How Bank Of Montreal makes money

Period

FY2025

How does Bank Of Montreal make money? This Sankey traces every dollar of revenue through the income statement — into cost of revenue, R&D, SG&A, and taxes — and shows what's left as profit. Pick any fiscal year, recent quarter, or the trailing twelve months. Straight from SEC filings.

Bank Of Montreal · FY2025 · year ended 2025-10-31

Revenue$25.9BGross profit$25.9B · 100%Cost of revenue$0 · 0%Operating income$25.9B · 100%Operating expenses$0 · 0%Pre-tax income$8.2B · 32%Other expense$17.7B · 68%Net income$6.2B · 24%Income tax$2.0B · 8%

Each fiscal year from SEC filings. Percentages are share of revenue, so the green profit nodes read directly as gross / operating / net margin. Line items a company doesn't break out are derived from their siblings so the flows balance; small residuals show as “Other.” For informational purposes only.