If you invested in in
A $1,000 investment in Utilities Select Sector SPDR Fund (XLU) in January 2016 would be worth $3,640 as of June 2026 with dividends reinvested — 13.3% a year. Use the dropdowns above to try any amount, ticker, or starting month back to December 1998.
Growth of $1,000 in XLU since January 2016
dividends reinvested · monthlyUtilities Select Sector SPDR Fund (XLU). Total return approximated via dividend- and split-adjusted closes (dividends reinvested, no taxes or fees). Not investment advice.
$1,000 invested in XLU, by starting year
| Invested in | Worth today (div. reinvested) | Price-only | Multiple | Annualized |
|---|---|---|---|---|
| 1998 | $17,692 | $2,914 | 17.7× | 11.0% |
| 1999 | $18,142 | $2,988 | 18.1× | 11.2% |
| 2000 | $18,357 | $3,187 | 18.4× | 11.7% |
| 2001 | $15,260 | $2,813 | 15.3× | 11.3% |
| 2002 | $16,683 | $3,261 | 16.7× | 12.2% |
| 2003 | $22,208 | $4,711 | 22.2× | 14.2% |
| 2004 | $16,204 | $3,700 | 16.2× | 13.3% |
| 2005 | $12,668 | $3,098 | 12.7× | 12.6% |
| 2006 | $10,517 | $2,740 | 10.5× | 12.3% |
| 2007 | $8,659 | $2,408 | 8.7× | 11.8% |
| 2008 | $7,659 | $2,246 | 7.7× | 11.7% |
| 2009 | $9,656 | $3,040 | 9.7× | 14.0% |
| 2010 | $8,683 | $2,983 | 8.7× | 14.1% |
| 2011 | $7,451 | $2,777 | 7.5× | 14.0% |
| 2012 | $6,283 | $2,540 | 6.3× | 13.7% |
| 2013 | $5,618 | $2,408 | 5.6× | 13.8% |
| 2014 | $4,866 | $2,253 | 4.9× | 13.7% |
| 2015 | $3,677 | $1,823 | 3.7× | 12.1% |
| 2016 | $3,640 | $1,940 | 3.6× | 13.3% |
| 2017 | $3,145 | $1,791 | 3.1× | 13.0% |
| 2018 | $2,842 | $1,726 | 2.8× | 13.3% |
| 2019 | $2,476 | $1,609 | 2.5× | 13.1% |
| 2020 | $1,850 | $1,277 | 1.8× | 10.2% |
| 2021 | $1,915 | $1,418 | 1.9× | 12.9% |
| 2022 | $1,618 | $1,272 | 1.6× | 11.7% |
| 2023 | $1,530 | $1,275 | 1.5× | 13.5% |
| 2024 | $1,612 | $1,434 | 1.6× | 22.4% |
| 2025 | $1,196 | $1,131 | 1.2× | 14.1% |
Methodology
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. XLU data begins December 1998; values as of June 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live XLU chart and fundamentals on the XLU quote page or compare with the same investment in SPY.