financial statements

The full income statement, balance sheet, and cash-flow statement for Capital One Financial Corporation (COF), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

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PeriodRangeOrderChangeYoYQoQAs-reported fiscal years.

Line item	FY2025	FY2024	FY2023	FY2022	FY2021
Income Statement	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	8.06B YoY+36.3%	5.92B YoY+4.8%	5.64B YoY+4.2%	5.42B YoY+13.3%	4.78B YoY+27.9%
Noninterest income	10.6B YoY+33.6%	7.90B YoY+4.7%	7.55B YoY+5.7%	7.14B YoY+13.9%	6.26B YoY+11.7%
Selling & marketing	5.88B YoY+29.0%	4.56B YoY+13.8%	4.01B YoY-0.2%	4.02B YoY+39.9%	2.87B YoY+78.3%
Amortization of intangibles	1.33B YoY+1622.1%	77.0M YoY-6.1%	82.0M YoY+36.7%	60.0M YoY+106.9%	29.0M YoY-51.7%
Noninterest expense	30.5B YoY+41.9%	21.5B YoY+5.8%	20.3B YoY+6.0%	19.2B YoY+15.6%	16.6B YoY+10.1%
Interest expense	—	—	12.7B YoY+208.0%	4.12B YoY+158.0%	1.60B YoY-48.8%
Interest & investment income	58.7B YoY+27.5%	46.0B YoY+9.8%	41.9B YoY+34.3%	31.2B YoY+21.2%	25.8B YoY-1.0%
Net interest income	42.9B YoY+37.4%	31.2B YoY+6.7%	29.2B YoY+7.8%	27.1B YoY+12.2%	24.2B YoY+5.5%
Pre-tax income	2.28B YoY-61.4%	5.91B YoY-2.2%	6.04B YoY-34.6%	9.24B YoY-41.6%	15.8B YoY+393.6%
Income tax	193M YoY-83.4%	1.16B YoY+0.4%	1.16B YoY-38.4%	1.88B YoY-44.9%	3.42B YoY+602.7%
	2.45B YoY-48.4%	4.75B YoY-2.8%	4.89B YoY-33.6%	7.36B YoY-40.6%	12.4B YoY+356.5%
Income from continuing operations	2.09B YoY-56.0%	4.75B YoY-2.9%	4.89B YoY-33.6%	7.36B YoY-40.6%	12.4B YoY+356.2%
Net income to common	2.18B YoY-50.9%	4.45B YoY-3.0%	4.58B YoY-35.0%	7.04B YoY-41.1%	12.0B YoY+403.8%
	$4.03 YoY-65.2%	$11.59 YoY-3.0%	$11.95 YoY-33.3%	$17.91 YoY-33.5%	$26.94 YoY+420.1%
EPS (basic)	$4.03 YoY-65.3%	$11.61 YoY-3.1%	$11.98 YoY-33.4%	$17.98 YoY-33.5%	$27.04 YoY+421.0%
Weighted-avg shares (basic)	541M YoY+41.3%	383M YoY+0.1%	382M YoY-2.4%	392M YoY-11.5%	443M YoY-3.3%
Weighted-avg shares (diluted)	541M YoY+41.1%	384M YoY+0.1%	383M YoY-2.5%	393M YoY-11.5%	444M YoY-3.2%
Balance Sheet	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Cash & equivalents	62.1B YoY+42.2%	43.7B YoY-0.2%	43.8B YoY+40.0%	31.3B YoY+41.7%	22.1B YoY-45.9%
	669B YoY+36.5%	490B YoY+2.4%	478B YoY+5.1%	455B YoY+5.3%	432B YoY+2.6%
Property, plant & equipment	5.60B YoY+24.2%	4.51B YoY+3.1%	4.38B YoY+0.6%	4.35B YoY+3.3%	4.21B YoY-1.8%
Operating lease right-of-use	977M YoY+0.3%	974M YoY-3.5%	1.01B YoY-10.5%	1.13B YoY-0.8%	1.14B YoY-13.6%
Goodwill	28.5B YoY+89.3%	15.1B YoY-0.0%	15.1B YoY+1.9%	14.8B YoY-0.0%	14.8B YoY+0.9%
Intangible assets	16.6B YoY+7015.0%	233M YoY-24.8%	310M YoY+95.0%	159M YoY+43.2%	111M YoY+23.3%
Short-term & current debt	1.09B YoY+93.4%	562M YoY+4.5%	538M YoY-39.1%	883M YoY+7.7%	820M YoY+22.8%
	555B YoY+29.4%	429B YoY+2.1%	420B YoY+4.4%	403B YoY+8.4%	371B YoY+2.8%
Long-term debt	43.9B YoY+0.0%	43.9B YoY+0.0%	43.9B YoY+0.0%	43.9B YoY+0.0%	43.9B YoY+0.0%
	114B YoY+86.9%	60.8B YoY+4.6%	58.1B YoY+10.5%	52.6B YoY-13.8%	61.0B YoY+1.4%
Preferred stock	0.00	0.00	0.00	0.00	0.00
Common stock	7.00M YoY+0.0%	7.00M YoY+0.0%	7.00M YoY+0.0%	7.00M YoY+0.0%	7.00M YoY+0.0%
Additional paid-in capital	64.0B YoY+75.8%	36.4B YoY+2.5%	35.5B YoY+2.3%	34.7B YoY+1.8%	34.1B YoY+1.9%
Retained earnings	65.2B YoY+1.1%	64.5B YoY+5.8%	60.9B YoY+6.6%	57.2B YoY+12.1%	51.0B YoY+27.2%
Treasury stock	10.1B YoY-67.1%	30.9B YoY+2.4%	30.1B YoY+2.4%	29.4B YoY+20.2%	24.5B YoY+45.1%
Accumulated other comprehensive income	-5.47B YoY+41.1%	-9.29B YoY-12.3%	-8.27B YoY+16.6%	-9.92B YoY-2751.3%	374M YoY-89.3%
Total liabilities & equity	669B YoY+36.5%	490B YoY+2.4%	478B YoY+5.1%	455B YoY+5.3%	432B YoY+2.6%
Common shares issued	709M YoY+0.9%	702M YoY+0.9%	696M YoY+0.9%	690M YoY+0.8%	685M YoY+0.8%
Common shares outstanding	625M YoY+64.0%	381M YoY+0.2%	380M YoY-0.2%	381M YoY-7.9%	414M YoY-9.8%
Shares outstanding (cover)	636M YoY+66.6%	382M YoY+0.2%	381M YoY-0.2%	382M YoY-10.3%	426M YoY-6.9%
Cash Flow	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	27.7B YoY+52.6%	18.2B YoY-11.7%	20.6B YoY+49.0%	13.8B YoY+12.2%	12.3B YoY-26.3%
Depreciation & amortization	5.26B YoY+62.5%	3.24B YoY+0.3%	3.23B YoY+0.5%	3.21B YoY-7.8%	3.48B YoY-0.6%
Share-based compensation	776M YoY+36.4%	569M YoY+10.9%	513M YoY+63.4%	314M YoY-5.1%	331M YoY+63.1%
Deferred income taxes	-1.91B YoY-123.6%	-853M YoY-18.0%	-723M YoY+6.3%	-772M YoY-227.6%	605M YoY+137.2%
	-444M YoY+98.3%	-26.4B YoY-20.5%	-21.9B YoY+26.3%	-29.7B YoY+5.6%	-31.5B YoY-112.3%
Capital expenditure	1.58B YoY+31.1%	1.20B YoY+25.3%	961M YoY+2.9%	934M YoY+33.8%	698M YoY-1.7%
Acquisitions	-16.5B	0.00 YoY-100.0%	2.79B YoY+136.8%	1.18B YoY+75.8%	669M YoY+9457.1%
Sales/maturities of investments	17.9B YoY+51.1%	11.8B YoY+34.0%	8.84B YoY-53.6%	19.1B YoY-29.3%	27.0B YoY+20.8%
Other investing activities	1.82B YoY+12.6%	1.62B YoY+22.0%	1.32B YoY+111.0%	628M YoY-6.0%	668M YoY-18.7%
	-8.85B YoY-208.4%	8.17B YoY-41.0%	13.8B YoY-44.9%	25.1B YoY+5201.9%	474M YoY-98.1%
Common stock issued	400M YoY+23.8%	323M YoY+8.0%	299M YoY+8.3%	276M YoY+9.1%	253M YoY+5.0%
Common stock repurchased	4.10B YoY+458.4%	734M YoY+2.2%	718M YoY-85.5%	4.95B YoY-34.9%	7.61B YoY+1835.1%
Dividends paid	1.52B YoY+62.7%	932M YoY+0.1%	931M YoY-2.0%	950M YoY-17.2%	1.15B YoY+149.6%
Net change in cash	18.4B YoY+22031.0%	-84.0M YoY-100.7%	12.5B YoY+35.8%	9.20B YoY+149.2%	-18.7B YoY-169.3%
Interest paid	14.9B YoY+12.8%	13.2B YoY+22.0%	10.8B YoY+199.9%	3.61B YoY+67.2%	2.16B YoY-39.7%
Income taxes paid	806M YoY-27.1%	1.10B YoY-18.5%	1.35B YoY-26.8%	1.85B YoY-26.7%	2.53B YoY+155.8%
Valuation Ratios	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Market cap	154B YoY+126.5%	68.0B YoY+36.2%	49.9B YoY+40.7%	35.5B YoY-42.5%	61.8B YoY+36.6%
P/E	62.8× YoY+338.6%	14.3× YoY+55.0%	9.2× YoY+121.5%	4.2× YoY-16.3%	5.0× YoY-70.1%
P/S	19.1× YoY+66.2%	11.5× YoY+27.2%	9.0× YoY+35.4%	6.7× YoY-48.3%	12.9× YoY+6.8%
P/B	1.4× YoY+21.2%	1.1× YoY+20.1%	0.9× YoY+32.8%	0.7× YoY-30.7%	1.0× YoY+34.7%
P/FCF	5.9× YoY+46.9%	4.0× YoY+65.6%	2.4× YoY-35.6%	3.8× YoY-29.2%	5.3× YoY+88.1%
Earnings yield	1.6% YoY-77.2%	7.0% YoY-35.5%	10.8% YoY-54.9%	24.0% YoY+19.5%	20.1% YoY+234.2%
FCF yield	17.0% YoY-31.9%	24.9% YoY-39.6%	41.3% YoY+55.4%	26.6% YoY+41.2%	18.8% YoY-46.8%
Source filing	10-K	10-K	10-K	10-K	10-K

About this data

Source: COF's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all COF filings on SEC EDGAR → Not investment advice.

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