RSP return calculator
Your investment#
Key dates
Start at a well-known dateRecentMarket topsMarket bottomsEventsKey dates
End at a well-known dateMarket topsMarket bottomsEventsOr drag the slider to set start and end dates
2003 to today, log scaleResult#
$1,000 invested in RSP on October 12, 2016 was worth $3,082 on October 12, 2026, with dividends reinvested.
That’s 11.9% a year compounded (CAGR) over 10 years: 3.1 times your money.
Over the same dates the same $1,000 would be worth $4,263 in the S&P 500 and $6,809 in the Nasdaq-100: RSP trailed both the S&P 500 and the Nasdaq-100.
How this period ranks#
Better than 69% of all 162 periods of 10 years since 2003.
Growth of $1,000 in RSP, October 12, 2016 to October 12, 2026#
How far RSP was below its previous high. The biggest fall: −39.0% from Feb 12, 2020 to Mar 23, 2020, back to the high by Nov 9, 2020.
Your one buy. $1,000 on October 12, 2016, worth $3,082 on October 12, 2026. Pick Monthly or Yearly to see a plan's buys.
What $1,000 would be worth on October 12, 2026, by start date#
Each point is the same amount invested that day and held to October 12, 2026, dividends reinvested. Above the line it made money.
$1,000 invested in RSP, by year#
Started on each year's first close and held to Oct 12, 2026, dividends reinvested.
| Started | Worth Oct 12, 2026 | Multiple | A year (CAGR) |
|---|---|---|---|
| 2017 | $2,891 | 2.9× | 11.5% |
| 2018 | $2,441 | 2.4× | 10.7% |
| 2019 | $2,667 | 2.7× | 13.4% |
| 2020 | $2,064 | 2.1× | 11.3% |
| 2021 | $1,864 | 1.9× | 11.4% |
| 2022 | $1,418 | 1.4× | 7.6% |
| 2023 | $1,608 | 1.6× | 13.4% |
| 2024 | $1,412 | 1.4× | 13.2% |
| 2025 | $1,256 | 1.3× | 13.7% |
| 2026 | $1,119 | 1.1× | — |
Methodology#
A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. RSP data begins May 1, 2003; values as of October 12, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.
See the live RSP chart and fundamentals on the RSP quote page or the S&P 500 return calculator.
FAQ#
- How much would $1,000 invested in RSP be worth today?
- $1,000 invested in RSP on October 12, 2016 would be worth $3,082 on October 12, 2026, with dividends reinvested — 11.9% a year compounded (CAGR).
- How far back does the RSP calculator go?
- RSP data begins May 1, 2003, with a close every session. Pick any start and end date in that span — 23 years, 5 months of history.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.
