SWISX or EFA — which is better?

SWISX is the cheaper fund (0.06% vs 0.32% expense ratio). Over the last five years SWISX returned more (+51.10% vs +50.33%, total return). Their portfolios overlap by about 37% of weight. SWISX and EFA on the same index — a mutual fund priced once a day against an ETF traded all day: the fee, the tracking and the minimum.

How much do SWISX and EFA overlap?

SWISX and EFA overlap by about 37% of portfolio weight, sharing 155 holdings (per each fund's latest SEC N-PORT filing, weights rolled forward to today).

Is ChartRow affiliated with any of these funds?

No. ChartRow is independent and not affiliated with, sponsored by, or endorsed by Schwab, BlackRock. Comparisons are derived independently from public SEC filings and market data; not investment advice.

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SWISX vs EFA (2026)

SWISX

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EFA

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Schwab International Index Fund and iShares MSCI EAFE ETF side by side. SWISX is the cheaper fund (0.06% vs 0.32% expense ratio). Over the last five years SWISX returned more (+51.10% vs +50.33%, total return). Their portfolios overlap by about 37% of weight. Not investment advice.

Fund facts#

Data provided bySource: Twelve Data

Returns as of market close, Oct 30, 2026. The charts run through the Oct 30 close.

	SWISX	EFA
Focus	International Stock Funds	Developed ex-US
Expense ratio	0.06%	0.32%
AUM	$14.8B	$78B
Distribution yield	—	3.23%
Holdings	664	661
1M total	-0.5%	-0.5%
YTD total	+9.5%	+9.3%
1Y total	+13.2%	+12.9%
3Y total	+71.0%	+70.3%
5Y total	+51.1%	+50.3%
10Y total	+142%	+140%
3Y total CAGR	+19.6%/yr	+19.4%/yr
5Y total CAGR	+8.6%/yr	+8.5%/yr
10Y total CAGR	+9.2%/yr	+9.2%/yr
Issuer	Schwab	BlackRock
Inception	—	2001-08-14

All returns are total returns (dividends reinvested), through the latest price during the session. CAGR = compound annual growth rate. '—' means the fund's history doesn't span the horizon. A mutual fund's AUM is its whole fund's, every share class together (its SEC filing); an ETF's is its own. Returns run to Oct 30, 2026, the last month-end, as fund companies report a mutual fund's: a fund that pays monthly books each month's income on its last business day, so a return to a later day would leave that month's income out.

Annualized returns (CAGR)#

Data provided bySource: Twelve Data

SWISXEFA

+12.4%+12.3%+17.4%+17.4%+20.0%+19.9%+8.6%+8.5%+9.2%+9.2%+7.4%+5.1%+6.7%1Ysince 10/20/252Ysince 10/21/243Ysince 10/23/235Ysince 10/25/2110Ysince 10/24/1615Ysince 10/24/1120Ysince 10/23/0625Ysince 10/22/01

0%+5%+10%+15%+20%

Compound annual growth rate per holding period, total return, from weekly adjusted closes. Horizons a fund's history can't span show no bar; horizons no fund spans are omitted.

Performance, rebased#

Data provided bySource: Twelve Data

Total return, rebased to 0% · SWISX vs EFA

−20%0%+20%+40%+60%+80%+100%+120%+140%+160%2017201820192020202120222023202420252026

SWISX+146.8%EFA+144.8%

Nov 12, 2026

SWISX+146.8%

EFA+144.8%

Returns by year#

Data provided bySource: Twelve Data

Year	SWISX	EFA
2017	+25.3%	+25.1%
2018	-13.4%	-13.8%
2019	+21.9%	+22.0%
2020	+8.1%	+7.6%
2021	+11.3%	+11.4%
2022	-14.3%	-14.4%
2023	+18.1%	+18.4%
2024	+3.5%	+3.5%
2025	+31.6%	+31.5%
2026 YTD	+9.5%	+9.3%

Total returns (dividends reinvested), calendar years.

Returns by year, charted#

SWISXEFA

+25.3%+25.1%-13.4%-13.8%+21.9%+22.0%+8.1%+7.6%+11.3%+11.4%-14.3%-14.4%+18.1%+18.4%+3.5%+3.5%+31.6%+31.5%+9.5%+9.3%2017201820192020202120222023202420252026 YTD

−20%−10%0%+10%+20%+30%+40%

Holdings overlap#

SWISX and EFA overlap by about 37% of portfolio weight — 155 shared holdings out of 664 in SWISX and 661 in EFA, from each fund's latest SEC filing (Jul 31, 2026 / Jul 31, 2026).

Only in SWISX

Nestle SA (1.2%), Siemens AG (1.1%), Commonwealth Bank of Australia (1.0%), BSAC (0.9%), Schneider Electric SE (0.8%) and 504 more.

Only in EFA

Nestle S.A. (1.2%), Siemens Aktiengesellschaft (1.1%), COMMONWEALTH BANK OF AUSTRALIA (1.0%), SCHNEIDER ELECTRIC SE (0.8%), SAN (0.8%) and 501 more.

Top 10 holdings, side by side#

SWISXEFA

2.7%2.7%1.5%1.5%1.4%1.4%1.3%1.3%1.3%1.3%1.3%1.3%0.0%1.2%1.2%0.0%1.1%1.1%0.0%1.1%ASMLRoche Holding AGHSBCNVSAZNSHELNestle S.A.Nestle SASAPSiemens Aktiengesel…

0%0.5%1.0%1.5%2.0%2.5%3.0%

Merged top 10 across the funds — each column is the holding's % of that fund.

Sector weights#

Sector	SWISX	EFA
Financials	5.2%	5.7%
Healthcare	5.3%	5.4%
Technology	4.0%	4.3%
Energy	3.6%	4.2%
Consumer Discretionary	1.8%	2.3%
Consumer Staples	2.0%	2.1%
Industrials	1.3%	1.7%
Materials	0.6%	0.6%
Communication Services	0.1%	0.0%
Utilities	0.0%	0.0%
Not on ChartRow	76.0%	73.7%

Sector weights, charted#

SWISXEFA

5.2%5.7%5.3%5.4%4.0%4.3%3.6%4.2%1.8%2.3%2.0%2.1%1.3%1.7%0.6%0.6%0.1%0.0%0.0%0.0%76.0%73.7%FinancialsHealthcareTechnologyEnergyConsumer Discretion…Consumer StaplesIndustrialsMaterialsCommunication Servi…UtilitiesNot on ChartRow

0%20%40%60%80%

Growth from any starting date#

Data provided bySource: Twelve Data

Hover to move the starting point — every fund rebases to 1× at that date, so the comparison holds from any entry point back to 2015 (the earliest date all 2 funds existed). Log scale, weekly total returns.

0.25×0.5×1×2×4×rebased: Nov 2015

SWISX2.4×EFA2.3×

Rebase at

Hover anywhere to rebase every line to 1× at that date and compare growth from that point — or pick a year above, which is the same thing with an address. Log scale.

Fund flows#

Period	SWISX	EFA
Jul 2026	+$25.5M	−$441.6M
Jun 2026	+$37.3M	+$562.6M
May 2026	+$112M	+$0
Apr 2026	—	+$0
Mar 2026	—	+$0
Feb 2026	—	+$0

Net creations minus redemptions, derived from consecutive SEC N-PORT filings. The form only exists since mid-2019.

Fund flows, charted#

SWISXEFA

+$320.3M−$11.8B+$422.1M−$1.8B−$1.2B+$1.8B+$2.8B+$174.8M+$473.7M20192020202120222023202420252026 YTD

−$15B−$10B−$5B$0$5B

Methodology#

Returns are total returns (dividends reinvested) from daily adjusted closes. Holdings, overlap, sector weights and flows derive from each fund's public SEC filings (Form N-PORT), anchored on the latest filing and rolled forward daily by price moves. Overlap is the sum of the smaller weight across shared holdings. See each fund's full holdings: SWISX holdings · EFA holdings. Past performance does not predict future returns; not investment advice.

FAQ#

SWISX or EFA — which is better?: SWISX is the cheaper fund (0.06% vs 0.32% expense ratio). Over the last five years SWISX returned more (+51.10% vs +50.33%, total return). Their portfolios overlap by about 37% of weight. SWISX and EFA on the same index — a mutual fund priced once a day against an ETF traded all day: the fee, the tracking and the minimum.
How much do SWISX and EFA overlap?: SWISX and EFA overlap by about 37% of portfolio weight, sharing 155 holdings (per each fund's latest SEC N-PORT filing, weights rolled forward to today).
Is ChartRow affiliated with any of these funds?: No. ChartRow is independent and not affiliated with, sponsored by, or endorsed by Schwab, BlackRock. Comparisons are derived independently from public SEC filings and market data; not investment advice.