FZILX or VXUS — which is better?

FZILX is the cheaper fund (0.00% vs 0.07% expense ratio). Over the last five years FZILX returned more (+52.10% vs +47.49%, total return). Their portfolios overlap by about 22% of weight. FZILX and VXUS on the same index — a mutual fund priced once a day against an ETF traded all day: the fee, the tracking and the minimum.

How much do FZILX and VXUS overlap?

FZILX and VXUS overlap by about 22% of portfolio weight, sharing 205 holdings (per each fund's latest SEC N-PORT filing, weights rolled forward to today).

Is ChartRow affiliated with any of these funds?

No. ChartRow is independent and not affiliated with, sponsored by, or endorsed by Fidelity, Vanguard. Comparisons are derived independently from public SEC filings and market data; not investment advice.

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FZILX vs VXUS (2026)

FZILX

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VXUS

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Fidelity ZERO International Index Fund and Vanguard Total International Stock ETF side by side. FZILX is the cheaper fund (0.00% vs 0.07% expense ratio). Over the last five years FZILX returned more (+52.10% vs +47.49%, total return). Their portfolios overlap by about 22% of weight. Not investment advice.

Fund facts#

Data provided bySource: Twelve Data

Returns as of market close, Oct 30, 2026. The charts run through the Oct 30 close.

	FZILX	VXUS
Focus	International Stock Funds	Total Intl
Expense ratio	0.00%	0.07%
AUM	$12.3B	$122.9B
Distribution yield	—	2.40%
Holdings	2159	8490
1M total	-2.8%	-3.0%
YTD total	+11.5%	+10.0%
1Y total	+14.6%	+13.0%
3Y total	+79.0%	+74.1%
5Y total	+52.1%	+47.5%
10Y total	—	+138%
3Y total CAGR	+21.4%/yr	+20.3%/yr
5Y total CAGR	+8.7%/yr	+8.1%/yr
10Y total CAGR	—	+9.1%/yr
Issuer	Fidelity	Vanguard
Inception	—	2011-01-26

All returns are total returns (dividends reinvested), through the latest price during the session. CAGR = compound annual growth rate. '—' means the fund's history doesn't span the horizon. A mutual fund's AUM is its whole fund's, every share class together (its SEC filing); an ETF's is its own. Returns run to Oct 30, 2026, the last month-end, as fund companies report a mutual fund's: a fund that pays monthly books each month's income on its last business day, so a return to a later day would leave that month's income out.

Annualized returns (CAGR)#

Data provided bySource: Twelve Data

FZILXVXUS

+14.2%+12.5%+19.4%+18.1%+21.7%+20.7%+8.7%+8.1%+9.1%+6.7%1Ysince 10/20/252Ysince 10/21/243Ysince 10/23/235Ysince 10/25/2110Ysince 10/24/1615Ysince 10/24/11

0%+5%+10%+15%+20%+25%

Compound annual growth rate per holding period, total return, from weekly adjusted closes. Horizons a fund's history can't span show no bar; horizons no fund spans are omitted.

Performance, rebased#

Data provided bySource: Twelve Data

Total return, rebased to 0% · FZILX vs VXUS

−5%0%+5%+10%+15%+20%2026FebMarAprMayJunJulAugSepOctNov

FZILX+11.7%VXUS+10.4%

Nov 12, 2026

FZILX+11.7%

VXUS+10.4%

Returns by year#

Data provided bySource: Twelve Data

Year	FZILX	VXUS
2017	—	+27.5%
2018	—	-14.4%
2019	—	+21.7%
2020	+11.1%	+10.7%
2021	+8.2%	+9.0%
2022	-16.0%	-16.1%
2023	+16.3%	+15.9%
2024	+5.3%	+5.1%
2025	+33.5%	+32.3%
2026 YTD	+11.5%	+10.0%

Total returns (dividends reinvested), calendar years.

Returns by year, charted#

FZILXVXUS

+27.5%-14.4%+21.7%+11.1%+10.7%+8.2%+9.0%-16.0%-16.1%+16.3%+15.9%+5.3%+5.1%+33.5%+32.3%+11.5%+10.0%2017201820192020202120222023202420252026 YTD

−20%−10%0%+10%+20%+30%+40%

Holdings overlap#

FZILX and VXUS overlap by about 22% of portfolio weight — 205 shared holdings out of 2159 in FZILX and 8490 in VXUS, from each fund's latest SEC filing (Jul 31, 2026 / Jul 31, 2026).

Only in FZILX

TAIWAN SEMICONDUCTOR MFG CO LTD (4.6%), SAMSUNG ELECTRONICS CO LTD (2.4%), TENCENT HLDGS LTD (1.0%), ROCHE HOLDING AG (0.8%), NESTLE SA (0.7%) and 1949 more.

Only in VXUS

TSM (4.0%), Vanguard Cmt Funds-Vanguard Market Liquidity Fund (2.4%), Samsung Electronics Co Ltd (2.0%), Tencent Holdings Ltd (0.9%), Roche Holding AG (0.7%) and 8280 more.

Top 10 holdings, side by side#

FZILXVXUS

4.6%0.0%0.0%4.0%2.4%0.0%0.0%2.4%0.0%2.0%1.5%1.3%1.4%1.3%1.0%0.0%0.0%0.9%0.8%0.0%TAIWAN SEMICONDUCTO…TSMSAMSUNG ELECTRONICS…Vanguard Cmt Funds-…Samsung Electronics…ASMLSKHYTENCENT HLDGS LTDTencent Holdings LtdROCHE HOLDING AG

0%1%2%3%4%5%

Merged top 10 across the funds — each column is the holding's % of that fund.

Sector weights#

Sector	FZILX	VXUS
Technology	5.0%	8.3%
Financials	6.4%	5.2%
Energy	3.3%	2.7%
Healthcare	2.8%	2.8%
Consumer Discretionary	2.2%	1.9%
Industrials	1.6%	1.5%
Materials	1.6%	1.6%
Consumer Staples	1.2%	1.1%
Utilities	0.5%	0.4%
Real Estate	0.3%	0.3%
Communication Services	0.3%	0.2%
Not on ChartRow	74.8%	74.1%

Sector weights, charted#

FZILXVXUS

5.0%8.3%6.4%5.2%3.3%2.7%2.8%2.8%2.2%1.9%1.6%1.5%1.6%1.6%1.2%1.1%0.5%0.4%0.3%0.3%0.3%0.2%74.8%74.1%TechnologyFinancialsEnergyHealthcareConsumer Discretion…IndustrialsMaterialsConsumer StaplesUtilitiesReal EstateCommunication Servi…Not on ChartRow

0%20%40%60%80%

Growth from any starting date#

Data provided bySource: Twelve Data

Hover to move the starting point — every fund rebases to 1× at that date, so the comparison holds from any entry point back to 2019 (the earliest date all 2 funds existed). Log scale, weekly total returns.

0.25×0.5×1×2×4×rebased: Jul 2019

FZILX2.0×VXUS1.9×

Rebase at

Hover anywhere to rebase every line to 1× at that date and compare growth from that point — or pick a year above, which is the same thing with an address. Log scale.

Fund flows#

Period	FZILX	VXUS
Jul 2026	+$350.1M	+$1.3B
Jun 2026	+$391.2M	+$2.5B
May 2026	+$305.6M	−$225.2M
Apr 2026	—	−$620.9M
Mar 2026	—	+$678.3M
Feb 2026	—	−$1.3B

Net creations minus redemptions, derived from consecutive SEC N-PORT filings. The form only exists since mid-2019.

Fund flows, charted#

FZILXVXUS

+$14.9B−$40.5B−$3.9B+$5.2B+$15.4B+$22.3B+$22.3B+$1B+$3.7B20192020202120222023202420252026 YTD

−$60B−$40B−$20B$0$20B$40B

Methodology#

Returns are total returns (dividends reinvested) from daily adjusted closes. Holdings, overlap, sector weights and flows derive from each fund's public SEC filings (Form N-PORT), anchored on the latest filing and rolled forward daily by price moves. Overlap is the sum of the smaller weight across shared holdings. See each fund's full holdings: FZILX holdings · VXUS holdings. Past performance does not predict future returns; not investment advice.

FAQ#

FZILX or VXUS — which is better?: FZILX is the cheaper fund (0.00% vs 0.07% expense ratio). Over the last five years FZILX returned more (+52.10% vs +47.49%, total return). Their portfolios overlap by about 22% of weight. FZILX and VXUS on the same index — a mutual fund priced once a day against an ETF traded all day: the fee, the tracking and the minimum.
How much do FZILX and VXUS overlap?: FZILX and VXUS overlap by about 22% of portfolio weight, sharing 205 holdings (per each fund's latest SEC N-PORT filing, weights rolled forward to today).
Is ChartRow affiliated with any of these funds?: No. ChartRow is independent and not affiliated with, sponsored by, or endorsed by Fidelity, Vanguard. Comparisons are derived independently from public SEC filings and market data; not investment advice.