0.0% | |
| Intangible assets | 12.5M-24.6% | 16.6M-19.9% | 20.7M-19.3% | 25.7M-22.5% | 33.1M-20.5% | |
| Deferred tax assets | — | — | — | — | 25.2M+42.0% | |
| Short-term & current debt | 9.00M-97.6% | 377M+2800.0% | 13.0M | 0.00 | — | |
| 6.31B-5.9% | 6.71B-2.5% | 6.89B+12.8% | 6.10B+4.9% | 5.82B+10.9% | ||
| Long-term debt | 33.5M+0.3% | 33.4M-1.5% | 33.9M-6.0% | 36.0M-61.2% | 92.8M-5.5% | |
| Operating lease liability (total) | 24.0M-7.7% | 26.0M-9.7% | 28.8M-10.3% | 32.1M-12.1% | 36.5M+34.7% | |
| Finance lease liability | — | — | — | 0.00-100.0% | 100K+0.0% | |
| 858M+4.3% | 822M+32.8% | 619M-2.2% | 633M-27.3% | 871M+3.2% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Additional paid-in capital | 648M+1.5% | 639M+1.6% | 629M+1.8% | 617M+2.1% | 604M+1.7% | |
| Retained earnings | 360M+6.8% | 337M+36.8% | 246M+5.5% | 233M-9.9% | 259M+10.3% | |
| Treasury stock | 4.88M+1860.6% | 249K-27.6% | 344K-92.9% | 4.83M+462.2% | 860K-76.6% | |
| Accumulated other comprehensive income | -145M+5.2% | -153M+39.9% | -255M-19.9% | -213M-2904.1% | 7.60M-56.7% | |
| Non-controlling interest | -591K-113.4% | -277K+72.4% | -1.00M-3250.0% | -30.0K-102.6% | 1.16M-67.9% | |
| Total equity incl. non-controlling | 857M+4.3% | 822M+33.0% | 618M-2.3% | 633M-27.4% | 872M+2.9% | |
| Total liabilities & equity | 7.17B-4.8% | 7.53B+0.4% | 7.50B+11.4% | 6.74B+0.7% | 6.69B+9.8% | |
| Shares outstanding (cover) | 22.3M-7.4% | 24.1M-7.2% | 26.0M-8.7% | 28.5M-6.8% | 30.5M-8.7% | |
| Cash Flow | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| 451M-7.8% | 489M+49.1% | 328M+13.1% | 290M-50.1% | 582M+24.5% | ||
| Depreciation & amortization | 59.7M+3.4% | 57.8M-11.1% | 65.0M+5.4% | 61.6M+4.3% | 59.0M-2.8% | |
| Intangible amortization | 3.46M-16.3% | 4.13M-16.9% | 4.97M-24.5% | 6.58M-22.9% | 8.54M-22.3% | |
| Share-based compensation | 9.51M-7.6% | 10.3M-7.1% | 11.1M+10.7% | 10.0M+46.0% | 6.85M-33.0% | |
| 25.8M+109.8% | -263M+72.2% | -946M-184.7% | -332M+70.3% | -1.12B-442.1% | ||
| Capital expenditure | 11.7M+15.2% | 10.1M+17.6% | 8.62M+5.5% | 8.18M-36.9% | 13.0M+5.7% | |
| Free cash flow | 439M-8.3% | 479M+49.9% | 319M+13.3% | 282M-50.4% | 569M+25.0% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 164M-18.8% | 202M+13.8% | 177M-45.3% | 324M-12.8% | 372M+56.8% | |
| Proceeds from sale of PP&E | — | 0.00 | 0.00-100.0% | 35.0K-59.3% | 86.0K-19.6% | |
| -513M-15.8% | -443M-173.3% | 605M+413.4% | 118M-72.1% | 423M+956.8% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00-100.0% | 20.0M | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00-100.0% | 75.0M | 0.00 | |
| Common stock issued | 0.00-100.0% | 3.00K+200.0% | 1.00K | 0.00 | 0.00-100.0% | |
| Common stock repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Dividends paid | 4.69M-7.5% | 5.07M-6.6% | 5.43M-8.4% | 5.92M-7.5% | 6.40M-9.9% | |
| FX effect on cash | -1.21M-1587.7% | 81.0K-75.5% | 331K+119.1% | -1.74M-464.7% | 476K+571.3% | |
| Net change in cash | -37.8M+82.6% | -217M-1643.8% | -12.5M-116.8% | 74.0M+165.3% | -113M-137.7% | |
| Interest paid | 12.0M-42.7% | 20.9M+93.3% | 10.8M+105.7% | 5.26M-35.9% | 8.21M-80.1% | |
| Income taxes paid | 18.4M-6.4% | 19.6M+39.7% | 14.1M+0.8% | 13.9M+73.4% | 8.04M+29.2% | |
| Valuation Ratios | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| Market cap | 1.65B+3.8% | 1.59B+31.7% | 1.21B+28.8% | 938M-41.5% | 1.60B+149.4% | |
| P/E | 8.9×+2.4% | 8.7×+0.1% | 8.7×+39.8% | 6.2×-45.1% | 11.3×+84.3% | |
| P/S | 2.0×-1.4% | 2.0×+13.2% | 1.8×+13.0% | 1.6×-46.5% | 2.9×+126.2% | |
| P/B | 1.9×-0.5% | 1.9×+5.2% | 1.8×+24.2% | 1.5×-19.5% | 1.8×+141.6% | |
| P/FCF | 3.8×+13.2% | 3.3×-47.8% | 6.4×+91.4% | 3.3×+18.1% | 2.8×+99.5% | |
| Earnings yield | 11.2%-2.3% | 11.5%-0.1% | 11.5%-28.5% | 16.1%+82.2% | 8.8%-45.7% | |
| FCF yield | 26.5%-11.7% | 30.1%+91.6% | 15.7%-47.8% | 30.0%-15.3% | 35.5%-49.9% | |
| Dividend yield | 0.27%-10.8% | 0.30%-30.2% | 0.43%-28.5% | 0.61%+59.2% | 0.38%-63.4% | |
| Source filing | 10-K | 10-K/A | 10-K | 10-K | 10-K |
About this data
Source: CASH’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all CASH filings on SEC EDGAR → Not investment advice.