If you invested in in
A $1,000 investment in Financial Select Sector SPDR Fund (XLF) in January 2016 would be worth $4,290 as of June 2026 with dividends reinvested — 15.1% a year. Use the dropdowns above to try any amount, ticker, or starting month back to December 1998.
Growth of $1,000 in XLF since January 2016
dividends reinvested · monthlyFinancial Select Sector SPDR Fund (XLF). Total return approximated via dividend- and split-adjusted closes (dividends reinvested, no taxes or fees). Not investment advice.
$1,000 invested in XLF, by starting year
| Invested in | Worth today (div. reinvested) | Price-only | Multiple | Annualized |
|---|---|---|---|---|
| 1998 | $5,537 | $2,764 | 5.5× | 6.4% |
| 1999 | $5,442 | $2,717 | 5.4× | 6.4% |
| 2000 | $5,558 | $2,809 | 5.6× | 6.7% |
| 2001 | $4,296 | $2,201 | 4.3× | 5.9% |
| 2002 | $4,786 | $2,491 | 4.8× | 6.6% |
| 2003 | $5,622 | $2,982 | 5.6× | 7.7% |
| 2004 | $4,119 | $2,230 | 4.1× | 6.5% |
| 2005 | $3,922 | $2,169 | 3.9× | 6.6% |
| 2006 | $3,582 | $2,027 | 3.6× | 6.5% |
| 2007 | $3,012 | $1,747 | 3.0× | 5.9% |
| 2008 | $3,735 | $2,223 | 3.7× | 7.4% |
| 2009 | $11,309 | $7,010 | 11.3× | 15.0% |
| 2010 | $7,210 | $4,568 | 7.2× | 12.8% |
| 2011 | $6,170 | $3,950 | 6.2× | 12.6% |
| 2012 | $7,080 | $4,607 | 7.1× | 14.6% |
| 2013 | $5,647 | $3,727 | 5.6× | 13.8% |
| 2014 | $4,587 | $3,076 | 4.6× | 13.1% |
| 2015 | $4,128 | $2,815 | 4.1× | 13.3% |
| 2016 | $4,290 | $2,982 | 4.3× | 15.1% |
| 2017 | $2,680 | $2,257 | 2.7× | 11.1% |
| 2018 | $2,067 | $1,769 | 2.1× | 9.1% |
| 2019 | $2,326 | $2,029 | 2.3× | 12.2% |
| 2020 | $1,974 | $1,756 | 2.0× | 11.3% |
| 2021 | $1,991 | $1,818 | 2.0× | 13.7% |
| 2022 | $1,450 | $1,347 | 1.5× | 8.9% |
| 2023 | $1,518 | $1,439 | 1.5× | 13.2% |
| 2024 | $1,405 | $1,358 | 1.4× | 15.5% |
| 2025 | $1,042 | $1,022 | 1.0× | 3.1% |
Methodology
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. XLF data begins December 1998; values as of June 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live XLF chart and fundamentals on the XLF quote page or compare with the same investment in SPY.