ACT financial statements
The full income statement, balance sheet, and cash-flow statement for Enact Holdings Inc. (ACT), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Revenue | 1.24B+2.8% | 1.20B+4.2% | 1.15B+5.4% | 1.10B-2.0% | 1.12B+1.0% | |
| Selling, general & administrative | 208M-2.3% | 213M+0.4% | 212M-6.4% | 227M-1.9% | 231M+7.6% | |
| Interest expense | 49.9M-2.4% | 51.2M-1.4% | 51.9M+0.3% | 51.7M+1.4% | 51.0M+179.6% | |
| Equity-method income | — | — | — | — | 0.00 | |
| Pre-tax income | 859M-2.2% | 878M+3.1% | 852M-5.2% | 898M+29.2% | 695M+47.2% | |
| Income tax | 185M-2.8% | 190M+2.1% | 186M-4.2% | 194M+30.7% | 149M+45.6% | |
| 674M-2.0% | 688M+3.4% | 666M-5.5% | 704M+28.8% | 547M+47.6% | ||
| Net income to common | 674M-2.0% | 688M+3.4% | 666M-5.5% | 704M+28.8% | 547M+47.6% | |
| $4.52+3.4% | $4.37+6.3% | $4.11-4.6% | $4.31+28.3% | $3.36+48.0% | ||
| EPS (basic) | $4.54+3.2% | $4.40+6.3% | $4.14-4.2% | $4.32+28.6% | $3.36+48.0% | |
| Weighted-avg shares (basic) | 148M-5.1% | 156M-2.9% | 161M-1.2% | 163M-0.0% | 163M+0.0% | |
| Weighted-avg shares (diluted) | 149M-5.2% | 158M-2.7% | 162M-0.9% | 163M+0.3% | 163M+0.0% | |
| Dividends per share | $0.81+14.0% | $0.71-46.2% | $1.33-13.6% | $1.54+25.2% | $1.23-54.2% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 582M-2.8% | 599M-2.6% | 616M+19.8% | 514M+20.7% | 426M-6.0% | |
| Short-term investments | 0.00-100.0% | 3.37M-83.3% | 20.2M+563.6% | 3.05M | 0.00 | |
| 6.89B+5.7% | 6.52B+5.3% | 6.19B+8.4% | 5.71B-2.7% | 5.87B+3.8% | ||
| Operating lease right-of-use | 6.60M-25.0% | 8.80M-22.1% | 11.3M-16.9% | 13.6M-12.3% | 15.5M-14.4% | |
| Deferred tax assets | 20.0M-69.3% | 65.0M-26.5% | 88.5M-30.6% | 127M | 0.00 | |
| 1.54B+0.8% | 1.53B-2.1% | 1.56B-3.1% | 1.61B-8.6% | 1.76B-0.6% | ||
| Long-term debt | 744M+0.2% | 743M-0.3% | 745M+0.3% | 743M+0.3% | 740M+0.3% | |
| Operating lease liability (total) | 7.83M-26.1% | 10.6M-21.5% | 13.5M-15.1% | 15.9M-10.2% | 17.7M-13.2% | |
| Deferred tax liabilities | — | — | — | 0.00-100.0% | 1.59M-95.7% | |
| 5.36B+7.2% | 5.00B+7.9% | 4.63B+13.0% | 4.10B-0.1% | 4.11B+5.8% | ||
| Common stock | 1.42M-6.6% | 1.52M-4.4% | 1.59M-2.1% | 1.63M+0.0% | 1.63M+0.0% | |
| Additional paid-in capital | 1.71B-17.8% | 2.08B-10.1% | 2.31B-3.0% | 2.38B+0.4% | 2.37B+0.1% | |
| Retained earnings | 3.68B+17.7% | 3.13B+22.5% | 2.55B+21.4% | 2.10B+27.4% | 1.65B+26.5% | |
| Accumulated other comprehensive income | -30.1M+85.5% | -207M+10.0% | -230M+39.8% | -383M-557.9% | 83.6M-59.9% | |
| Total liabilities & equity | 6.89B+5.7% | 6.52B+5.3% | 6.19B+8.4% | 5.71B-2.7% | 5.87B+3.8% | |
| Common shares issued | 142M-6.6% | 152M-4.4% | 159M-2.1% | 163M-0.0% | 163M+0.0% | |
| Common shares outstanding | 142M-6.6% | 152M-4.4% | 159M-2.1% | 163M-0.0% | 163M+0.0% | |
| Shares outstanding (cover) | 142M-6.8% | 152M-4.5% | 159M-2.1% | 163M-0.2% | 163M | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 725M+5.6% | 686M+8.6% | 632M+12.8% | 561M-2.0% | 572M-18.8% | ||
| Share-based compensation | 19.0M+1.3% | 18.8M+22.9% | 15.3M+54.6% | 9.88M+560.6% | 1.50M | |
| Deferred income taxes | 7.77M+74.1% | 4.46M+343.7% | -1.83M+20.3% | -2.30M-61.4% | -1.42M-112.8% | |
| -226M+29.4% | -321M-39.7% | -229M-4.2% | -220M+44.8% | -399M+64.9% | ||
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 912M+24.0% | 735M+85.6% | 396M-15.9% | 471M-34.0% | 713M+35.3% | |
| Other investing activities | 8.32M-46.6% | 15.6M+11.9% | 13.9M | 0.00 | 0.00 | |
| -515M-34.8% | -382M-27.0% | -301M-19.2% | -252M-26.0% | -200M-166.7% | ||
| Long-term debt issued | 0.00-100.0% | 750M | 0.00 | 0.00 | 0.00-100.0% | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 382M+56.7% | 244M+178.0% | 87.8M+5628.6% | 1.53M | 0.00 | |
| Dividends paid | 121M+8.2% | 112M-47.5% | 213M-15.1% | 251M+25.2% | 200M-54.2% | |
| Other financing activities | -11.8M-7.1% | -11.1M | 0.00 | 0.00 | — | |
| FX effect on cash | — | — | — | — | -7.00K | |
| Net change in cash | -16.9M-4.2% | -16.3M-115.9% | 102M+15.9% | 87.9M+426.1% | -27.0M+79.6% | |
| Interest paid | 47.4M-24.7% | 62.9M+28.0% | 49.2M+0.2% | 49.1M+2.4% | 47.9M | |
| Income taxes paid | 191M+1.3% | 189M+3.6% | 182M-2.2% | 186M+27.5% | 146M+156.1% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 5.61B+14.1% | 4.92B+6.6% | 4.61B+17.5% | 3.93B+16.7% | 3.37B | |
| P/E | 8.3×+16.4% | 7.1×+1.0% | 7.1×+28.6% | 5.5×-10.6% | 6.2× | |
| P/S | 4.5×+10.9% | 4.1×+0.6% | 4.1×+13.0% | 3.6×+19.6% | 3.0× | |
| P/B | 1.0×+6.4% | 1.0×-4.9% | 1.0×+8.5% | 1.0×+16.4% | 0.8× | |
| Earnings yield | 12.0%-14.1% | 14.0%-1.0% | 14.1%-22.2% | 18.2%+11.9% | 16.2% | |
| Dividend yield | 2.1%-6.9% | 2.2%-52.0% | 4.6%-27.9% | 6.4%+7.3% | 6.0% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: ACT’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all ACT filings on SEC EDGAR → Not investment advice.